FGTS: Who Qualifies and What You Get
Learn how to access your accumulated funds through the FGTS scheme and the specific conditions required for withdrawal.
FGTS is a system that allows former formal employees to access accumulated funds held in their accounts.
Who it's for
This scheme is designed specifically for individuals who were previously employed under a formal labor contract. If you have worked in a position that required a formal registration of your employment, you may have accumulated funds within this system that belong to you.
What you get
The primary benefit of this scheme is the ability to withdraw the funds that have been accumulated in your account over time. These funds are held for your benefit and can be accessed to support your financial needs when you meet the required criteria.
What it costs you
Accessing your funds does not require a direct monetary payment or a fee. However, to manage your account, check your balances, and initiate any withdrawal requests, you are required to use the FGTS mobile app on your smartphone.
The catch to know
You cannot simply withdraw your money at any time for any reason. There are strict limitations on when these funds can be accessed. You can only withdraw the money in specific cases, such as when you are buying a house or if you choose to use the specific 'saque-aniversário' option.
How to apply
- Download and install the official FGTS mobile app on your smartphone.
- Log in to the app to view your current accumulated balance and account status.
- Review the available withdrawal options to see which specific conditions apply to your current situation.
- Follow the guided steps within the app to request your funds based on your eligibility.
- For further information or to use the web-based resources, visit the official portal at https://www.fgts.gov.br/