Supplementary Insurance: Who Qualifies and What You Get
Learn how supplementary insurance works in Switzerland to provide extra coverage for dental, alternative medicine, and private hospital amenities.
Supplementary insurance provides additional coverage on top of your mandatory basic health insurance to cover services that the standard plan does not include.
Who it's for
This is for anyone who already has a basic health insurance policy and wants to expand their coverage.
What you get
This coverage expands your benefits to include things like dental care, alternative medicine treatments, and the ability to stay in private hospital rooms.
What it costs you
You will need to pay additional monthly premiums to cover this extra protection. You will also typically need to complete a health questionnaire to apply.
The catch to know
Because these plans are private, insurance providers can refuse to cover you or reject your application based on your pre-existing medical conditions.
How to apply
- Review your current basic insurance coverage to see what is missing.
- Compare different plans from private insurance providers.
- Complete a health questionnaire as requested by the provider.
- Submit your application and wait for a decision on coverage.