Professional Liability Insurance (RC Pro): Who Qualifies and What You Get
Learn how Professional Liability Insurance (RC Pro) protects artisans from damages caused to client property during their work.
Professional Liability Insurance, often called RC Pro, is a type of coverage designed to protect business owners if they accidentally damage a client's belongings while performing their professional services.
Who it's for
This insurance is available to all artisans who handle property belonging to their clients during the course of their work.
What you get
You receive coverage for financial damages that you might cause to a client's property while you are working.
What it costs you
There is an annual premium for this coverage. The exact cost depends on your total business turnover and your specific risk profile.
The catch to know
This insurance is particularly essential for professionals, such as tailors, who work with high-value items like expensive fabrics or wedding dresses.
How to apply
- Evaluate your business risk and the value of the items you handle.
- Contact private insurance providers to request quotes.
- Compare different plans based on your turnover and specific needs.
- Select a policy and complete the enrollment process with your chosen insurer.