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SUVA Accident Insurance: Who Qualifies and What You Get

Learn if you are covered by SUVA for work and non-work accidents and understand how your monthly salary deductions work.

This insurance provides coverage for both accidents that happen at work and accidents that happen during your private time.

Who it's for

This scheme applies to employees who work more than 8 hours per week.

What you get

You receive coverage for occupational accidents (accidents occurring while working) and non-occupational accidents (accidents occurring outside of work hours).

What it costs you

The cost is not paid by you directly via an invoice; instead, the amount is deducted from your monthly salary.

The catch to know

If you work fewer than 8 hours per week, you are not automatically covered by this scheme and must ensure your accident coverage is included in your private health insurance.

How to apply

  1. Check your weekly working hours to see if you meet the 8-hour threshold.
  2. Review your monthly payslip to confirm the deduction is being made.
  3. If you work less than 8 hours, contact your private health insurance provider to add accident coverage.
  4. Visit the official portal for more details: https://www.suva.ch