Invalidity Insurance (AI/IV): Who Qualifies and What You Get
Learn how invalidity insurance provides rehabilitation support or pensions for residents in Switzerland facing long-term health impairments.
Invalidity Insurance is a social security program designed to support people whose ability to work is limited by long-term health issues.
Who it's for
This scheme is for residents of Switzerland who experience long-term health impairments that impact their capacity to work.
What you get
The goal is to help you stay in the workforce if possible. You may receive rehabilitation measures designed to help you adapt or continue working. If working is no longer possible due to your health, you may be eligible for a pension.
What it costs you
This is funded through mandatory payroll contributions that are taken from your earnings.
The catch to know
The application and evaluation process is very rigorous. Having thorough and detailed medical documentation is critical to proving your case and successfully navigating the system.
How to apply
- Gather all relevant medical records regarding your health condition.
- Prepare documentation regarding your current work situation and capacity.
- Contact the social insurance office to start the assessment process.
- Visit the official portal for more guidance: https://www.ahv-iv.ch