Ireland hubs

Colm

Financial Advisor

IrelandEnglish (Béarla)€ EUR

Colm is a busy financial advisor in Dublin who spends his days navigating the complexities of the Irish tax code and pension landscape for his clients. He needs a reliable, consolidated view of national systems to keep his own affairs in order while advising others.

Keeping the Revenue happy

Essential for managing personal tax credits and ensuring compliance with Irish tax law.

Revenue myAccount

national · Revenue Commissioners

Who qualifies
Any individual with a PPS number.
What you get
Free, requires MyGovID for login.
Common gotcha
People often forget to claim health expenses or flat-rate expenses annually.

Revenue Online Service (ROS)

national · Revenue Commissioners

Who qualifies
Self-employed individuals and business owners.
What you get
Free, requires digital certificate.
Common gotcha
The digital certificate must be backed up securely or you get locked out.

Home Carer Tax Credit

national · Revenue Commissioners

Who qualifies
Married couples jointly assessed where one cares for a dependent.
What you get
Claimed via myAccount.
Common gotcha
Income threshold for the carer is strictly enforced.

Rent Tax Credit

national · Revenue Commissioners

Who qualifies
Taxpayers paying for private rented accommodation.
What you get
Claimed via myAccount.
Common gotcha
Must have a valid RTB registration number for the property.

Small Benefit Exemption

national · Revenue Commissioners

Who qualifies
Employees receiving non-cash rewards from employers.
What you get
No cost, managed by employer.
Common gotcha
Cannot be used for cash; must be a voucher or benefit.

Pension Tax Relief

national · Revenue Commissioners

Who qualifies
Individuals contributing to PRSA or occupational pensions.
What you get
Automatic if PAYE, claimed via return if self-employed.
Common gotcha
Age-related percentage limits apply to contributions.

Digital identity and official records

The foundation for accessing all government portals in Ireland.

MyGovID

national · Department of Social Protection

Who qualifies
Any resident with a Public Services Card.
What you get
Free, requires identity verification.
Common gotcha
Requires a verified Public Services Card account.

Personal Public Service (PPS) Number

national · Department of Social Protection

Who qualifies
Anyone living in Ireland for tax or social welfare purposes.
What you get
Free, issued by Intreo.
Common gotcha
It is not a form of photo ID.

Public Services Card (PSC)

national · Department of Social Protection

Who qualifies
All citizens and residents.
What you get
Free, requires appointment.
Common gotcha
Often confused with a driving license; it is for welfare/service access.

Passport Online

national · Department of Foreign Affairs

Who qualifies
Irish citizens.
What you get
Fee of €75.
Common gotcha
Photo requirements are very strict; use the online tool.

NDLS Online

national · Road Safety Authority

Who qualifies
Licensed drivers.
What you get
Fee of €55.
Common gotcha
Requires a verified MyGovID account.

Eircode Finder

national · Department of Environment, Climate and Communications

Who qualifies
All residents.
What you get
Free.
Common gotcha
Some GPS systems still struggle with rural Eircodes.

Health costs and coverage

Managing the high costs of private healthcare and pharmacy expenses.

Drugs Payment Scheme

national · HSE

Who qualifies
Anyone living in Ireland.
What you get
Free to register.
Common gotcha
You must apply for the card; it is not automatic.

Medical Card

national · HSE

Who qualifies
Low-income earners based on means test.
What you get
Free, requires income proof.
Common gotcha
Means testing is strict; assets are included.

GP Visit Card

national · HSE

Who qualifies
Certain age groups and low-income earners.
What you get
Free.
Common gotcha
Does not cover medication costs like a full Medical Card.

Health Expenses Tax Relief

national · Revenue Commissioners

Who qualifies
Taxpayers paying for non-routine health costs.
What you get
Claimed via myAccount.
Common gotcha
Routine dental and optical are excluded.

