Assurance volontaire AT/MP: Who Qualifies and What You Get
Self-employed workers in France can opt into this scheme to receive income compensation if they suffer a work-related injury or accident.
This scheme allows self-employed workers to opt into voluntary coverage to protect themselves against the financial impact of work-related accidents or occupational diseases.
Who it's for
This is designed for self-employed workers who want additional protection for accidents that occur while they are working.
What you get
If you suffer an injury or illness related to your professional activities, this coverage provides compensation to help replace lost income while you are recovering.
What it costs you
You will need to pay an annual premium. The specific amount you pay is determined by your declared income.
The catch to know
Many self-employed individuals, particularly those working as couriers, are unaware that this option exists. Most rely only on basic health insurance, which may not provide the specific work-related injury compensation found in this scheme.
How to apply
- Review your current insurance coverage to see if you are currently protected against work-related accidents.
- Contact the relevant social security body to express your interest in voluntary coverage.
- Provide your declared income to determine your premium.
- Check the official portal for the most current application procedures.