Right to a Bank Account: Who Qualifies and What You Get
If a bank refuses to open an account for you, this scheme ensures you have a legal right to a basic payment account in France.
This scheme ensures that every individual has access to essential banking services by requiring a bank to open an account for you if you are otherwise unable to get one.
Who it's for
This is for anyone who has been refused a bank account by a financial institution.
What you get
You are entitled to the mandatory opening of a basic payment account. This allows you to carry out essential daily transactions.
What it costs you
The service is free. To use it, you must first obtain a formal refusal letter from a bank to prove they will not provide you with an account.
The catch to know
The process is often slow and requires a significant amount of administrative patience to complete.
How to apply
- Approach a bank to request an account.
- If they refuse, ask for a formal letter of refusal.
- Contact the relevant authorities to initiate the process using your refusal letter.