France hubs

Jennifer

Make-up Artist

FranceFrench (Français)€ EUR

Jennifer is a freelance make-up artist based in France, balancing the creative demands of her clients with the complexities of the French social security and tax system. This hub covers the essential national support systems, professional status registrations, and safety nets she relies on to keep her business running smoothly.

Keeping my business legal and tax-ready

Managing the auto-entrepreneur status is the foundation of my professional life.

Auto-entrepreneur status

Auto-entrepreneur

national · URSSAF

Who qualifies
Independent workers with annual turnover under €77,700 for services.
What you get
Simplified tax and social contribution payments based on actual monthly revenue.
What it actually costs you
Free to register; requires monthly or quarterly declaration of turnover.
Common gotcha
You must declare zero turnover even if you earned nothing that month.

Business Property Contribution

Cotisation Foncière des Entreprises

national · Direction Générale des Finances Publiques

Who qualifies
All independent professionals operating in France.
What you get
Legal authorization to operate as a business entity.
What it actually costs you
Annual tax based on the rental value of your workspace; exempt for very low turnover.
Common gotcha
First-year businesses are often exempt, but you must still file the declaration.

CFE Exemption for Micro-entrepreneurs

national · Service des Impôts des Entreprises

Who qualifies
Auto-entrepreneurs with annual turnover below €5,000.
What you get
Full exemption from the CFE tax.
What it actually costs you
Requires filing form 1447-C-SD.
Common gotcha
Exemption is not automatic; you must declare your turnover correctly.

ACRE Social Contribution Reduction

Aide à la création ou à la reprise d'une entreprise

national · URSSAF

Who qualifies
New business creators or those resuming activity.
What you get
Reduced social contribution rates for the first 12 months.
What it actually costs you
Automatic application upon registration if criteria are met.
Common gotcha
The reduction is partial; you still pay a percentage of your revenue.

Professional Tax Portal

Espace Professionnel

national · impots.gouv.fr

Who qualifies
All business owners in France.
What you get
Centralized dashboard for all tax filings and payments.
What it actually costs you
Requires creating a secure professional account.
Common gotcha
Passwords expire; keep your credentials in a safe place.

SEPA Direct Debit for Taxes

national · Direction Générale des Finances Publiques

Who qualifies
All registered businesses.
What you get
Automated tax collection to avoid late fees.
What it actually costs you
Requires linking a French bank account.
Common gotcha
Ensure funds are available before the debit date to avoid penalties.

Staying healthy and covered

If I get sick or injured, I need to know my medical costs are covered.

General Health Insurance

Assurance Maladie

national · CPAM

Who qualifies
All residents working in France.
What you get
Reimbursement of medical expenses and doctor visits.
What it actually costs you
Part of your social contributions; requires a Carte Vitale.
Common gotcha
Always update your Carte Vitale at kiosks in pharmacies.

Supplementary Health Insurance

Complémentaire Santé

private · Private Insurers

Who qualifies
Anyone with basic health insurance.
What you get
Covers the 'ticket modérateur' (the part not paid by the state).
What it actually costs you
Monthly premium based on coverage level.
Common gotcha
Check if your contract covers dental and optical, which are often poorly covered by the state.

Complementary Health Solidarity

Complémentaire Santé Solidaire

national · Assurance Maladie

Who qualifies
Low-income individuals.
What you get
Free or low-cost supplementary health insurance.
What it actually costs you
Means-tested; requires income documentation.
Common gotcha
You must renew it every year.

Daily Sickness Allowance

Indemnités Journalières

national · CPAM

Who qualifies
Self-employed who have paid contributions for at least 12 months.
What you get
Partial income replacement during illness.
What it actually costs you
Requires a medical certificate from a doctor.
Common gotcha
The waiting period is usually 3 days.

Maternity Allowance for Self-Employed

Allocation forfaitaire de repos maternel

national · Sécurité Sociale des Indépendants

Who qualifies
Self-employed women.
What you get
Lump sum payment during maternity leave.
What it actually costs you
Requires proof of pregnancy and cessation of work.
Common gotcha
You must stop working for a minimum period to qualify.

