Sickness Benefit: Who Qualifies and What You Get
Learn how to receive continued income if you are unable to work due to illness for a prolonged period.
Sickness Benefit provides financial support to employees who cannot work for an extended period due to medical reasons.
Who it's for
This benefit is designed for employees who are unable to perform their job duties because of illness for more than six weeks.
What you get
You receive a payment intended to cover a portion of your lost income. This amount is approximately 70% of your gross salary and can be paid for up to 78 weeks.
What it costs you
There is no direct fee to apply, but you must provide a doctor's note (known locally as an AU-Bescheinigung or "Gelber Schein") to prove you are unfit for work.
The catch to know
Timing is critical; you must submit your medical documentation to your insurance provider immediately to ensure your benefits are processed correctly.
How to apply
- Visit your doctor to obtain an official certificate of incapacity for work.
- Submit this medical note to your health insurance provider.
- Contact your insurance provider to confirm your eligibility and start the payment process.