Simulador de Jubilación: Who Qualifies and What You Get
Use this tool to get a personal estimate of your future pension based on your current work history in Spain.
This tool allows you to calculate an estimate of what your future pension might look like based on your employment history.
Who it's for
This service is designed specifically for workers. If you have been part of the workforce and have contributed to the social security system, you can use this tool to look into your future financial situation.
What you get
You receive an estimate of your future pension. This calculation provides a projection of the money you can expect to receive once you reach retirement age. By looking at your history, the tool helps you understand the potential scale of your retirement income.
What it costs you
Using the simulator does not cost any money, but it does require a specific technical requirement. To access your private information and personal records, you must have a valid digital certificate. This is a digital identity used to verify who you are when accessing official government systems online.
The catch to know
The most important thing to remember is that the estimate is based on current laws. Because the rules regarding retirement and pensions change often, the figures you see today may not be the same as what you receive in the future. You should treat the result as a helpful projection rather than a guaranteed amount.
How to apply
- Make sure you have a working digital certificate set up on your computer or device.
- Navigate to the official portal provided by the social security authority.
- Use your digital certificate to log in to the secure area of the website.
- Follow the on-screen prompts to generate your personal pension estimate.