Service Accident Coverage: Who Qualifies and What You Get
Learn how officers injured while on duty can receive medical coverage and disability support through this service scheme.
This scheme provides protection for officers who suffer injuries or health issues resulting from their official duties.
Who it's for
This coverage is specifically for officers who are injured while performing their required duties.
What you get
If an accident occurs during service, you receive full coverage for your medical costs. If the injury results in you being unable to perform your service duties, you may also be eligible for a disability pension.
What it costs you
There is no direct financial fee to access this coverage. However, it requires significant effort in terms of time and administration. You are required to provide strict documentation and must report any accident immediately to your employer.
The catch to know
The most important thing to remember is that the burden of proof lies with you. You must be able to clearly demonstrate that the injury or health issue happened specifically "on duty" to qualify for benefits.
How to apply
- Report the accident to your employer immediately.
- Complete the required official accident report (Dienstunfallmeldung).
- Gather and submit all necessary medical documentation.
- Follow the specific reporting procedures required by your employer.