Work Accident Insurance

Assurance Accidents du Travail

national · Assurance Maladie

Who qualifies
Self-employed (optional subscription).
What you get
Coverage for work-related injuries.
What it actually costs you
Voluntary annual contribution.
Common gotcha
It is not automatic for auto-entrepreneurs; you must subscribe.

Learning new skills

The beauty industry changes fast; I need to keep my skills sharp.

Personal Training Account

Compte Personnel de Formation

national · Caisse des Dépôts

Who qualifies
Anyone who has worked in France.
What you get
Annual credit in Euros to spend on professional training courses.
What it actually costs you
Accrued automatically based on hours worked.
Common gotcha
Credits expire if not used within a certain timeframe.

Training Fund for Self-Employed

Fonds d'Assurance Formation

national · AGEFICE

Who qualifies
Self-employed in service sectors.
What you get
Financial support for professional development courses.
What it actually costs you
Requires paying the annual training contribution.
Common gotcha
You must apply for funding before starting the course.

Validation of Acquired Experience

Validation des Acquis de l'Expérience

national · Ministère du Travail

Who qualifies
Anyone with 1+ year of professional experience.
What you get
Official diploma based on your work experience, not exams.
What it actually costs you
Requires a long portfolio process and interview.
Common gotcha
It is a very time-consuming process.

France Travail Training Aid

Aide Individuelle à la Formation

national · France Travail

Who qualifies
Registered job seekers or those in specific transition programs.
What you get
Funding for specialized training.
What it actually costs you
Requires approval from a career advisor.
Common gotcha
Funding is limited and competitive.

Chamber of Commerce Training

Chambre de Commerce et d'Industrie

national · CCI

Who qualifies
All registered business owners.
What you get
Workshops on business management and marketing.
What it actually costs you
Small fees for specific workshops.
Common gotcha
Check your local CCI branch for specific schedules.

Skills Operators Support

Opérateur de Compétences

national · OPCO

Who qualifies
Varies by industry sector.
What you get
Training subsidies for specific professional sectors.
What it actually costs you
Requires membership in the correct OPCO.
Common gotcha
Finding the right OPCO for a make-up artist can be tricky.

Help with everyday costs

Living in France is expensive; every bit of help counts.

Personalized Housing Aid

Aide Personnalisée au Logement

national · CAF

Who qualifies
Low-income tenants.
What you get
Monthly subsidy towards rent.
What it actually costs you
Means-tested based on annual income.
Common gotcha
The application process is notoriously slow.

Activity Bonus

Prime d'Activité

national · CAF

Who qualifies
Low-income workers.
What you get
Monthly cash supplement to boost income.
What it actually costs you
Requires quarterly income declaration.
Common gotcha
If your income fluctuates, your bonus will too.

Housing Tax Relief

Taxe d'Habitation

national · Direction Générale des Finances Publiques

Who qualifies
Low-income households.
What you get
Exemption or reduction of housing taxes.
What it actually costs you
Automatic based on tax return data.
Common gotcha
Most primary residences are now exempt, but check your local situation.

Energy Voucher

Chèque Énergie

national · Ministère de la Transition Écologique

Who qualifies
Low-income households.
What you get
Voucher to pay electricity or gas bills.
What it actually costs you
Automatic; sent by mail based on tax returns.
Common gotcha
Don't throw it away; it's a physical voucher.

Public Transport Reimbursement

Prise en charge frais de transport

national · Employer / State

Who qualifies
Employees (partially applicable to some freelancers).
What you get
50% reimbursement of monthly public transport pass.
What it actually costs you
Requires proof of subscription.
Common gotcha
Freelancers often have to negotiate this into client contracts.

Banking Mobility Service

Mobilité Bancaire

national · Banks

Who qualifies
Anyone with a bank account.
What you get
Free service to switch banks and transfer automatic payments.
What it actually costs you
None; the new bank handles it.
Common gotcha
Double-check that all your recurring subscriptions transferred.