Treatment Benefit Scheme

national · Department of Social Protection

Who qualifies
PRSI contributors.
What you get
No cost.
Common gotcha
Check eligibility online before booking the dentist.

HSE Home Support Service

national · HSE

Who qualifies
Older people needing assistance at home.
What you get
Means-tested.
Common gotcha
Significant waiting lists in many regions.

Safety nets and social supports

Understanding the state support systems for clients facing redundancy or retirement.

Jobseeker's Benefit

national · Department of Social Protection

Who qualifies
People who have paid enough PRSI contributions.
What you get
Application via Intreo.
Common gotcha
Must be actively seeking work.

State Pension (Contributory)

national · Department of Social Protection

Who qualifies
People aged 66+ with sufficient PRSI history.
What you get
Apply 3 months before 66th birthday.
Common gotcha
Gaps in PRSI history can reduce the payment rate.

Carer's Allowance

national · Department of Social Protection

Who qualifies
Low-income carers of those needing full-time care.
What you get
Means-tested.
Common gotcha
The person being cared for must meet specific medical criteria.

Working Family Payment

national · Department of Social Protection

Who qualifies
Low-income families in employment.
What you get
Means-tested.
Common gotcha
You must work at least 38 hours per fortnight.

Back to Education Allowance

national · Department of Social Protection

Who qualifies
Unemployed persons returning to education.
What you get
Requires course approval.
Common gotcha
Must be on a qualifying welfare payment first.

Fuel Allowance

national · Department of Social Protection

Who qualifies
Households on long-term social welfare.
What you get
Means-tested.
Common gotcha
Only one allowance per household.

State-level schemes

26states & territories — open one to see what it offers.

ClareAn Clár

Clare offers unique regional supports for local enterprise and rural development that financial advisors must navigate to optimize client tax and grant efficiency.

Growing my business in Clare

Local Enterprise Office Clare Expansion Grant

state · Local Enterprise Office Clare

Who qualifies
Small businesses in Clare with 10 or fewer employees looking to expand.
What you get
Capital grants covering up to 50% of the cost of equipment or technology.
What it actually costs you
Detailed business plan, 3 years of accounts, and a site visit from an LEO advisor.
Common gotcha
The grant is paid in arrears, so you need the cash flow to cover the full cost upfront.

Trading Online Voucher Scheme (Clare)

state · Local Enterprise Office Clare

Who qualifies
Small businesses trading for at least 6 months with less than 10 employees.
What you get
Financial assistance of up to €2,500 for e-commerce website development.
What it actually costs you
10% co-funding and attendance at a mandatory information seminar.
Common gotcha
You must use a third-party developer; you cannot use the funds to pay yourself for the work.

Clare Rural Development Capital Grant

state · Clare County Council

Who qualifies
Community groups and small rural enterprises in designated Clare development zones.
What you get
Funding for infrastructure upgrades or community-focused business facilities.
What it actually costs you
Proof of land ownership or long-term lease and planning permission compliance.
Common gotcha
Strict adherence to public procurement rules if the project exceeds certain thresholds.

Living and working in the Banner County

Clare Heritage and Conservation Grant

state · Clare County Council Heritage Office

Who qualifies
Owners of protected structures or historic buildings in Clare.
What you get
Grants to assist with the cost of essential repairs and conservation works.
What it actually costs you
Conservation report from a qualified architect and proof of expenditure.
Common gotcha
Works must be completed within the calendar year of the grant award.

Clare County Arts Office Bursary

state · Clare County Council

Who qualifies
Professional artists or creative practitioners living in Clare.
What you get
Financial support for artistic projects or professional development.
What it actually costs you
Portfolio submission and a detailed project budget.
Common gotcha
Highly competitive; you must demonstrate a clear benefit to the Clare arts community.

