Assurance Deux-Roues: Who Qualifies and What You Get
Learn about mandatory insurance requirements for scooter and bike owners in France to ensure you are legally covered on the road.
Assurance Deux-Roues is the mandatory third-party liability insurance required for all scooter and bike owners in France.
Who it's for
This scheme is for all scooter and bike owners. Whether you use your vehicle for personal errands or as a vital tool for your livelihood, you are required to have this coverage to operate legally on the road.
What you get
By obtaining this coverage, you get mandatory third-party liability insurance. This is the essential protection required by law to cover damages caused to others while you are riding. It is a fundamental requirement for any scooter or bike owner navigating public streets.
What it costs you
The cost of this protection is paid through a premium. Depending on the specific policy you choose from your provider, you can typically pay this amount through an annual payment or via monthly installments.
The catch to know
The most important detail to remember is how you define your vehicle's usage. If you use your scooter or bike for professional activities, such as working as a delivery partner, you must explicitly specify "professional use" in your insurance agreement. If your policy is set only for personal use, you will not be covered during your working hours or while performing deliveries.
How to apply
- Research different insurance providers to find a plan that fits your needs.
- Clearly state to the provider whether the vehicle is for personal use or professional delivery work.
- Choose a payment method that works for your budget, such as monthly or annual installments.
- Confirm your coverage is active before you begin riding on public roads.