Prévoyance: Who Qualifies and What You Get
Learn how Prévoyance provides income protection for disability or death and how your coverage is determined by your specific company.
Prévoyance is a type of social protection designed to provide financial security if you are unable to work. It covers specific life events like disability, incapacity, or death.
Who it's for
This scheme is available to employees. While it is available to workers generally, it is mandatory for those working in executive or management roles.
What you get
If you face a serious life event, this scheme provides income protection. This includes financial support in the event of death, disability, or an inability to work.
What it costs you
The cost is shared between you and your employer through regular contributions.
The catch to know
Because these benefits are often governed by specific collective agreements rather than a single national standard, the level of coverage you receive can vary significantly from one company to another.
How to apply
- Check your employment contract or company handbook to understand your specific coverage.
- Review the collective agreement that applies to your specific industry.
- Contact your HR department or insurance provider to confirm your specific benefits and how to file a claim.