Clare County Council Waste Minimization Grant

state · Clare County Council Environment Section

Who qualifies
Local community groups or small businesses implementing waste reduction schemes.
What you get
Small-scale funding for composting units or recycling infrastructure.
What it actually costs you
A project proposal outlining the expected environmental impact.
Common gotcha
Must be a collective or business-wide initiative, not for personal household use.
CavanAn Cabhán

Cavan offers specific regional enterprise grants and rural development supports that are essential for financial advisors helping local SMEs and farm-based businesses navigate the border-region economy.

Growing my business and local clients

Local Enterprise Office Cavan Expansion Grant

state · Local Enterprise Office Cavan

Who qualifies
Small businesses in Cavan with 10 or fewer employees looking to expand.
What you get
Direct grant aid for capital investment, typically up to 50% of costs.
What it actually costs you
Detailed business plan and 3-year financial projections; requires tax clearance.
Common gotcha
You must apply before starting the project; retrospective applications are rejected.

Trading Online Voucher Scheme (Cavan)

state · Local Enterprise Office Cavan

Who qualifies
Small businesses trading for at least 6 months with less than 10 employees.
What you get
Up to €2,500 in matching funding to develop e-commerce capabilities.
What it actually costs you
10% co-funding and attendance at a mandatory information seminar.
Common gotcha
The voucher cannot be used for existing website maintenance, only new development.

Microfinance Ireland Local Support

state · Microfinance Ireland / LEO Cavan

Who qualifies
Businesses unable to secure traditional bank loans.
What you get
Loans up to €25,000 with reduced interest rates for LEO-referred clients.
What it actually costs you
Business plan, cash flow forecast, and 6 months of bank statements.
Common gotcha
This is a loan, not a grant; personal guarantees are usually required.

Cavan Innovation Voucher

state · Enterprise Ireland / LEO Cavan

Who qualifies
Limited companies in Cavan seeking to solve a specific technical or business challenge.
What you get
€5,000 voucher to pay for research/consultancy from a knowledge provider.
What it actually costs you
VAT payment upfront; requires a registered company.
Common gotcha
The voucher is paid directly to the university or research institute, not the business.

Rural development and farm diversification

LEADER Rural Development Programme (Cavan)

state · Breffni Integrated CLG

Who qualifies
Rural businesses, community groups, and farmers in Cavan.
What you get
Grants for rural tourism, farm diversification, and community infrastructure.
What it actually costs you
Extensive application process including environmental impact assessments.
Common gotcha
Funding is competitive and subject to the local development strategy priorities.

Cavan Farm Diversification Support

state · Teagasc / Cavan County Council

Who qualifies
Active farmers in Cavan looking to start a non-farming enterprise.
What you get
Technical advice and access to specific capital grants for tourism/crafts.
What it actually costs you
Feasibility study and proof of agricultural activity.
Common gotcha
Must maintain agricultural status while running the new business.

Rural Social Scheme (Cavan)

state · Department of Social Protection / Local Development Companies

Who qualifies
Low-income farmers and fishers in receipt of specified social welfare payments.
What you get
Part-time work on community projects in exchange for a top-up payment.
What it actually costs you
19.5 hours of work per week.
Common gotcha
Must be actively farming and meet the means-test criteria.

Cavan Rural Energy Efficiency Grant

state · Cavan County Council

Who qualifies
Rural homeowners and small businesses in Cavan.
What you get
Subsidies for retrofitting and renewable energy installation.
What it actually costs you
BER rating assessment and contractor quotes.
Common gotcha
Must use SEAI-registered contractors to qualify for the grant.
CorkCorcaigh

Cork offers a unique mix of regional enterprise grants and local authority housing supports that are critical for financial planning in the Munster region.

Growing my business in Cork

Local Enterprise Office Priming Grant

state · Local Enterprise Office Cork City

Who qualifies
Small businesses in Cork City employing up to 10 people in the manufacturing or internationally traded services sector.
What you get
Direct financial aid for startup costs including salary subsidies and equipment, typically up to 50% of eligible costs.
What it actually costs you
Detailed business plan, tax clearance certificate, and a lengthy application process with LEO advisors.
Common gotcha
The grant is paid in arrears; you must have the cash flow to cover the initial outlay before claiming.

