Switzerland hubs

Aylin

Make-up Artist

SwitzerlandGerman (Deutsch)CHF CHF

Aylin is a freelance make-up artist navigating the Swiss creative industry while balancing high living costs and self-employment taxes. This hub tracks the essential federal support, insurance mandates, and professional portals she needs to keep her business running smoothly.

Keeping my business legal and tax-ready

Managing self-employment taxes and social security contributions is the biggest hurdle for freelance creatives.

AHV/IV/EO Contributions

Alters- und Hinterlassenenversicherung

national · Federal Social Insurance Office

Who qualifies
All self-employed persons in Switzerland
What you get
Mandatory state pension, disability insurance, and income compensation
What it actually costs you
Approx 10% of net income; requires annual tax declaration
Common gotcha
You must register with your cantonal compensation fund immediately after starting freelance work

Value Added Tax (MWST)

Mehrwertsteuer

national · Federal Tax Administration

Who qualifies
Businesses with annual turnover exceeding 100,000 CHF
What you get
Legal status to charge and reclaim VAT on business expenses
What it actually costs you
Quarterly reporting; requires meticulous bookkeeping
Common gotcha
If you are under the threshold, you can still register voluntarily, which might be better if you have high initial equipment costs

Central Business Name Index

Zentraler Firmenindex

national · Federal Office of Justice

Who qualifies
All registered sole proprietorships and companies
What you get
Official verification of business registration
What it actually costs you
Free to search; registration fees vary by canton
Common gotcha
Sole traders are only required to register if turnover exceeds 100k CHF, but it helps with bank accounts

Optional Accident Insurance

Freiwillige Unfallversicherung

national · SUVA

Who qualifies
Self-employed persons without mandatory employer coverage
What you get
Coverage for work-related accidents and occupational illnesses
What it actually costs you
Annual premium based on risk class
Common gotcha
Basic health insurance covers accidents, but SUVA covers loss of earnings, which is vital for a make-up artist

Professional Expense Deductions

Berufsauslagen

national · Federal Tax Administration

Who qualifies
All self-employed taxpayers
What you get
Reduction in taxable income for business-related costs
What it actually costs you
Must keep all receipts for makeup kits, travel, and studio rent
Common gotcha
Private makeup usage cannot be deducted; only professional kit items

CH-Direct Portal

CH-Direct

national · Federal Chancellery

Who qualifies
All Swiss residents
What you get
Central hub for all government services and forms
What it actually costs you
Free; requires SwissID for secure access
Common gotcha
Many forms are still canton-specific; always check your specific canton's sub-page

Staying healthy and insured

Health insurance is mandatory and expensive; knowing how to optimize premiums is essential.

Mandatory Health Insurance (LaMal)

Grundversicherung

national · Federal Office of Public Health

Who qualifies
All residents
What you get
Basic medical coverage
What it actually costs you
Monthly premiums; high deductibles (franchise) reduce monthly costs
Common gotcha
You must choose a franchise level; if you are healthy, a 2500 CHF franchise saves significant monthly premium costs

Premium Reduction Subsidy

Prämienverbilligung

national · Cantonal Social Insurance Offices

Who qualifies
Individuals with low to moderate taxable income
What you get
Direct reduction in monthly health insurance premiums
What it actually costs you
Application via tax declaration data
Common gotcha
Automatic in some cantons, requires active application in others

Patient Rights Ombudsman

Patientenstelle

national · Independent Foundations

Who qualifies
Any patient facing medical disputes
What you get
Legal advice and mediation for medical billing or malpractice
What it actually costs you
Small consultation fee
Common gotcha
They do not provide legal representation in court, only mediation

Maternity Allowance

Mutterschaftsentschädigung

national · Federal Social Insurance Office

Who qualifies
Self-employed mothers
What you get
80% of income for 14 weeks after birth
What it actually costs you
Must have been insured under AHV for 9 months prior
Common gotcha
Does not cover full business overheads, only personal income

Supplementary Dental Coverage

Zahnzusatzversicherung

private · Private Insurers

Who qualifies
Voluntary
What you get
Coverage for non-emergency dental work
What it actually costs you
Monthly premiums based on age and health
Common gotcha
Usually requires a dental exam before acceptance; pre-existing conditions are excluded

Pro Mente Sana

national · Non-profit foundation

Who qualifies
Anyone struggling with mental health
What you get
Counseling and navigation for psychiatric services
What it actually costs you
Free initial advice
Common gotcha
Psychotherapy is covered by basic insurance only if prescribed by a doctor

Growing my craft

Accessing federal education grants and professional networking platforms.

Scholarships and Grants Portal

Stipendien

national · Federal Office for Professional Education

Who qualifies
Students in vocational or higher education
What you get
Financial aid for further training
What it actually costs you
Extensive application process with income proof
Common gotcha
Most grants are canton-specific; the federal site acts as a directory

Vocational Training Fund

Berufsbildungsfonds

national · State Secretariat for Education

Who qualifies
Professionals seeking certification
What you get
Subsidized training courses
What it actually costs you
Course fees minus subsidy
Common gotcha
Must be a recognized vocational path

Pro Helvetia Grants

Pro Helvetia

national · Swiss Arts Council

Who qualifies
Artists with professional track records
What you get
Project funding for creative work
What it actually costs you
Detailed project proposal and budget required
Common gotcha
Extremely competitive; requires a strong portfolio

SwissSkills Network

SwissSkills

national · SwissSkills Foundation

Who qualifies
Vocational professionals
What you get
Networking and competition opportunities
What it actually costs you
Free to join
Common gotcha
Focuses on younger professionals under 25

SUISA/ProLitteris

Verwertungsgesellschaften

national · Private/Statutory

Who qualifies
Creative professionals
What you get
Royalties for intellectual property
What it actually costs you
Membership fee
Common gotcha
You must register your specific works to receive payouts

Berufsberatung.ch

Berufsberatung

national · Swiss Conference of Cantonal Ministers

Who qualifies
Anyone seeking career change or training
What you get
Free career counseling and job market data
What it actually costs you
Time for appointments
Common gotcha
Highly localized; you must visit the office in your specific canton

Getting around and living

Discounts for freelancers and essential travel cards.

Half-Fare Travelcard

Halbtax

national · SBB CFF FFS

Who qualifies
Everyone
What you get
50% off all public transport
What it actually costs you
190 CHF per year
Common gotcha
Pays for itself if you travel more than 400 CHF per year

SwissID

national · SwissSign Group

Who qualifies
Residents with ID
What you get
Single sign-on for government and bank portals
What it actually costs you
Free
Common gotcha
Requires identity verification via app or post

Swiss Post Services

Die Post

national · Swiss Post

Who qualifies
Everyone
What you get
Postal and banking services (PostFinance)
What it actually costs you
Standard service fees
Common gotcha
PostFinance is the easiest bank for freelancers to open an account with

Consumer Protection Foundation

Stiftung für Konsumentenschutz

national · Non-profit

Who qualifies
All consumers
What you get
Legal advice on contracts and purchases
What it actually costs you
Membership fee for detailed advice
Common gotcha
They help with B2C disputes, not B2B

Serafe Fee

Serafe

national · Federal Office of Communications

Who qualifies
All households
What you get
Funding for public broadcasting
What it actually costs you
335 CHF per year
Common gotcha
Mandatory even if you don't own a TV; billed automatically

Energy Efficiency Grants

EnergieSchweiz

national · Federal Office of Energy

Who qualifies
Homeowners/Renters
What you get
Subsidies for energy-efficient upgrades
What it actually costs you
Application effort
Common gotcha
Must apply before starting the work

State-level schemes

26states & territories — open one to see what it offers.

Aargau

Aargau offers specific vocational support and tax structures for self-employed beauty professionals that differ significantly from the neighboring cantons of Zurich or Basel.

Running my freelance business in Aargau

Aargau Professional Expense Deductions

Berufsauslagen Aargau

state · Departement Finanzen und Ressourcen

Who qualifies
Self-employed make-up artists filing in Aargau
What you get
Specific tax write-offs for professional equipment, travel, and studio rental costs
What it actually costs you
Detailed receipts and a separate ledger for business expenses
Common gotcha
You must prove the equipment is used exclusively for professional work to claim 100% deduction.

