Professional Liability Insurance (RC): Who Qualifies and What You Get
Architects in Spain can learn about mandatory professional liability insurance to cover errors or omissions in design and construction projects.
This is a mandatory insurance scheme designed to protect practicing architects against claims arising from professional mistakes.
Who it's for
This coverage is for practicing architects who are required by law to hold civil liability insurance.
What you get
The insurance provides protection if you make errors or omissions while working on designs or construction projects. It helps cover the financial consequences of professional mistakes made during your practice.
What it costs you
You will pay an annual premium. The exact amount depends on your specific risk profile and the total volume of your projects.
The catch to know
Under Spanish building regulations, you cannot simply end your coverage once a job is done. You must ensure your coverage remains active for 10 years after a project is completed.
How to apply
- Review your current project volume and risk profile.
- Contact an insurance provider to discuss your specific needs.
- Maintain your policy continuously to meet legal requirements.
- Visit the official portal for more information: https://www.asemas.es