Cork Innovation Voucher

state · Enterprise Ireland / LEO Cork

Who qualifies
Limited companies registered in Cork looking to engage with third-level institutes for R&D.
What you get
A voucher worth €5,000 to pay for expert consultancy or research assistance.
What it actually costs you
Registration on the portal and a clear project scope defined with a research partner.
Common gotcha
The voucher cannot be used for internal staff costs, only for external research expertise.

Trading Online Voucher Scheme

state · Local Enterprise Office Cork

Who qualifies
Small Cork-based businesses with less than 10 employees and limited online trading presence.
What you get
Up to €2,500 in co-funding (50% of costs) to develop an e-commerce website or digital marketing strategy.
What it actually costs you
Attendance at a mandatory information seminar and submission of three competitive quotes.
Common gotcha
You must prove that the spend is for new digital development, not just maintaining existing sites.

Cork County Council Business Rates Incentive

state · Cork County Council

Who qualifies
Businesses occupying previously vacant commercial properties in Cork County.
What you get
A partial rebate on commercial rates for the first few years of occupancy.
What it actually costs you
Proof of lease and evidence of property vacancy history.
Common gotcha
The rebate is often applied as a credit against future rates rather than a cash payment.

Living and building in Cork

Cork City Council Home Adaptation Grant

state · Cork City Council

Who qualifies
Older people or those with a disability living in Cork City needing home modifications.
What you get
Grant covering up to 95% of the cost of works like ramps, bathroom adaptations, or stairlifts.
What it actually costs you
Occupational therapist report and detailed contractor quotes.
Common gotcha
The grant is subject to a strict means test and available budget limits for the year.

Cork Regional Water Efficiency Scheme

state · Cork County Council / Uisce Éireann

Who qualifies
Residents in specific rural areas of Cork County not connected to the main public water network.
What you get
Financial assistance for upgrading private well infrastructure or installing water-saving systems.
What it actually costs you
Water quality test results and certified plumber invoices.
Common gotcha
Only applies to primary residences, not holiday homes or rental properties.
CarlowCeatharlach

As a financial advisor in Carlow, you need to navigate the specific regional enterprise supports and local development grants that distinguish the South-East's business ecosystem from the national norm.

Growing my clients' businesses

Local Enterprise Office Priming Grant

state · Local Enterprise Office Carlow

Who qualifies
Small businesses in Carlow within the first 18 months of startup.
What you get
Funding for salary costs, consultancy, and equipment up to 50% of eligible costs.
What it actually costs you
Detailed business plan, 3-year financial projections, and tax clearance certificate.
Common gotcha
Must be applied for before any expenditure is incurred or equipment purchased.

Trading Online Voucher Scheme

state · Local Enterprise Office Carlow

Who qualifies
Small businesses with little or no online trading presence.
What you get
Financial assistance of up to €2,500 with 10% co-funding.
What it actually costs you
Attendance at a mandatory information seminar and three quotes for the work.
Common gotcha
The voucher cannot be used for social media marketing spend, only for website development.

Business Expansion Grant

state · Local Enterprise Office Carlow

Who qualifies
Businesses in Carlow trading for more than 18 months looking to scale.
What you get
Capital investment funding to support expansion projects.
What it actually costs you
Comprehensive expansion plan and evidence of market demand.
Common gotcha
Strict requirement to demonstrate job creation potential within the region.

Carlow Innovation Support

state · Carlow County Council

Who qualifies
SMEs seeking to engage with third-level institutions for R&D.
What you get
Vouchers worth €5,000 to solve specific business innovation challenges.
What it actually costs you
Clear definition of the technical problem and partnership agreement.
Common gotcha
The voucher is paid directly to the research provider, not the business.

