Supplementary Dental Insurance: Who Qualifies and What You Get
Learn how supplementary dental insurance works in Switzerland and how it covers costs not included in your basic health insurance.
This is an optional insurance plan designed to cover dental costs that your standard mandatory health insurance does not pay for.
Who it's for
This scheme is available to any resident living in Switzerland.
What you get
You receive coverage for dental hygiene services and major dental procedures. It is specifically designed to pick up the bill for treatments that fall outside the scope of basic insurance.
What it costs you
You will pay a monthly premium. The exact amount you pay depends on your age and your health status at the moment you apply.
The catch to know
Most providers will not cover dental issues that you already had before you signed up for the plan. Pre-existing conditions are almost always excluded from coverage.
How to apply
- Research different private insurance providers to compare rates.
- Complete a health questionnaire to determine your premium.
- Submit your application for review by the provider.
- Wait for approval and the start of your coverage period.