Aargau Startup and SME Support

Wirtschaftsförderung Aargau

state · Amt für Wirtschaft und Arbeit

Who qualifies
New business owners in the beauty sector
What you get
Free initial consultation on business registration and local networking
What it actually costs you
A scheduled appointment and a basic business plan
Common gotcha
They focus heavily on scalability; emphasize your long-term client growth strategy.

Aargau Professional Development Grants

Weiterbildungsförderung Aargau

state · Departement Bildung, Kultur und Sport

Who qualifies
Professionals seeking advanced certification in beauty therapy
What you get
Partial reimbursement for approved vocational courses
What it actually costs you
Proof of enrollment and completion of an accredited course
Common gotcha
Only applies to courses recognized by the canton's vocational board.

Staying covered as a freelancer

Aargau Health Insurance Premium Reduction

Prämienverbilligung Aargau

state · SVA Aargau

Who qualifies
Residents with low to moderate income who are self-employed
What you get
Direct reduction of monthly health insurance premiums
What it actually costs you
Annual application based on your tax assessment
Common gotcha
You must apply by the deadline; it is not automatically applied even if your income drops.

Aargau Family Allowance for Self-Employed

Familienzulagen für Selbstständigerwerbende

state · SVA Aargau

Who qualifies
Self-employed make-up artists with children
What you get
Monthly cash payment per child
What it actually costs you
Proof of self-employment status and child birth certificates
Common gotcha
You must be registered as a self-employed person with the SVA to qualify.
Appenzell Innerrhoden

As a makeup artist in Switzerland's smallest canton, you benefit from local business support and specific vocational training subsidies tailored to the unique Appenzell market.

Growing my beauty business

Appenzell Innerrhoden Economic Promotion Grant

Wirtschaftsförderung Appenzell Innerrhoden

state · Department of Economics

Who qualifies
Small business owners and freelancers registered in the canton.
What you get
Financial support for business expansion or equipment upgrades.
What it actually costs you
Detailed business plan, proof of local residency, and tax filings.
Common gotcha
The grant is highly competitive; you must prove your service adds value to the local economy.

Canton AI SME Tax Deduction

state · Cantonal Tax Administration

Who qualifies
Self-employed makeup artists with annual turnover below 500,000 CHF.
What you get
Reduced cantonal tax rate on professional equipment depreciation.
What it actually costs you
Annual tax return with itemized professional expenses.
Common gotcha
You must clearly separate personal and professional assets in your bookkeeping.

Cantonal Vocational Training Fund

Berufsbildungsfonds

state · Office of Vocational Training

Who qualifies
Professionals pursuing advanced certifications in beauty or aesthetics.
What you get
Reimbursement of up to 50% of tuition fees for recognized courses.
What it actually costs you
Proof of enrollment and completion certificate.
Common gotcha
The course must be on the state-approved list of professional development.

Living and working in Appenzell

Cantonal Health Insurance Premium Reduction

Prämienverbilligung

state · Social Insurance Office

Who qualifies
Residents with low to moderate taxable income.
What you get
Direct reduction in mandatory health insurance premiums.
What it actually costs you
Annual application form based on previous year's tax assessment.
Common gotcha
You must apply annually; it is not automatically renewed.

Appenzell Childcare Voucher Scheme

Betreuungsgutscheine

state · Department of Social Affairs

Who qualifies
Working parents needing professional childcare services.
What you get
Monthly subsidy covering a portion of daycare costs.
What it actually costs you
Proof of employment and household income.
Common gotcha
Vouchers are limited and allocated on a first-come, first-served basis.
Appenzell Ausserrhoden

As a makeup artist in AR, you benefit from cantonal-specific vocational training subsidies and business support tailored for small-scale creative entrepreneurs in the Appenzell region.

Growing my makeup business

Cantonal Vocational Training Grant

Berufsbildungsbeiträge AR

state · Amt für Berufsbildung AR

Who qualifies
Residents of AR undertaking certified advanced professional makeup or cosmetic training.
What you get
Up to 50% reimbursement of tuition fees for recognized industry certifications.
What it actually costs you
Proof of residency, course syllabus, and paid invoice; 4-6 weeks processing.
Common gotcha
The course must be on the cantonal list of recognized professional education providers.

Economic Promotion AR Startup Coaching

Wirtschaftsförderung AR

state · Amt für Wirtschaft AR

Who qualifies
New creative business owners in AR seeking to register as self-employed.
What you get
Free initial business plan review and access to local networking events for small businesses.
What it actually costs you
A draft business plan and a meeting request; no fee.
Common gotcha
They focus on business viability; ensure your makeup portfolio is part of the presentation.

Keeping healthy while working

Cantonal Premium Reduction (IPV)

Prämienverbilligung AR

state · SVA Appenzell Ausserrhoden

Who qualifies
Self-employed makeup artists with low to moderate taxable income.
What you get
Direct reduction in monthly health insurance premiums.
What it actually costs you
Annual tax assessment notice; application deadline is usually March 31st.
Common gotcha
You must re-apply or confirm eligibility every year; it is not automatic.

AR Medical Network Access

Ärztenetzwerk AR

state · Gesundheitsamt AR

Who qualifies
All residents of Appenzell Ausserrhoden.
What you get
Access to specialized regional health programs and lower-cost HMO insurance models.
What it actually costs you
Standard health insurance premium; no additional fees.
Common gotcha
Choosing an HMO model limits your choice of doctors but saves significantly on premiums.
Bern

Bern offers unique cantonal support for creative freelancers and small business owners, including specific tax deductions for professional equipment and local vocational training grants.

Keeping my business running in Bern

Professional Equipment Tax Deduction

Berufsauslagenabzug

state · Kantonale Steuerverwaltung Bern

Who qualifies
Self-employed make-up artists filing in Bern.
What you get
Deduction of professional costs (brushes, kits, lighting) from taxable income.
What it actually costs you
Detailed receipts and a clear log of business-use vs private-use.
Common gotcha
You must prove the equipment is essential for your specific trade.

BE! Welcome Center Consulting

state · Economic Promotion Canton of Bern

Who qualifies
New freelance businesses based in the canton.
What you get
Free initial advisory sessions on local regulations and networking.
What it actually costs you
Time for an appointment; no monetary fee.
Common gotcha
They focus more on growth than basic administrative setup.

Cantonal AHV/IV Compensation Fund

Ausgleichskasse des Kantons Bern

state · AKB

Who qualifies
Self-employed individuals registered in Bern.
What you get
Mandatory social insurance coverage for old age and disability.
What it actually costs you
Annual contribution based on your net income.
Common gotcha
You are responsible for registering yourself; it is not automatic like for employees.

Leveling up my craft

Cantonal Vocational Training Fund

Berufsbildungsfonds

state · Amt für Berufsbildung

Who qualifies
Professionals pursuing advanced certifications in beauty/aesthetics.
What you get
Partial reimbursement for approved advanced training courses.
What it actually costs you
Application form and proof of course completion.
Common gotcha
Must apply before the course begins.

Creative Bern Grant

state · Kulturamt Bern

Who qualifies
Artists and creative freelancers working on specific projects in Bern.
What you get
Project-based financial support for creative showcases.
What it actually costs you
A formal project proposal and budget plan.
Common gotcha
Highly competitive; requires a strong portfolio.
Basel-Landschaft

As a make-up artist in Basel-Landschaft, you benefit from strong cantonal support for small businesses and specific tax deductions that help freelancers manage the high cost of living in the Basel region.

Running my freelance studio

Basel-Landschaft Startup Coaching

Standortförderung Baselland

state · Amt für Wirtschaft und Arbeit

Who qualifies
Freelance make-up artists registered in the canton starting a new business.
What you get
Free professional coaching and business plan review sessions.
Common gotcha
It is not a cash grant; it is purely advisory support for business structure.

Cantonal Professional Expense Deductions

state · Steuerverwaltung Basel-Landschaft

Who qualifies
Self-employed professionals filing tax returns in BL.
What you get
Specific deductions for professional equipment and studio rental costs.
Common gotcha
You must prove these are strictly for business, not personal use.