Supporting the local Carlow community

Carlow Community Grant Scheme

state · Carlow County Council

Who qualifies
Registered community and voluntary groups in County Carlow.
What you get
Small-scale capital grants for local facility improvements.
What it actually costs you
Proof of insurance and a breakdown of project costs.
Common gotcha
Annual application window is very short, usually opening in early spring.

Carlow Heritage Stewardship Fund

state · Carlow County Heritage Office

Who qualifies
Owners of protected structures or local heritage groups.
What you get
Grants for the conservation and repair of local historical assets.
What it actually costs you
Method statement from a conservation architect.
Common gotcha
Works must comply with strict architectural conservation standards.

Carlow Sports Facility Top-up

state · Carlow Sports Partnership

Who qualifies
Local sports clubs in Carlow.
What you get
Supplementary funding for equipment or facility upgrades.
What it actually costs you
Evidence of existing national funding or local fundraising.
Common gotcha
Must demonstrate increased participation levels in the county.

Carlow Rural Development Initiative

state · Carlow Local Community Development Committee

Who qualifies
Rural businesses and social enterprises in Carlow.
What you get
Funding for rural diversification projects.
What it actually costs you
Detailed project feasibility study.
Common gotcha
Projects must align with the Carlow Local Economic and Community Plan (LECP).
DublinBaile Átha Cliath

As a financial advisor in Dublin, navigating the specific local tax reliefs, business grants, and cost-of-living supports is essential for managing client portfolios and personal planning.

Growing my practice and local business

Dublin City Council Business Continuity Voucher

municipal · Dublin City Council

Who qualifies
Small businesses based in the Dublin City Council area.
What you get
Consultancy support or small grants for business resilience.
What it actually costs you
Application form and proof of business registration; usually 2-4 weeks processing.
Common gotcha
Often oversubscribed; apply as soon as the window opens.

Local Enterprise Office (LEO) Dublin City Mentoring

state · Local Enterprise Office

Who qualifies
Sole traders and SMEs in Dublin.
What you get
Access to experienced business mentors for financial or operational advice.
What it actually costs you
Small nominal fee for the programme; requires a business plan.
Common gotcha
You must be registered with your local LEO office first.

Dublin Chamber Business Support

private · Dublin Chamber of Commerce

Who qualifies
Businesses operating within the Greater Dublin Area.
What you get
Networking access, policy advocacy, and regional market insights.
What it actually costs you
Annual membership fee based on company size.
Common gotcha
Membership is per company, not per individual.

Managing the Dublin cost of living

DublinBikes Annual Subscription

municipal · Dublin City Council / JCDecaux

Who qualifies
Any resident over 14 years old.
What you get
Unlimited access to city bike-share stations.
What it actually costs you
€35 annual fee; requires a credit/debit card for deposit.
Common gotcha
The 30-minute free limit; you must dock the bike to avoid usage charges.

TaxSaver Commuter Ticket

state · Transport for Ireland

Who qualifies
Employees in Dublin using public transport.
What you get
Tax-free travel on Dublin Bus, Luas, and DART.
What it actually costs you
Deducted directly from gross salary by employer.
Common gotcha
Employer must be signed up to the scheme; it's not an individual application.

Dublin City Public Libraries

municipal · Dublin City Council

Who qualifies
Anyone living, working, or studying in Dublin.
What you get
Free access to workspaces, digital archives, and business databases.
What it actually costs you
Proof of address and photo ID.
Common gotcha
You need to renew your membership annually.
DonegalDún na nGall

As a financial advisor in Donegal, I help clients navigate the unique cross-border fiscal landscape and the specific regional grants available for rural enterprise and tourism.

Growing my business in the North West

Local Enterprise Office Priming Grant

state · Local Enterprise Office Donegal

Who qualifies
New businesses in Donegal within the first 18 months of trading.
What you get
Direct grant funding for salary costs, consultancy, and equipment.
What it actually costs you
Detailed business plan and 3-year financial projections; requires 50% match funding.
Common gotcha
You must apply before you start spending the money; retrospective claims are rejected.

