Mandatory Tenant Insurance: Who Qualifies and What You Get
Learn why you must have insurance as a renter in France and what coverage you need to stay compliant with your lease.
In France, renters are required to hold insurance to protect themselves and their property. This coverage ensures you are protected against accidental damage and legal liabilities.
Who it's for
This requirement applies to all tenants living in rented housing.
What you get
This insurance provides two main types of protection: coverage for your personal property and liability coverage. Liability coverage helps pay for damages you might accidentally cause to the property or to other people.
What it costs you
You will need to pay an annual premium to an insurance provider to keep your coverage active.
The catch to know
Simply having insurance is not enough; you must provide your landlord with proof of insurance (known locally as an Attestation d'assurance) every year.
How to apply
- Compare different insurance providers to find a plan that meets your needs.
- Select a policy that includes both property and liability coverage.
- Pay your premium to activate the policy.
- Send your proof of insurance to your landlord annually.