Basel-Landschaft Business Network

state · Wirtschaftskammer Baselland

Who qualifies
Registered small business owners in the canton.
What you get
Access to networking events and discounted professional insurance rates.
Common gotcha
Membership is not automatic; you must apply for the specific trade category.

Cantonal Training Support

state · Amt für Berufsbildung

Who qualifies
Professionals seeking advanced certification in beauty/cosmetics.
What you get
Partial reimbursement for approved advanced training courses.
Common gotcha
Must be an approved institution within the Basel region.

Managing my daily life

Cantonal Health Insurance Subsidy

Prämienverbilligung

state · Sozialversicherungsanstalt Basel-Landschaft

Who qualifies
Freelancers with income below the cantonal threshold.
What you get
Direct reduction in monthly health insurance premiums.
Common gotcha
Applications must be filed by the deadline, or you lose the subsidy for that year.

Basel Culture Pass

state · Kultur Basel-Landschaft

Who qualifies
Residents of the canton.
What you get
Discounted access to local museums and cultural venues for inspiration.
Common gotcha
Does not cover special exhibitions, only permanent collections.

TNW Regional Travel Discount

state · Tarifverbund Nordwestschweiz

Who qualifies
Local residents and business owners.
What you get
Reduced rates for monthly travel passes within the BL zone.
Common gotcha
Only applies to zones within the TNW network.
Basel-Stadt

Basel-Stadt offers unique cantonal subsidies for creative professionals and small business owners, alongside specific health and childcare support that makes running a freelance make-up studio manageable.

Keeping my studio running

Basel-Stadt Startup Support

Start-up Förderung Basel

state · Amt für Wirtschaft und Arbeit

Who qualifies
New creative businesses registered in Basel-Stadt with a solid business plan.
What you get
Low-interest loans or grants for initial equipment and studio setup.
What it actually costs you
Detailed business plan, tax records, and a formal pitch to the cantonal committee.
Common gotcha
The application is highly competitive and requires proof of market viability in Basel.

Basel Trade Association Membership Benefits

Gewerbeverband Basel-Stadt

state · Gewerbeverband Basel-Stadt

Who qualifies
Registered small business owners and freelancers in the canton.
What you get
Discounted legal advice, insurance packages, and networking events for local artisans.
What it actually costs you
Annual membership fee based on business size.
Common gotcha
Often overlooked by sole traders who think it's only for large companies.

Cultural Promotion Basel-Stadt

Kulturförderung Basel-Stadt

state · Kulturamt Basel-Stadt

Who qualifies
Freelance artists and stylists contributing to the local cultural scene.
What you get
Project-based financial support for creative collaborations or exhibitions.
What it actually costs you
Project proposal, budget breakdown, and portfolio submission.
Common gotcha
Must prove the project has a clear cultural impact on the Basel community.

Cantonal Professional Expense Deductions

Berufsauslagenabzug

state · Steuerverwaltung Basel-Stadt

Who qualifies
Self-employed make-up artists filing taxes in Basel.
What you get
Specific tax deductions for professional makeup kits, studio rent, and travel expenses.
What it actually costs you
Detailed log of all professional expenses and receipts.
Common gotcha
Personal expenses are strictly separated; keep a separate business account.

Living and working in Basel

Cantonal Health Insurance Premium Reduction

Prämienverbilligung

state · Amt für Sozialbeiträge

Who qualifies
Residents with low to moderate income levels.
What you get
Direct reduction in monthly health insurance premiums.
What it actually costs you
Application form submitted annually with proof of income.
Common gotcha
You must re-apply if your income changes significantly during the year.

Basel-Stadt Childcare Vouchers

Betreuungsgutscheine

state · Erziehungsdepartement

Who qualifies
Working parents using daycare facilities in Basel.
What you get
Financial support to cover a portion of childcare costs.
What it actually costs you
Proof of employment and household income.
Common gotcha
Limited number of vouchers; apply as soon as you have a daycare spot.

Basel-Stadt TNW Commuter Discount

TNW Abo

state · TNW

Who qualifies
Residents working within the canton.
What you get
Subsidized annual public transport pass for the Basel region.
What it actually costs you
Proof of residency in Basel-Stadt.
Common gotcha
Does not cover cross-border travel to France or Germany without an add-on.
Fribourg

Fribourg offers specific cantonal support for independent beauty professionals and small business owners through local vocational training grants and tax incentives for self-employed individuals.

Keeping my business running

Fribourg Cantonal Startup Support

Soutien cantonal à la création d'entreprise

state · Service de la promotion de l'économie (SPoE)

Who qualifies
New independent make-up artists registering their business in Fribourg.
What you get
Advisory services and potential micro-loans for initial equipment costs.
What it actually costs you
Business plan submission and registration with the cantonal trade register.
Common gotcha
You must prove your business model is viable in the Fribourg market specifically.

Cantonal Professional Expense Deduction

Déduction des frais professionnels

state · Administration cantonale des contributions

Who qualifies
Self-employed make-up artists filing tax returns in Fribourg.
What you get
Specific tax write-offs for professional products, travel, and studio rental.
What it actually costs you
Detailed accounting records and receipts for all beauty supplies.
Common gotcha
Personal makeup items cannot be deducted; only professional-grade kits.

Leveling up my skills

Fribourg Vocational Training Fund

Fonds de formation professionnelle

state · Service de la formation professionnelle (SFP)

Who qualifies
Professionals seeking advanced certification or masterclasses in beauty/aesthetics.
What you get
Partial reimbursement for tuition fees for recognized industry courses.
What it actually costs you
Proof of enrollment and completion certificate.
Common gotcha
Only courses recognized by the cantonal vocational authority qualify.

Fribourg Chamber of Commerce SME Network

Chambre de commerce et d'industrie de Fribourg

state · CCIF

Who qualifies
Registered small business owners in the beauty sector.
What you get
Access to local networking events and discounted business insurance rates.
What it actually costs you
Annual membership fee based on business size.
Common gotcha
Membership is not automatic; you must apply for the SME tier.
GenevaGenève

Geneva offers unique professional support for independent beauty practitioners through specialized cantonal grants and high-standard vocational training subsidies.

Growing my beauty business

FONGIT Startup Support

Fondation Genevoise pour l'Innovation Technologique

state · Canton of Geneva

Who qualifies
Independent beauty entrepreneurs with a scalable business model or tech-integrated service.
What you get
Access to subsidized office space and business coaching.
What it actually costs you
Detailed business plan and pitch; competitive selection process.
Common gotcha
They prioritize tech-heavy startups over traditional service-based businesses.

Cantonal Vocational Training Grant

Aide à la formation professionnelle

state · Office for Vocational Guidance

Who qualifies
Residents of Geneva looking to upgrade their makeup artistry certifications.
What you get
Partial reimbursement of tuition fees for certified aesthetician courses.
What it actually costs you
Proof of residency and enrollment in a recognized Swiss school.
Common gotcha
Must apply before the course begins, not retroactively.

CCIG Small Business Discount

Chambre de commerce, d'industrie et des services de Genève

state · CCIG

Who qualifies
Registered sole traders in the beauty sector.
What you get
Networking access and discounted legal advice for contracts.
What it actually costs you
Annual membership fee based on turnover.
Common gotcha
The networking events are heavily corporate-focused.

Professional Equipment Tax Deduction

Déduction des frais professionnels

state · Geneva Tax Administration

Who qualifies
Self-employed makeup artists filing cantonal tax returns.
What you get
Deduction of high-end makeup kit costs and specialized lighting equipment from taxable income.
What it actually costs you
Itemized receipts and proof of business necessity.
Common gotcha
Personal makeup items are strictly excluded.

Staying secure while self-employed

Cantonal Health Insurance Premium Subsidy

Subside d'assurance-maladie

state · Service de l'assurance-maladie

Who qualifies
Low-income independent workers in Geneva.
What you get
Monthly reduction in mandatory LAMal health insurance premiums.
What it actually costs you
Income tax assessment document; annual renewal required.
Common gotcha
Income thresholds change annually based on household size.

Childcare Financial Support

Chèque service accueil

state · Office de la petite enfance

Who qualifies
Working parents in Geneva using registered daycare.
What you get
Direct subsidy to the daycare center reducing your monthly bill.
What it actually costs you
Proof of income and employment status.
Common gotcha
Availability in public crèches is very low; private ones have long waitlists.

