← France hubs Therapist
France French (Français) € EUR
Sabrina is a self-employed therapist navigating the complexities of the French liberal profession system. This hub covers the essential national frameworks, tax portals, and social protection schemes she relies on to manage her practice and personal life.
Essential tools for maintaining professional status and legal compliance as a self-employed practitioner.
Auto-entrepreneur status Auto-entrepreneur national · URSSAF
Who qualifies Self-employed professionals with annual turnover below specific thresholds.
What you get Simplified tax declaration and social contribution calculation.
What it actually costs you Contributions are a percentage of turnover; requires monthly or quarterly reporting.
Common gotcha Forgetting to declare zero turnover still requires a zero-declaration submission.
ADELI/RPPS Registration Répertoire ADELI national · ARS
Who qualifies All practicing psychologists and health professionals.
What you get Legal authorization to practice and a professional identification number.
What it actually costs you Free; requires diploma validation and identity proof.
Common gotcha Failing to update your address within 15 days of moving your practice.
MonPsy national · Assurance Maladie
Who qualifies Psychologists meeting specific criteria for convention with the state.
What you get Reimbursement for patients referred by a GP.
What it actually costs you Requires formal application and adherence to fee caps.
Common gotcha The fee caps are often considered too low by many private practitioners.
CIPAV Retirement Fund CIPAV national · Caisse Interprofessionnelle de Prévoyance et d'Assurance Vieillesse
Who qualifies Liberal professionals including psychologists.
What you get Mandatory retirement and disability insurance coverage.
What it actually costs you Quarterly contributions based on net income.
Common gotcha Confusion between CIPAV and general social security for pension points.
Professional Civil Liability Responsabilité Civile Professionnelle private · Insurance providers
Who qualifies All independent practitioners.
What you get Coverage for damages caused to patients during therapy.
What it actually costs you Annual premium; requires proof of diploma.
Common gotcha Standard home insurance does not cover professional practice.
Business Property Tax Cotisation Foncière des Entreprises national · Direction Générale des Finances Publiques
Who qualifies All individuals exercising a non-salaried professional activity.
What you get Local business tax obligation.
What it actually costs you Annual payment based on the rental value of the office space.
Common gotcha Exemption possible for the first year of activity if requested. Navigating the French social security system to ensure personal medical coverage.
Carte Vitale national · Assurance Maladie
Who qualifies All residents in France.
What you get Automated reimbursement of medical expenses.
What it actually costs you Free; requires photo and ID submission.
Common gotcha Updating the chip at a pharmacy terminal annually.
Complementary Health Insurance Mutuelle private · Various providers
Who qualifies Anyone with basic social security.
What you get Coverage for the 'ticket modérateur' (remaining costs).
What it actually costs you Monthly premiums.
Common gotcha Choosing a plan that doesn't cover optical or dental well.
Shared Medical Record Mon Espace Santé national · Assurance Maladie
Who qualifies All French residents.
What you get Centralized digital health records.
What it actually costs you Free; requires activation via health card.
Common gotcha You must manually opt-out if you do not want one created.
Primary Care Physician Declaration Déclaration de médecin traitant national · Assurance Maladie
Who qualifies All insured persons.
What you get Better reimbursement rates for specialist visits.
What it actually costs you Form signed by your GP.
Common gotcha Without this, you pay more for specialist consultations.
Daily Sickness Allowances Indemnités Journalières national · CPAM
Who qualifies Self-employed who have paid contributions.
What you get Partial income replacement during illness.
What it actually costs you Requires medical certificate within 48 hours.
Common gotcha Waiting periods apply before payments start.
Free Health Checkup Examen de prévention en santé national · Assurance Maladie
Who qualifies Every 5 years for adults.
What you get Comprehensive checkup and screening.
What it actually costs you Free.
Common gotcha Must book via your local CPAM portal. Keeping up with the French tax administration and banking requirements.
Personal Income Tax Portal Impôts.gouv national · Direction Générale des Finances Publiques
Who qualifies All tax residents.
What you get Annual tax filing and tax notice generation.
What it actually costs you Annual filing deadline in May/June.
Common gotcha The 'prélèvement à la source' (withholding tax) requires annual adjustment.
Professional Bank Account Compte bancaire professionnel private · Banks
Who qualifies Independent professionals.
What you get Separation of personal and professional finances.
What it actually costs you Monthly maintenance fees.
Common gotcha Many banks force 'pro' accounts for auto-entrepreneurs which are pricier.
Regulated Savings Account Livret A national · Banque de France
Who qualifies All residents.
What you get Tax-free interest on savings.
What it actually costs you Capped at 22,950 EUR.
Common gotcha Interest rates are set by the state and change periodically.
Residence Tax Taxe d'habitation national · Direction Générale des Finances Publiques
Who qualifies Owners of secondary residences.
What you get Local tax compliance.
What it actually costs you Annual payment.
Common gotcha Main residences are now exempt for most taxpayers.
Housing Assistance APL national · CAF
Who qualifies Low-income tenants.
What you get Monthly rent subsidy.
What it actually costs you Requires income declaration.
Common gotcha Calculating income for self-employed is complex.
Energy Voucher Chèque énergie national · Ministère de la Transition écologique
Who qualifies Low-income households based on tax reference income.
What you get Voucher to pay energy bills.
What it actually costs you Automatic based on tax return.
Common gotcha You must present the voucher to your energy provider. Standard benefits for transportation and cultural engagement.
SNCF Advantage Card Carte Avantage national · SNCF
Who qualifies All adults.
What you get Discounted train fares.
What it actually costs you Annual fee of 49 EUR.
Common gotcha Must be used for specific travel conditions to be profitable.
Culture Pass Pass Culture national · Ministère de la Culture
Who qualifies Young adults (18 years old).
What you get Credit for cultural purchases.
What it actually costs you Free.
Common gotcha Expires after a set period.
National ID Card Carte Nationale d'Identité national · ANTS
Who qualifies All citizens.
What you get Proof of identity and travel document.
What it actually costs you Free (if old one provided).
Common gotcha Appointments at town halls are often booked months in advance.
Passport Passeport national · ANTS
Who qualifies All citizens.
What you get International travel document.
What it actually costs you 86 EUR in tax stamps.
Common gotcha Requires 'timbre fiscal' purchased online.
Driving License Permis de conduire national · ANTS
Who qualifies Residents over 18.
What you get Legal right to drive.
What it actually costs you Exam fees and training costs.
Common gotcha Points are lost for traffic violations.
Public Service Portal Service-Public.fr national · DILA
Who qualifies All residents.
What you get Centralized information on all administrative procedures.
What it actually costs you Free.
Common gotcha It is an information site, not a filing site for everything.
One honest app. Real lives, real businesses. Free for what people need, paid only for what runs a business — on our own model, our own metal.
Where we run
Bangalore + Czechia
Our own metal · GDPR · DPDPA
