Disability and Incapacity Insurance: Who Qualifies and What You Get
Learn how self-employed professionals in France can secure income protection against long-term illness or disability.
This insurance is designed to protect your income if you are unable to work due to a long-term illness or disability.
Who it's for
This scheme is specifically for self-employed professionals.
What you get
If you become unable to work because of a long-term health issue or disability, this insurance provides income maintenance. This helps replace the money you would normally earn from your professional activities.
What it costs you
You pay monthly premiums to maintain your coverage. The cost of these payments depends on how much coverage you choose to have.
The catch to know
There is often a waiting period, known as a "carence," before you can start receiving benefits. This means you may not be covered immediately after an illness or disability occurs.
How to apply
- Research different private insurance providers to compare their terms.
- Choose a coverage level that meets your financial needs.
- Complete the application process with your chosen insurance company.
- Pay your monthly premiums to ensure your protection remains active.