CNAV Basic Pension: Who Qualifies and What You Get
Learn how the CNAV Basic Pension works for private sector employees in France and how to ensure your career record is accurate.
The CNAV Basic Pension is a monthly payment provided to private sector workers in France once they reach retirement age.
Who it's for
This scheme is for all employees working in the private sector who have made contributions to the national pension system throughout their working lives.
What you get
You receive a monthly pension payment. The amount of money you receive is calculated based on the salaries you earned during your 25 best working years.
What it costs you
There is no direct fee to apply, but you must plan ahead. You are required to submit a formal request for your pension 4 to 6 months before the date you wish to retire.
The catch to know
Gaps in your career history can significantly reduce the amount of money you receive. It is important to check your "relevé de carrière" (your career record) to ensure all your working periods are correctly documented.
How to apply
- Review your career record to ensure all your work periods are listed.
- Calculate when you intend to retire.
- Submit your formal request several months in advance.
- Visit the official portal to manage your application: https://www.lassuranceretraite.fr