National Program for Strengthening Family Farming (PRONAF): Who Qualifies and What You Get
Learn how small-scale farmers in Brazil can access low-interest loans for equipment, infrastructure, and seasonal costs through PRONAF.
This program provides financial support to family farmers to help them manage their agricultural activities and improve their livelihoods.
Who it's for
To qualify, you must be a family farmer who earns the majority of your income from your farm. You are also required to hold either a DAP or a CAF document to prove your status.
What you get
You can access low-interest loans designed to cover various agricultural needs. This includes money for purchasing machinery, building necessary infrastructure, or covering the seasonal costs of growing crops.
What it costs you
While the funds are provided through credit, there is work involved in the application process. You must have a valid CAF registration and you will need to provide a formal project plan created by an agronomist.
The catch to know
It is important to stay proactive during the application process. Because banks sometimes prioritize larger-scale farming operations, you may need to firmly insist on your rights as a PRONAF participant to ensure you are treated fairly.
How to apply
- Ensure your CAF or DAP documentation is valid and up to date.
- Work with an agronomist to develop a formal project plan for your farm.
- Visit your local banking institution to present your project and apply for the credit line.
- Follow the specific requirements provided by the bank to finalize your loan.
For more details, visit the official portal: https://www.gov.br/mda/pt-br/assuntos/agricultura-familiar/pronaf