Údarás na Gaeltachta Business Support

state · Údarás na Gaeltachta

Who qualifies
Businesses operating within designated Gaeltacht areas of Donegal.
What you get
Capital grants, employment grants, and feasibility study funding.
What it actually costs you
Must demonstrate the ability to support the Irish language in the workplace.
Common gotcha
Strict adherence to Irish language requirements is audited annually.

Donegal Tourism Development Fund

state · Donegal County Council

Who qualifies
Small tourism operators and hospitality businesses in the county.
What you get
Marketing support and small-scale capital improvement grants.
What it actually costs you
Proof of tax clearance and a valid business insurance policy.
Common gotcha
Funds are often oversubscribed; apply as soon as the window opens.

Donegal Innovation Voucher

state · Local Enterprise Office Donegal

Who qualifies
Small businesses looking to engage with academic institutions for R&D.
What you get
Voucher worth €5,000 to pay for expert research and development.
What it actually costs you
No cash cost, but requires a formal partnership with an approved knowledge provider.
Common gotcha
The voucher cannot be used for routine business operations.

Living and working in rural Donegal

Donegal Rural Recreation Scheme

state · Donegal County Council

Who qualifies
Community groups and landowners maintaining public walking trails.
What you get
Funding for trail maintenance and insurance coverage.
What it actually costs you
Commitment to ongoing trail upkeep and public access agreements.
Common gotcha
Landowner liability insurance is a complex hurdle.

Donegal Energy Retrofit Grant

state · Sustainable Energy Authority of Ireland (Regional Office)

Who qualifies
Homeowners in Donegal with older, energy-inefficient properties.
What you get
Grants covering up to 80% of costs for insulation and heat pumps.
What it actually costs you
Must use a registered contractor and submit a BER assessment.
Common gotcha
The BER assessment cost is not always fully covered by the grant.

Donegal Farm Diversification Grant

state · Department of Agriculture, Food and the Marine

Who qualifies
Farmers in Donegal looking to add non-farming income streams.
What you get
Capital grants for converting outbuildings for tourism or craft use.
What it actually costs you
Planning permission for change of use is mandatory.
Common gotcha
Agricultural status must be maintained for the primary farm business.

Local Improvement Scheme (LIS)

state · Donegal County Council

Who qualifies
Residents on non-public roads needing infrastructure repair.
What you get
Funding for road surfacing and drainage improvements.
What it actually costs you
Requires a local contribution of 10-20% of total costs.
Common gotcha
The waiting list for LIS is notoriously long.
GalwayGaillimh

As a financial advisor, navigating the unique interplay of Galway's local enterprise grants and rural development supports is essential for my clients' wealth planning.

Growing my clients' businesses

Local Enterprise Office Expansion Grant

municipal · Galway Local Enterprise Office

Who qualifies
Small businesses in Galway city or county with fewer than 10 employees.
What you get
Direct grant aid for capital investment, typically covering up to 50% of costs.
What it actually costs you
Detailed business plan, 3 years of accounts, and a rigorous application process.
Common gotcha
The grant is retrospective; you must have the cash flow to spend first before claiming.

Galway Innovation Voucher

state · Enterprise Ireland / Galway LEO

Who qualifies
Limited companies in Galway looking to engage with third-level institutes.
What you get
A voucher worth €5,000 to pay for research or technical expertise.
What it actually costs you
Application through the national portal, requires a clear R&D project scope.
Common gotcha
Cannot be used for routine business consultancy; must be a genuine innovation project.

Trading Online Voucher Scheme

municipal · Galway LEO

Who qualifies
Small businesses with little or no existing e-commerce presence.
What you get
Up to €2,500 in matching funding to build an online store.
What it actually costs you
Must attend a mandatory information seminar before applying.
Common gotcha
You must provide three quotes for the work to be done.