Cantonal Housing Benefit

Allocation de logement

state · Office cantonal du logement

Who qualifies
Residents with modest income paying high Geneva rents.
What you get
Monthly cash transfer to help cover rent.
What it actually costs you
Copy of lease and latest tax return.
Common gotcha
Strict limits on apartment size relative to family size.
Glarus

Glarus offers specific cantonal support for small-scale creative entrepreneurs and beauty professionals to navigate the high cost of living and local business registration.

Keeping my business running in Glarus

Glarus Business Promotion (Standortförderung Glarus)

Standortförderung Glarus

state · Department of Economics and Interior

Who qualifies
Self-employed make-up artists registered in the Canton of Glarus.
What you get
Free advisory sessions on tax planning and local business permit requirements.
What it actually costs you
Zero cost; requires a scheduled appointment and your business plan draft.
Common gotcha
Many assume it is only for large factories; they actually have a dedicated desk for small service providers.

Cantonal Professional Expense Deductions

state · Glarus Tax Administration

Who qualifies
Freelance make-up artists filing cantonal tax returns.
What you get
Specific deductions for professional equipment maintenance and specialized training costs.
What it actually costs you
Requires itemized receipts and a clear log of professional vs. personal use.
Common gotcha
You must prove the equipment is essential for your specific trade.

Upskilling and professional development

Cantonal Vocational Training Grants

Stipendien und Darlehen

state · Office of Vocational Training

Who qualifies
Residents of Glarus pursuing advanced certification in beauty or cosmetology.
What you get
Partial reimbursement of tuition fees for recognized professional courses.
What it actually costs you
Application form, proof of residency, and course syllabus.
Common gotcha
The course must be on the cantonal list of recognized professional qualifications.

Glarus Creative Industry Networking Fund

state · Culture and Arts Department

Who qualifies
Local creative professionals including make-up artists working in media or fashion.
What you get
Subsidies for participating in regional trade fairs or creative workshops.
What it actually costs you
Application must be submitted 3 months before the event.
Common gotcha
Funds are limited and distributed on a first-come, first-served basis.
Graubünden

Graubünden offers unique support for small-scale creative entrepreneurs and freelancers in mountain regions, including specific grants for cultural and professional development.

Growing my freelance make-up business

Graubünden Cultural Promotion Grant

Kulturförderung Graubünden

state · Amt für Kultur Graubünden

Who qualifies
Freelance artists and creative professionals based in Graubünden with a project portfolio.
What you get
Project-based financial support for creative workshops or portfolio expansion.
What it actually costs you
Detailed project proposal, budget plan, and CV; 2-3 months processing time.
Common gotcha
Must prove the project has a clear connection to the cultural landscape of the canton.

Graubünden Startup Check

Startup Check Graubünden

state · Standortförderung Graubünden

Who qualifies
New business owners in the canton looking to professionalize their freelance setup.
What you get
Subsidized consulting hours with business experts to refine your business plan.
What it actually costs you
Registration via the regional business hub; minimal administrative fee.
Common gotcha
Only available for businesses registered within the last 24 months.

Innovation Voucher Graubünden

Innovationsscheck Graubünden

state · Standortförderung Graubünden

Who qualifies
Small businesses implementing new digital tools or marketing strategies.
What you get
Up to 50% cost coverage for external consulting services.
What it actually costs you
Proof of investment in new technology or marketing software.
Common gotcha
Must be applied for before the project begins.

Managing costs in the mountains

Cantonal Health Insurance Premium Reduction

Prämienverbilligung

state · Gesundheitsamt Graubünden

Who qualifies
Residents with low to moderate taxable income.
What you get
Direct reduction of monthly health insurance premiums.
What it actually costs you
Annual application based on your tax assessment; no fee.
Common gotcha
The deadline is strict; if you miss it, you lose the subsidy for the entire year.

Graubünden Energy Efficiency Grant

Energie-Förderprogramm Graubünden

state · Amt für Energie und Verkehr

Who qualifies
Residents investing in energy-efficient home office or studio equipment.
What you get
Cash rebates for energy-saving appliances or heating upgrades.
What it actually costs you
Invoices and proof of installation; 4-6 weeks processing.
Common gotcha
Requires pre-approval for larger installations.

Graubünden Resident Travel Discount

Graubünden Pass

state · Rhätische Bahn / PostAuto

Who qualifies
All registered residents of the canton.
What you get
Discounted annual passes for regional travel across the canton.
What it actually costs you
Proof of residency; annual subscription fee.
Common gotcha
Does not cover all private mountain railways, only public transport routes.
Jura

Jura offers specific support for independent beauty professionals through local vocational training subsidies and small business grants for creative entrepreneurs.

Growing my freelance beauty business

Jura Creative Entrepreneurship Grant

Subvention pour les créateurs jurassiens

state · Office de l'économie et du travail

Who qualifies
Independent artists and beauty professionals with a registered business in Jura.
What you get
Up to 5,000 CHF for equipment upgrades or studio renovation.
What it actually costs you
Detailed business plan and proof of local residency; 3 months processing.
Common gotcha
You must prove that your business contributes to the local cultural or economic scene.

Jura Professional Expense Deduction

state · Service des contributions

Who qualifies
Self-employed make-up artists filing taxes in Jura.
What you get
Specific tax write-offs for professional make-up kits and travel expenses.
What it actually costs you
Must maintain a detailed logbook of all professional purchases.
Common gotcha
Personal use items are strictly excluded; you need separate receipts.

Jura Business Mentorship Program

state · Chambre de commerce du Jura

Who qualifies
New beauty business owners operating for less than 2 years.
What you get
Free consultation with a business advisor for tax and legal compliance.
What it actually costs you
Application form and an interview; free of charge.
Common gotcha
Spaces are limited and often fill up by the start of the fiscal year.

Jura Local Marketing Initiative

state · Promotion économique Jura

Who qualifies
Small businesses promoting Jura-based services.
What you get
Co-funding for local advertising campaigns or website localization.
What it actually costs you
Must match 50% of the marketing spend.
Common gotcha
The marketing material must feature local Jura landmarks or identity.

Keeping my skills sharp

Jura Vocational Training Voucher

Chèque formation Jura

state · Service de la formation professionnelle

Who qualifies
Professionals looking to update their certification in beauty/aesthetics.
What you get
Voucher covering 40% of tuition for state-approved beauty courses.
What it actually costs you
Must be a resident of Jura for at least 1 year.
Common gotcha
Only works for courses listed in the Jura state catalogue.

Jura Masterclass Subsidy

state · Département de la formation

Who qualifies
Make-up artists attending specialized workshops outside the canton.
What you get
Reimbursement of travel and registration fees up to 800 CHF.
What it actually costs you
Proof of attendance and course certificate required.
Common gotcha
Must apply for approval at least 30 days before the workshop.

Jura Digital Presence Workshop

state · Office de la formation continue

Who qualifies
Freelancers needing help with social media marketing.
What you get
Free 2-day workshop on digital branding for beauty artists.
What it actually costs you
Registration fee of 50 CHF.
Common gotcha
The course is held in French, so basic fluency is required.
LucerneLuzern

Lucerne offers a unique blend of high-end beauty industry support and local business grants that help independent make-up artists thrive in a competitive tourist-driven market.

Growing my freelance business

Luzerner Kantonalbank Start-up Loan

LUKB Start-up Kredit

state · Luzerner Kantonalbank

Who qualifies
New business owners in Lucerne with a registered business plan.
What you get
Low-interest loans up to 50,000 CHF for equipment and studio setup.
What it actually costs you
Detailed business plan, 2-3 weeks for approval, proof of local residency.
Common gotcha
They require a personal guarantee, which can be tricky for new freelancers.

Lucerne Innovation Voucher

Innovationsscheck Luzern

state · Canton Lucerne Department of Economy

Who qualifies
Small businesses looking to digitize their booking systems.
What you get
Up to 5,000 CHF to cover costs of digital transformation consultants.
What it actually costs you
Application form, quote from a certified consultant, 4 weeks processing.
Common gotcha
Must be applied for before the digital project starts.

