Accident Insurance: Who Qualifies and What You Get
Learn how accident insurance works in Switzerland, covering work-related incidents and how premium costs are split between employees and employers.
This scheme provides mandatory insurance coverage to protect you in the event of an accident.
Who it's for
This insurance is for all employees. If you are currently employed, you fall under this coverage.
What you get
The scheme provides coverage for accidents that happen in a work-related context. This ensures you have protection when performing your job duties.
What it costs you
The cost of your insurance is divided based on when the accident occurs. Your employer pays the premiums for coverage related to work-related accidents. However, you are responsible for paying the premiums for non-work accidents.
The catch to know
There is a specific rule regarding non-work accident coverage for those with part-time roles. You must ensure that non-work accident insurance is included if you work more than 8 hours per week.
How to apply
- Confirm your employment status to ensure you are covered.
- Check your working hours to see if you require non-work accident insurance.
- Review your payroll deductions to ensure premiums are being handled correctly.
- Visit the official portal for more details: https://www.suva.ch