Loss of Earnings Compensation (EO): Who Qualifies and What You Get
Learn how to receive compensation for lost income during military service, civil service, or maternity leave in Switzerland.
This scheme provides financial support to help cover your income if you are unable to work due to specific legal obligations or life events.
Who it's for
This compensation is available to employees who are unable to earn their regular income because they are performing military service, performing civil service, or are on maternity leave.
What you get
You receive a payment intended to cover a significant portion of your lost income. Specifically, you are entitled to 80% of your average income during the period of service or leave.
What it costs you
There is no direct fee to apply for this benefit. The scheme is funded through your existing social security contributions.
The catch to know
The compensation is not applied to your bank account automatically. You must apply through your employer to ensure the process is handled correctly.
How to apply
- Notify your employer that you will be taking military service, civil service, or maternity leave.
- Follow your employer's internal process for reporting these absences.
- Ensure your employer submits the necessary documentation to process your compensation.
- For further details, visit the official portal: https://www.ahv-iv.ch