Lucerne Trade Association Membership Subsidy

Gewerbeverband Luzern Mitgliedschaft

state · Gewerbeverband Luzern

Who qualifies
Independent make-up artists and beauty professionals.
What you get
Subsidized legal advice and networking access for 200 CHF/year.
What it actually costs you
Annual membership fee, proof of self-employment.
Common gotcha
The subsidy is only applicable if you join as a sole proprietor.

Lucerne Tourism Small Business Marketing Fund

Luzern Tourismus Marketing-Fonds

state · Luzern Tourismus AG

Who qualifies
Artists catering to the wedding and bridal tourism sector.
What you get
Co-funding for marketing campaigns targeting international brides.
What it actually costs you
Marketing plan, proof of local business registration, 6 weeks.
Common gotcha
Requires proof that your services attract visitors to the region.

Learning and upgrading my skills

Lucerne Continuing Education Voucher

Weiterbildungsscheck Luzern

state · Canton Lucerne Education Department

Who qualifies
Self-employed professionals in creative industries.
What you get
Covers 50% of tuition fees for certified make-up artistry courses.
What it actually costs you
Enrollment proof, tax declaration, 2 weeks.
Common gotcha
Only applies to schools accredited by the Canton.

Lucerne Master Craft Subsidy

Meisterprüfung-Förderung

state · Canton Lucerne Vocational Training Board

Who qualifies
Professionals pursuing advanced certifications in beauty.
What you get
Grant of up to 2,000 CHF towards exam fees.
What it actually costs you
Exam registration, proof of course completion, 1 month.
Common gotcha
Must be a resident of Lucerne for at least 2 years.
Neuchâtel

Neuchâtel offers specific cantonal support for independent beauty professionals through vocational training subsidies and business establishment grants.

Growing my beauty business

Cantonal Start-up Support (SPE)

state · Service de la promotion économique

Who qualifies
Independent make-up artists launching a registered business in Neuchâtel.
What you get
Low-interest loans or grants for initial equipment and salon lease costs.
What it actually costs you
Business plan submission and proof of local residency.
Common gotcha
Requires a detailed financial projection which must be approved by the cantonal office before spending starts.

Innovation Vouchers

state · Promotion économique neuchâteloise

Who qualifies
Small businesses looking to digitize booking or marketing.
What you get
Up to 5,000 CHF to cover costs of external digital consultants.
What it actually costs you
Application form and invoice from a certified consultant.
Common gotcha
You must use a consultant approved by the canton.

Professional Expense Deduction

state · Service des contributions

Who qualifies
Self-employed make-up artists filing cantonal taxes.
What you get
Specific tax write-offs for professional makeup kits and travel.
What it actually costs you
Keeping detailed receipts for all kit purchases.
Common gotcha
Personal makeup items cannot be claimed; only professional-grade products.

Leveling up my craft

Cantonal Vocational Training Grant

state · Service de la formation professionnelle

Who qualifies
Professionals seeking advanced certification in aesthetic arts.
What you get
Partial reimbursement of tuition fees for recognized advanced courses.
What it actually costs you
Proof of enrollment and completion certificate.
Common gotcha
The course must be on the cantonal list of approved training providers.

Apprentice Training Bonus

state · Service de la formation professionnelle

Who qualifies
Established makeup artists taking on an apprentice.
What you get
Annual stipend to offset the cost of training an apprentice.
What it actually costs you
Must have a valid training permit for the apprentice.
Common gotcha
Strict requirements on the mentor's own qualifications.
Nidwalden

Nidwalden offers a unique tax environment and specific cantonal support for small-scale creative entrepreneurs and beauty professionals looking to establish a local client base.

Getting my freelance business off the ground

Nidwalden Business Promotion Coaching

Wirtschaftsförderung Nidwalden

state · Amt für Wirtschaft Nidwalden

Who qualifies
New business owners and freelancers based in Nidwalden.
What you get
Free initial consultation and guidance on local business registration and tax planning.
What it actually costs you
Free; requires a scheduled appointment and a basic business plan draft.
Common gotcha
They focus more on scalable businesses than solo freelancers, so emphasize your growth potential.

Nidwalden Self-Employment Tax Deductions

state · Steuerverwaltung Nidwalden

Who qualifies
Registered self-employed make-up artists in the canton.
What you get
Specific cantonal tax deductions for professional equipment and home-office workspace.
What it actually costs you
Requires detailed bookkeeping and receipts for all professional purchases.
Common gotcha
You must prove the workspace is used exclusively for business to claim the deduction.

Staying healthy while working long hours

Nidwalden Health Insurance Premium Reduction

Prämienverbilligung

state · Sozialversicherungsanstalt Nidwalden

Who qualifies
Residents with low to moderate income levels meeting cantonal thresholds.
What you get
Direct reduction in monthly mandatory health insurance premiums.
What it actually costs you
Annual application based on your previous year's tax assessment.
Common gotcha
The deadline is strict; if you miss it, you lose the subsidy for the entire year.

Nidwalden Cantonal Hospital Services

Kantonsspital Nidwalden

state · Kantonsspital Nidwalden

Who qualifies
All registered residents of Nidwalden.
What you get
Access to local emergency and specialist care with cantonal subsidies for basic insurance holders.
What it actually costs you
Standard insurance co-payments and deductibles.
Common gotcha
Specialist services might require a referral from a local GP to be fully covered.
Obwalden

Obwalden offers specific cantonal support for small business owners and creative professionals looking to establish a local presence in the heart of Central Switzerland.

Setting up my studio

Obwalden Economic Promotion Loan

Wirtschaftsförderung Obwalden

state · Volkswirtschaftsdepartement Obwalden

Who qualifies
Small business owners and freelancers registered in Obwalden.
What you get
Low-interest loans or guarantees for business equipment and studio setup.
What it actually costs you
Business plan, proof of local residency, and tax records.
Common gotcha
The loan is strictly for business assets, not for personal living expenses.

Obwalden Innovation Voucher

state · Amt für Wirtschaft

Who qualifies
Local SMEs and self-employed professionals.
What you get
Subsidies for consulting services or digital marketing strategy.
What it actually costs you
Application form and a clear project proposal.
Common gotcha
Must be applied for before the project begins.

Sarnen Municipal Tax Incentive

municipal · Gemeinde Sarnen

Who qualifies
New businesses relocating or starting in Sarnen.
What you get
Temporary reduction in local trade tax rates.
What it actually costs you
Proof of registration and expected revenue projections.
Common gotcha
Only applies to the municipal portion of the tax bill.

Obwalden Chamber of Commerce Networking

state · Handelskammer Obwalden

Who qualifies
Registered businesses in the canton.
What you get
Access to local networking events and professional liability insurance group rates.
What it actually costs you
Annual membership fee.
Common gotcha
Membership is voluntary but highly recommended for local credibility.

Upskilling and professional growth

Obwalden Continuing Education Grant

Weiterbildungsstipendium Obwalden

state · Amt für Berufsbildung

Who qualifies
Professionals seeking certification in specialized beauty or cosmetic fields.
What you get
Partial reimbursement of tuition fees for accredited courses.
What it actually costs you
Proof of enrollment and course syllabus.
Common gotcha
The course must be recognized by the cantonal vocational office.

Obwalden Cultural Promotion Fund

Kulturförderung Obwalden

state · Kulturamt Obwalden

Who qualifies
Artists and creative professionals working on public-facing projects.
What you get
Project-based grants for exhibitions or artistic collaborations.
What it actually costs you
Detailed project budget and timeline.
Common gotcha
Commercial work is usually excluded; it must have a cultural component.

Obwalden Digitalization Support

state · Amt für Wirtschaft

Who qualifies
Small businesses upgrading their digital booking or e-commerce systems.
What you get
Up to 30% of costs covered for software implementation.
What it actually costs you
Invoices from service providers.
Common gotcha
Must use a Swiss-based software provider.
St. Gallen

St. Gallen offers a robust support network for independent beauty professionals through cantonal vocational training subsidies and specialized business development grants for small-scale creative enterprises.