Rural development and community supports

Galway Rural Development (GRD) LEADER Funding

state · Galway Rural Development

Who qualifies
Rural enterprises, community groups, and farmers in the Galway region.
What you get
Grant aid for rural diversification, tourism projects, and community facilities.
What it actually costs you
Extensive paperwork and proof of community benefit.
Common gotcha
Strict adherence to EU procurement rules if the project is large.

Galway Farm Diversification Support

state · Teagasc Galway

Who qualifies
Farmers in Galway looking to add non-farming income streams.
What you get
Technical advice and access to specific regional development funds.
What it actually costs you
Time for farm visits and business feasibility studies.
Common gotcha
Often requires a change of use planning permission for farm buildings.
KildareCill Dara

Kildare residents benefit from specific regional transport initiatives and local enterprise support schemes that bridge the gap between Dublin's high costs and rural living.

Growing my business in Kildare

Local Enterprise Office Kildare Mentoring

state · Local Enterprise Office Kildare

Who qualifies
Small businesses and startups based in Kildare with less than 10 employees.
What you get
Access to experienced business mentors for strategic planning and financial advice.
What it actually costs you
Small co-funding fee per session; requires a business plan and tax clearance.
Common gotcha
Mentors are assigned based on specific needs, so be very clear about your financial goals in the application.

Trading Online Voucher Scheme

state · Local Enterprise Office Kildare

Who qualifies
Kildare-based businesses with a limited online presence.
What you get
Financial assistance of up to €2,500 for e-commerce website development.
What it actually costs you
Requires 50% matching funding from the business owner.
Common gotcha
You must attend an information seminar before applying for the grant.

Kildare Innovation Grant

state · Kildare County Council

Who qualifies
SMEs in Kildare looking to introduce new products or processes.
What you get
Partial funding for feasibility studies and technical consultancy.
What it actually costs you
Detailed project proposal and evidence of innovation potential.
Common gotcha
Funding is competitive and limited to specific sectors identified by the council.

Getting around and living in the county

Kildare Local Link

state · National Transport Authority / TFI Local Link

Who qualifies
Residents in rural parts of Kildare with limited access to mainline rail.
What you get
Affordable bus transport to major hubs like Naas, Newbridge, and Kildare Town.
What it actually costs you
Standard fare, significantly cheaper than private taxi or fuel costs.
Common gotcha
Services are often demand-responsive; you may need to book your seat in advance.

Kildare Housing Adaptation Grant

state · Kildare County Council

Who qualifies
Older people or people with disabilities living in Kildare needing home modifications.
What you get
Grants to cover bathroom or accessibility upgrades.
What it actually costs you
Means-tested; requires occupational therapist report and contractor quotes.
Common gotcha
The waiting list for inspections can be long; apply well before work is needed.

Kildare Community Support Fund

state · Kildare County Council

Who qualifies
Local community groups and non-profits in Kildare.
What you get
Funding for community events, equipment, or local infrastructure improvements.
What it actually costs you
Proof of non-profit status and a clear budget breakdown.
Common gotcha
Grants are usually for capital expenditure, not operational running costs.
KilkennyCill Chainnigh

Kilkenny offers unique local enterprise grants and heritage-based tax incentives that financial advisors must navigate to optimize client portfolios in the South-East region.

Growing my clients' businesses

Local Enterprise Office Expansion Grant

state · Kilkenny Local Enterprise Office

Who qualifies
Small businesses in Kilkenny with 10 or fewer employees looking to scale.
What you get
Direct financial aid for capital investment or employment support up to €15,000.
What it actually costs you
Detailed business plan, 3 years of accounts, and a 50% match-funding requirement.
Common gotcha
The grant is retrospective; you must spend the money before claiming the reimbursement.

