Supplementary Dental Insurance: Who Qualifies and What You Get
Learn how supplementary dental insurance helps cover high costs for dental implants and crowns if you already have statutory health insurance.
Supplementary Dental Insurance is an optional plan designed to cover dental procedures that standard health insurance may not fully pay for.
Who it's for
This scheme is available to anyone who is already covered by statutory health insurance. It is intended to sit alongside your existing coverage to provide extra financial protection for specific dental needs.
What you get
This insurance helps cover the high costs associated with dental implants and crowns. While standard health insurance may only cover basic care, this supplementary option is designed to help manage the significant expenses that come with more complex restorative dental work.
What it costs you
To have this coverage, you must pay a monthly premium. The amount you pay will depend on the specific plan you select from a private insurer.
The catch to know
The most important thing to remember is that waiting periods apply before you can claim. This means that even if you pay your premiums regularly, you may not be able to use the insurance for certain procedures until a set amount of time has passed from the date you joined the plan.
How to apply
- Research different private insurers to compare their specific coverage options.
- Check the details of the plan to ensure it covers the specific dental procedures you are concerned about, such as implants or crowns.
- Review the waiting periods to understand when your coverage actually begins for specific treatments.
- Complete the application process through your chosen private provider.