Growing my beauty business

St.Galler Kantonalbank Startup Financing

SGKB Existenzgründungsfinanzierung

state · St.Galler Kantonalbank

Who qualifies
Registered small business owners in St. Gallen with a viable business plan.
What you get
Low-interest credit lines and specialized advisory services for local entrepreneurs.
What it actually costs you
Detailed business plan, proof of residency, and a personal interview.
Common gotcha
The bank requires a solid track record or a very detailed projection of your makeup service demand.

IFJ Startup Support St. Gallen

IFJ Institut für Jungunternehmen

state · IFJ / Canton of St. Gallen

Who qualifies
Anyone planning to register a sole proprietorship in the canton.
What you get
Free administrative support for company registration and tax setup.
What it actually costs you
Time for workshops and registration fees for the commercial register.
Common gotcha
People often forget to register for VAT if their turnover exceeds the threshold.

St. Gallen Innovation Voucher

Innovationsscheck St. Gallen

state · Amt für Wirtschaft und Arbeit

Who qualifies
Small businesses looking to digitize their booking or marketing processes.
What you get
Financial grants to cover costs of external digital consulting.
What it actually costs you
Application form and proof of project scope.
Common gotcha
Must be applied for before the digital project starts.

Leveling up my makeup skills

Cantonal Vocational Training Fund

Berufsbildungsfonds St. Gallen

state · Berufsbildungsamt

Who qualifies
Professionals pursuing further certification in beauty or cosmetology.
What you get
Partial reimbursement of tuition fees for certified advanced courses.
What it actually costs you
Proof of enrollment and completion certificate.
Common gotcha
Only applies to courses recognized by the cantonal education board.

St. Gallen Adult Education Support

St. Galler Weiterbildungsstipendien

state · Amt für Mittelschulen und Berufsbildung

Who qualifies
Residents of St. Gallen seeking to change or upgrade their professional qualifications.
What you get
Direct financial aid for course materials and exam fees.
What it actually costs you
Income and asset declaration.
Common gotcha
Strict income limits apply for eligibility.
Schaffhausen

Schaffhausen offers unique cantonal tax incentives for small-scale beauty service providers and specific vocational support for creative freelancers.

Running my make-up business

Cantonal Professional Expense Deduction

Berufsauslagenabzug

state · Steueramt Schaffhausen

Who qualifies
Self-employed make-up artists registered in the canton.
What you get
Flat-rate deduction on taxable income for professional equipment maintenance.
What it actually costs you
Must declare business expenses annually in the tax return.
Common gotcha
You must keep receipts for all professional brushes and high-end cosmetics even if using the flat rate.

Schaffhausen Business Promotion

Wirtschaftsförderung Schaffhausen

state · Wirtschaftsförderung

Who qualifies
New freelance businesses based in the canton.
What you get
Free initial consultation on business registration and local networking.
What it actually costs you
Time for a scheduled meeting at the cantonal office.
Common gotcha
They focus on scalable businesses, so emphasize your growth plan.

Cantonal Vocational Training Contribution

Berufsbildungsfonds

state · Erziehungsdepartement

Who qualifies
Freelancers who take on apprentices in beauty arts.
What you get
Financial subsidy for training costs and materials.
What it actually costs you
Requires certification as a training company.
Common gotcha
The paperwork for apprentice contracts is strictly regulated.

Cultural Promotion Fund

Kulturförderung Schaffhausen

state · Kulturamt

Who qualifies
Artists working in creative fields including stage make-up.
What you get
Project-based grants for creative collaborations.
What it actually costs you
Detailed project proposal and budget plan.
Common gotcha
Grants are competitive and require a clear artistic merit.

Living and getting around here

OSTWIND Regional Travel Subsidy

OSTWIND Abo

state · Verkehrsbetriebe Schaffhausen

Who qualifies
Residents of Schaffhausen commuting for work.
What you get
Discounted monthly passes for travel within the cantonal zones.
What it actually costs you
Proof of residency and a passport photo.
Common gotcha
Doesn't cover inter-cantonal travel unless you upgrade the zone.

Cantonal Energy Program

Kantonales Energieprogramm

state · Bau- und Verkehrsdepartement

Who qualifies
Home-based business owners upgrading studio lighting.
What you get
Rebates for installing energy-efficient LED studio lighting.
What it actually costs you
Invoices from certified local electricians.
Common gotcha
Must apply before starting the installation.

Cantonal Health Insurance Premium Reduction

Prämienverbilligung

state · Sozialversicherungsamt

Who qualifies
Freelancers with low taxable income.
What you get
Direct reduction of monthly health insurance premiums.
What it actually costs you
Annual application based on last year's tax assessment.
Common gotcha
If your income fluctuates, you must report changes immediately.

Commercial Waste Fee Waiver

Gewerbeabfall-Gebührenbefreiung

state · Stadt Schaffhausen

Who qualifies
Small home-based studios producing minimal waste.
What you get
Exemption from specific commercial waste surcharges.
What it actually costs you
Registration with the local waste management office.
Common gotcha
Only applies if you don't use large-scale industrial waste bins.
Solothurn

Solothurn offers specific cantonal support for independent beauty professionals through vocational training grants and local business development subsidies for small-scale creative services.

Leveling up my skills

Solothurn Vocational Training Grant

Stipendien und Darlehen Kanton Solothurn

state · Amt für Berufsbildung

Who qualifies
Residents of Solothurn pursuing advanced makeup or aesthetic certifications.
What you get
Partial coverage of tuition fees for recognized professional courses.
What it actually costs you
Application form, proof of residency, and course syllabus; takes 4-6 weeks.
Common gotcha
Must be applied for before the course starts, not retroactively.

Cantonal Apprenticeship Support

Lehrlingsförderung Solothurn

state · Departement für Bildung und Kultur

Who qualifies
Makeup artists taking on an apprentice in their studio.
What you get
Financial incentive for training local youth in beauty services.
What it actually costs you
Training permit and compliance with cantonal labor standards.
Common gotcha
Strict documentation of training hours is required for payout.

Running my studio

Solothurn Business Startup Coaching

Standortförderung Solothurn

state · Amt für Wirtschaft und Arbeit

Who qualifies
Self-employed makeup artists registering a new business in the canton.
What you get
Free access to business planning workshops and tax advice.
What it actually costs you
Time for consultation meetings; no direct fee.
Common gotcha
Focuses on business structure rather than creative technique.

Solothurn Creative Sector Grant

Kulturförderung Solothurn

state · Kuratorium Kanton Solothurn

Who qualifies
Artists involved in local film, theater, or fashion projects.
What you get
Project-based funding for makeup supplies and labor.
What it actually costs you
Detailed project proposal and budget breakdown.
Common gotcha
Projects must have a clear connection to the Solothurn cultural landscape.
Schwyz

Schwyz offers a competitive tax environment for self-employed beauty professionals and specific cantonal support for small business infrastructure.

Growing my beauty business

Schwyz Economic Promotion Startup Grant

Wirtschaftsförderung Schwyz Startup-Förderung

state · Amt für Wirtschaft

Who qualifies
New businesses in the canton with a solid business plan.
What you get
Consulting services and potential low-interest loans for equipment.
What it actually costs you
Detailed business plan and registration in the commercial register.
Common gotcha
They prioritize innovative service models, so emphasize your unique technique.

Cantonal Commercial Register Fee Waiver

state · Handelsregisteramt Schwyz

Who qualifies
Sole proprietorships registering for the first time in Schwyz.
What you get
Reduced administrative fees for initial business registration.
What it actually costs you
Proof of residence in the canton.
Common gotcha
Only applies to the cantonal portion of the fee.

Staying covered as a freelancer

Cantonal Health Insurance Premium Reduction

Prämienverbilligung

state · Ausgleichskasse Schwyz

Who qualifies
Freelancers with lower taxable income residing in Schwyz.
What you get
Direct reduction of monthly health insurance premiums.
What it actually costs you
Annual application based on tax assessment.
Common gotcha
You must re-apply every year; it is not automatic.

Cantonal Family Allowance for Self-Employed

Familienzulagen für Selbstständigerwerbende

state · Ausgleichskasse Schwyz

Who qualifies
Self-employed makeup artists with children under 16.
What you get
Monthly cash payment per child to assist with living costs.
What it actually costs you
Registration with the cantonal compensation fund.
Common gotcha
Must be actively paying AHV contributions to qualify.
Thurgau

Thurgau offers specific cantonal support for small-scale creative entrepreneurs and beauty professionals looking to stabilize their business through local subsidies and vocational training grants.

