Daily Sickness Benefit Insurance: Who Qualifies and What You Get
Learn how this insurance provides a portion of your salary if you are unable to work due to illness in Switzerland.
This insurance provides financial support through daily payments if you are unable to work because you are unwell.
Who it's for
This scheme is designed for employees who cannot perform their job duties due to illness.
What you get
If you qualify, you will receive a portion of your salary to help cover your costs while you recover. This typically covers a large percentage of your regular pay and can continue for a set number of days.
What it costs you
The cost of this insurance is usually shared between you and your employer, with each party typically paying half of the premium.
The catch to know
Unlike some other social security measures, this insurance is not a legal requirement for all employers. You should check your specific employment contract to see if this coverage is included.
How to apply
- Review your employment contract to confirm you have this coverage.
- Notify your employer as soon as you realize you are unable to work.
- Provide the necessary medical documentation to your employer or the insurer.
- Contact your provider or HR department for specific claim forms.