Pension Points for Childcare: Who Qualifies and What You Get
Learn how parents in Germany can claim pension credits for the years spent raising their children to support their future retirement.
This scheme allows parents to receive pension credits for the time they spend raising children. These credits help ensure that time spent caring for family is recognized in your future retirement calculations.
Who it's for
This is for parents who have raised children.
What you get
You receive pension credits for the years you spent raising your children. These credits are added to your pension record to help increase your eventual retirement benefits.
What it costs you
There is no direct monetary cost to apply. However, you must ensure you are properly registered with the pension office to receive these benefits.
The catch to know
The credits are not added to your account automatically. You must proactively file an application to make sure these years are officially recognized.
How to apply
- Gather your child's birth information and your own identification.
- Contact the pension office to request the necessary application forms.
- Submit your completed application to the pension office.
- Confirm with the office that your childcare years have been successfully added to your record.