Keeping my beauty business running

Thurgau Startup Coaching

state · Amt für Wirtschaft und Arbeit

Who qualifies
New business owners in Thurgau with a registered trade license.
What you get
Subsidized professional business consulting and marketing strategy sessions.
What it actually costs you
Free initial assessment; requires a business plan and 2 hours of prep.
Common gotcha
You must prove your business is based within the canton of Thurgau.

Thurgau Innovation Voucher

state · Thurgau Wirtschaft

Who qualifies
Small businesses looking to digitize their booking or client management systems.
What you get
Financial contribution towards digital transformation costs up to 5,000 CHF.
What it actually costs you
Application form and proof of investment in software/hardware.
Common gotcha
Cannot be used for routine equipment replacement, only for growth-oriented upgrades.

Cantonal Vocational Training Deduction

state · Kantonales Steueramt

Who qualifies
Self-employed make-up artists investing in advanced certification courses.
What you get
Full tax deductibility for professional development and specialized beauty workshops.
What it actually costs you
Receipts and proof of course relevance to your trade.
Common gotcha
Must be filed as a business expense, not a personal deduction.

Thurgau Gewerbeverband Membership Support

state · Gewerbeverband Thurgau

Who qualifies
Registered local small business owners.
What you get
Access to collective insurance rates and legal advice for freelancers.
What it actually costs you
Annual membership fee based on business size.
Common gotcha
Many freelancers forget that membership includes legal protection insurance.

Leveling up my skills

Thurgau Cantonal Scholarship Fund

state · Amt für Mittel- und Hochschulen

Who qualifies
Residents of Thurgau pursuing advanced vocational degrees in creative arts.
What you get
Non-repayable grants for tuition and living costs during intensive training.
What it actually costs you
Detailed financial disclosure of household income.
Common gotcha
Application deadlines are strict; must be submitted before the semester starts.

Apprentice Training Subsidy

state · Berufsbildungsamt

Who qualifies
Business owners taking on an apprentice for beauty/cosmetology.
What you get
Cantonal subsidy to offset the cost of training a new apprentice.
What it actually costs you
Must be a certified training facility; requires training plan approval.
Common gotcha
The apprentice must be registered with the cantonal office.

Thurgau Cultural Foundation Grant

state · Kulturstiftung des Kantons Thurgau

Who qualifies
Make-up artists working on artistic or film-based projects in the region.
What you get
Project-based funding for creative portfolios or collaborative art installations.
What it actually costs you
Project proposal and portfolio submission.
Common gotcha
Must demonstrate a clear cultural benefit to the Thurgau region.
Ticino

Ticino offers unique professional certification support and cantonal business subsidies that help freelance make-up artists navigate the high-cost Swiss market.

Leveling up my craft and business

Cantonal Innovation and Business Support

Sostegno all'innovazione e allo sviluppo economico

state · Dipartimento delle finanze e dell'economia

Who qualifies
Freelance artists registered in Ticino with a viable business plan for expansion.
What you get
Grants or low-interest loans for equipment upgrades or studio rental costs.
What it actually costs you
Detailed business plan, proof of residency, and 3-6 months of processing time.
Common gotcha
They prioritize businesses that can prove they are creating local economic value.

Cantonal Vocational Training Grants

Borse di studio e sussidi per la formazione professionale

state · Ufficio degli aiuti allo studio

Who qualifies
Ticino residents pursuing advanced makeup or aesthetic certifications.
What you get
Partial reimbursement of tuition fees for accredited professional courses.
What it actually costs you
Proof of income, course syllabus, and enrollment confirmation.
Common gotcha
Applications must be submitted before the course begins.

Cc-Ti Membership Benefits

Camera di commercio, dell'industria, dell'artigianato e dei servizi del Cantone Ticino

state · Cc-Ti

Who qualifies
Registered self-employed professionals in Ticino.
What you get
Access to networking events, legal advice for freelancers, and industry-specific workshops.
What it actually costs you
Annual membership fee based on business turnover.
Common gotcha
Many artists think it is only for large companies, but they have specific support for small artisans.

Ticino Artisan Certification

Marchio Artigianato Ticinese

state · Associazione Artigiani Ticinesi

Who qualifies
Artists who demonstrate high-quality, locally-based work.
What you get
Official certification to use the 'Artigianato Ticinese' label for marketing.
What it actually costs you
Portfolio review and a small annual administrative fee.
Common gotcha
Requires proving that the majority of your work is performed within the canton.

Keeping my health and taxes in check

Cantonal Health Insurance Premium Reduction

Riduzione dei premi di cassa malati

state · Istituto delle assicurazioni sociali (IAS)

Who qualifies
Residents with low to moderate income levels.
What you get
Monthly reduction in your mandatory health insurance premiums.
What it actually costs you
Tax declaration documents and proof of current insurance.
Common gotcha
You must re-apply every year; it is not automatic even if your income stays the same.

Cantonal Family Allowances

Assegni familiari

state · Cassa di compensazione del Cantone Ticino

Who qualifies
Self-employed individuals with dependent children.
What you get
Monthly cash payment per child to assist with living costs.
What it actually costs you
Birth certificates and proof of self-employment status.
Common gotcha
The amount varies slightly depending on the child's age and education status.
Uri

Uri provides specific vocational support and micro-credit access for independent creative professionals like make-up artists working in the local film and wedding industry.

Growing my freelance business

Uri Creative Professional Micro-Loan

उरी रचनात्मक पेशेवर सूक्ष्म ऋण

state · Uri Department of Industries

Who qualifies
Registered freelance make-up artists with at least 2 years of experience.
What you get
Collateral-free loan up to ₹2,00,000 at 4% interest for purchasing kits.
What it actually costs you
Proof of residency, portfolio, and a 1-week processing time.
Common gotcha
You must have a valid Udyam registration linked to the state portal.

Uri Advanced Beauty Certification Grant

उरी उन्नत सौंदर्य प्रमाणन अनुदान

state · Uri Skill Development Mission

Who qualifies
Professionals seeking certification from state-recognized masterclasses.
What you get
Reimbursement of 50% of course fees up to ₹25,000.
What it actually costs you
Original receipts and a certificate of completion.
Common gotcha
Only applies to state-empanelled training institutes.

Uri Women in Creative Arts Subsidy

उरी रचनात्मक कला में महिला सब्सिडी

state · Uri Women and Child Development Department

Who qualifies
Women-led sole proprietorships in the beauty and fashion sector.
What you get
Annual tax rebate of 10% on professional equipment insurance premiums.
What it actually costs you
Income tax returns for the last two years.
Common gotcha
Must be filed before the end of the financial year.

Uri Professional Freelancer Permit

उरी पेशेवर फ्रीलांसर परमिट

municipal · Altdorf Municipal Corporation

Who qualifies
Any freelancer operating a mobile make-up service within city limits.
What you get
Legal authorization to operate in commercial and residential zones.
What it actually costs you
₹500 annual fee and a simple online application.
Common gotcha
Does not cover permanent salon setups; that requires a different license.

Staying safe and insured

Uri Artist Welfare Board Pension

उरी कलाकार कल्याण बोर्ड पेंशन

state · Uri Cultural Affairs Department

Who qualifies
Artists aged 55+ who have contributed to the state's creative industry.
What you get
Monthly pension of ₹3,000 for life.
What it actually costs you
Proof of work in the industry for 15+ years.
Common gotcha
Must be a resident of Uri for at least 20 years.

Uri Arogya Plus Top-up

उरी आरोग्य प्लस टॉप-अप

state · Uri Health Department

Who qualifies
Holders of national health insurance cards.
What you get
Additional ₹1,00,000 coverage for specialized dermatological treatments.
What it actually costs you
Zero cost; auto-enrolled if you have the state domicile certificate.
Common gotcha
Stacks with national schemes but requires separate claim filing.
Vaud

Vaud offers specific support for independent beauty professionals through cantonal vocational training subsidies and business startup grants for creative entrepreneurs.

