Telmed Insurance Model: Who Qualifies and What You Get
Learn how the Telmed insurance model can lower your monthly health insurance premiums by using a dedicated telephone hotline.
The Telmed insurance model is a way to lower your monthly health insurance premiums by agreeing to call a medical hotline before you visit a doctor.
Who it's for
This option is available to anyone who already holds a basic health insurance policy.
What you get
By choosing this model, you receive reduced monthly premiums. In exchange for these lower costs, you agree to call a specific medical hotline to seek advice before you make an appointment with a doctor.
What it costs you
There is no extra monetary fee to join, but it requires strict adherence to the "call-first" rule. You must commit to using the telephone consultation service as your first step in seeking medical care.
The catch to know
The most important thing to remember is that if you visit a doctor without calling the hotline first, your insurer may refuse to pay your medical bill.
How to apply
- Contact your current private health insurer.
- Ask them about switching to a Telmed model or a similar model.
- Review the specific hotline procedures provided by your insurer.
- Confirm your new premium amount and start your coverage.