Growing my beauty business

FIT (Fondation pour l'Innovation Technologique) Startup Grant

state · Canton de Vaud

Who qualifies
Vaud-based independent entrepreneurs with a scalable business model.
What you get
Interest-free loans or grants ranging from 20,000 to 100,000 CHF.
What it actually costs you
Detailed business plan, pitch deck, and proof of innovation.
Common gotcha
Highly competitive; requires a clear differentiator in the beauty market.

SPE Independent Support Program

state · Service de l'emploi (SPE)

Who qualifies
Registered independent make-up artists transitioning to full-time self-employment.
What you get
Consulting hours and potential bridge funding for insurance premiums.
What it actually costs you
Registration at the regional employment office (ORP).
Common gotcha
You must prove you have a viable client base or contract pipeline.

Leveling up my craft

Cantonal Vocational Training Subsidy

state · Direction générale de l'enseignement postobligatoire

Who qualifies
Professionals residing in Vaud for at least 2 years seeking advanced certifications.
What you get
Reimbursement of up to 50% of tuition fees for recognized beauty masterclasses.
What it actually costs you
Application form and proof of enrollment in a certified school.
Common gotcha
Only applies to schools recognized by the cantonal education board.

Apprenticeship Supervision Grant

state · Service de la formation professionnelle

Who qualifies
Make-up artists with a federal diploma (CFC) training an apprentice.
What you get
Annual tax deduction and direct grant for training materials.
What it actually costs you
Mandatory mentor certification course.
Common gotcha
You must be officially accredited as a training company.

Managing life in Lausanne

Cantonal Health Insurance Subsidy

state · Office vaudois de l'assurance-maladie (OVAM)

Who qualifies
Residents with modest income levels based on tax assessment.
What you get
Monthly reduction in your mandatory health insurance premiums.
What it actually costs you
Annual tax declaration submission.
Common gotcha
You must re-apply or update your status if your income changes significantly.

Mobilis Professional Transit Pass

municipal · Transports publics de la région lausannoise (tl)

Who qualifies
Registered small business owners in the Lausanne zone.
What you get
Discounted annual subscription for public transport.
What it actually costs you
Proof of business registration (IDE number).
Common gotcha
Does not apply to individual single-trip tickets.
ValaisWallis

Valais offers specific cantonal support for independent beauty professionals and small business owners through local tax incentives and vocational training subsidies.

Growing my beauty business

Valais Cantonal Professional Expense Deduction

Abzug der Berufsauslagen

state · Service cantonal des contributions

Who qualifies
Self-employed make-up artists registered in Valais.
What you get
Specific tax write-offs for professional equipment, travel, and studio maintenance costs.
What it actually costs you
Requires detailed annual accounting records and receipts for all beauty supplies.
Common gotcha
Many artists forget to claim the 'home office' portion if they work from a dedicated space at home.

Valais Economic Promotion Fund

Fonds de promotion économique

state · Service de l'économie, du tourisme et de l'innovation

Who qualifies
Small businesses in Valais seeking to modernize equipment or expand services.
What you get
Low-interest loans or guarantees for business expansion projects.
What it actually costs you
Requires a formal business plan and proof of financial viability.
Common gotcha
The application process is rigorous; it is designed for businesses with a clear growth trajectory.

Valais Vocational Training Grant

Subvention pour la formation professionnelle

state · Service de la formation professionnelle

Who qualifies
Business owners taking on apprentices in beauty or aesthetics.
What you get
Financial support to cover costs associated with training an apprentice.
What it actually costs you
Must be an accredited training company with a certified mentor.
Common gotcha
You must adhere to strict cantonal training standards for the apprentice's curriculum.

Valais Creative Industry Support

Soutien aux industries créatives

state · Office de la culture

Who qualifies
Freelance artists and beauty professionals working on creative projects.
What you get
Project-based grants for artistic collaborations or portfolio development.
What it actually costs you
Requires a portfolio and a detailed project proposal.
Common gotcha
Funding is competitive and usually awarded to projects with a strong cultural impact.

Living and working in Valais

Valais Health Insurance Premium Reduction

Prämienverbilligung

state · Caisse de compensation du Valais

Who qualifies
Residents with low to moderate income levels.
What you get
Direct reduction of monthly health insurance premiums.
What it actually costs you
Annual application based on your tax assessment.
Common gotcha
If your income changes significantly, you must update your status immediately to avoid overpayment.

Valais Regional Transport Pass

Abonnement de parcours valaisan

state · RegionAlps

Who qualifies
Frequent commuters within the canton.
What you get
Discounted travel rates for regional trains and buses.
What it actually costs you
Monthly or annual subscription fee.
Common gotcha
Does not cover all private mountain transport lines.
Zug

Zug offers unique cantonal tax advantages and professional development grants for independent creative service providers like make-up artists.

Growing my freelance business

Zug Startup Coaching

state · Office for Economy and Labour

Who qualifies
Independent entrepreneurs and freelancers registered in Zug.
What you get
Subsidized professional business consulting and marketing strategy sessions.
What it actually costs you
Free for first 3 sessions; requires business registration proof.
Common gotcha
You must have a clear business plan before applying for the mentorship.

Zug Innovation Voucher

state · Canton Zug Economic Promotion

Who qualifies
Small businesses looking to digitize their booking or portfolio management.
What you get
Grant covering up to 50% of costs for digital transformation projects.
What it actually costs you
Detailed project proposal and proof of local residency.
Common gotcha
Not for routine equipment purchases, only for new digital service integration.

Zug Cantonal Tax Deduction for Self-Employed

state · Cantonal Tax Office Zug

Who qualifies
Self-employed make-up artists with primary residence in Zug.
What you get
Lower effective tax rate compared to neighboring cantons.
What it actually costs you
Annual tax return filing; keep all professional expense receipts.
Common gotcha
Must clearly separate personal and business assets in accounting.

Upgrading my skills and workspace

Cantonal Vocational Training Grant

state · Department of Education and Culture

Who qualifies
Professionals pursuing advanced certifications in beauty and aesthetics.
What you get
Partial reimbursement of tuition fees for recognized industry courses.
What it actually costs you
Application form and proof of course enrollment.
Common gotcha
Course must be on the approved list of professional development providers.

Zug Creative Space Support

state · Culture Office Zug

Who qualifies
Freelance artists requiring studio or workspace in Zug city.
What you get
Access to subsidized rental rates for shared creative studios.
What it actually costs you
Portfolio review and proof of active freelance status.
Common gotcha
High demand; waitlists are common for central locations.
ZurichZürich

Zurich offers a high-cost, high-reward environment where freelance make-up artists benefit from specific cantonal tax deductions and professional development support.

Growing my freelance studio

Zurich SME Consulting Voucher

KMU-Beratungsgutscheine

state · Amt für Wirtschaft und Arbeit

Who qualifies
Freelance make-up artists registered in Zurich with a business plan.
What you get
Up to 50% subsidy for professional business coaching or marketing strategy sessions.
What it actually costs you
Requires a detailed business plan and proof of self-employment status.
Common gotcha
You must apply for the voucher before hiring the consultant.

Zurich Professional Development Fund

Weiterbildungsfonds

state · Kanton Zürich Bildungsdirektion

Who qualifies
Self-employed professionals residing in Zurich for at least 2 years.
What you get
Partial reimbursement for advanced masterclasses in specialized make-up techniques.
What it actually costs you
Receipts for course fees and proof of residency.
Common gotcha
Only covers courses that lead to a recognized certification.

Staying covered as a freelancer

Zurich Health Insurance Premium Reduction

Prämienverbilligung

state · SVA Zürich

Who qualifies
Low-to-mid income freelancers in Zurich whose premiums exceed a percentage of their taxable income.
What you get
Direct reduction in monthly mandatory health insurance premiums.
What it actually costs you
Annual tax return documentation; must be renewed every year.
Common gotcha
The deadline is strict; if you miss it, you lose the subsidy for the entire year.

Zurich Cantonal Social Assistance for Self-Employed

Sozialhilfe für Selbstständigerwerbende

state · Sozialamt Zürich

Who qualifies
Freelancers facing temporary financial hardship due to market fluctuations.
What you get
Emergency bridge funding to cover basic living costs during low-season months.
What it actually costs you
Full disclosure of business accounts and personal assets.
Common gotcha
This is a last resort and can impact future credit ratings.