Kilkenny Innovation Voucher

state · Kilkenny County Council

Who qualifies
Registered Kilkenny SMEs needing technical consultancy.
What you get
Vouchers worth €5,000 to pay for research or technical expertise from approved providers.
What it actually costs you
Simple online application and a clear project scope document.
Common gotcha
Cannot be used for marketing or general business strategy; must be technical/innovation focused.

Trading Online Voucher Scheme (Kilkenny)

state · Kilkenny LEO

Who qualifies
Kilkenny-based businesses with little or no existing e-commerce presence.
What you get
Up to €2,500 in co-funding to develop an e-commerce website.
What it actually costs you
Mandatory attendance at a training seminar and 10% cash contribution.
Common gotcha
Must use an independent third-party developer; internal costs don't count.

Kilkenny Rural Development Fund

state · Kilkenny Leader Partnership

Who qualifies
Enterprises located in designated rural areas of Kilkenny.
What you get
Capital grants for equipment or facility upgrades.
What it actually costs you
Rigorous environmental and planning compliance checks.
Common gotcha
Strict geographic eligibility; check your Eircode against the rural map.

Managing property and heritage assets

Kilkenny Built Heritage Investment Scheme

state · Kilkenny County Council Heritage Office

Who qualifies
Owners of protected structures in Kilkenny.
What you get
Grants between €2,500 and €15,000 for essential conservation repairs.
What it actually costs you
Detailed architectural report and proof of professional conservation expertise.
Common gotcha
Work must be completed and inspected by the council conservation officer before payment.

Kilkenny Vacant Property Refurbishment Grant

state · Kilkenny County Council

Who qualifies
Individuals purchasing vacant or derelict properties in Kilkenny for primary residence.
What you get
Up to €50,000 for renovation costs.
What it actually costs you
Proof of vacancy and a detailed schedule of works from a contractor.
Common gotcha
The property must have been vacant for at least two years to qualify.

Kilkenny SEAI Local Authority Retrofit

state · Kilkenny County Council

Who qualifies
Low-income homeowners in Kilkenny with poor BER ratings.
What you get
Fully funded energy efficiency upgrades (insulation, heat pumps).
What it actually costs you
Means-testing documentation and proof of property ownership.
Common gotcha
High demand leads to long waiting lists; apply early in the fiscal year.

Kilkenny Small Business Rates Relief

state · Kilkenny County Council Finance Dept

Who qualifies
Small commercial properties with annual rates bills under a specific threshold.
What you get
A percentage reduction on the annual commercial rates bill.
What it actually costs you
Submission of the annual rates return form.
Common gotcha
Must be fully up to date with previous years' payments to qualify for the current year's relief.
KerryCiarraí

Kerry offers unique regional enterprise supports and agricultural grants that are vital for financial advisors managing rural portfolios and local business clients.

Growing my clients' businesses

LEO Kerry Business Expansion Grant

state · Local Enterprise Office Kerry

Who qualifies
Small businesses in Kerry with less than 10 employees looking to expand.
What you get
Capital grants for equipment or marketing costs up to 50% of investment.
What it actually costs you
Detailed business plan, 3 years of accounts, and a lengthy application process.
Common gotcha
You must apply before you purchase any equipment; retrospective claims are rejected.

Kerry Innovation Voucher

state · Enterprise Ireland / LEO Kerry

Who qualifies
Limited companies based in Kerry seeking to solve a technical problem.
What you get
€5,000 to engage with a research institution or university.
What it actually costs you
Small administrative fee and finding a suitable research partner.
Common gotcha
The voucher is paid directly to the research provider, not the business.

Trading Online Voucher Scheme

state · Department of Enterprise, Trade and Employment

Who qualifies
Small businesses with fewer than 10 staff trading for at least 6 months.
What you get
Up to €2,500 for e-commerce website development.
What it actually costs you
10% co-funding and attendance at a mandatory information seminar.
Common gotcha
Only covers new website development or significant upgrades, not maintenance.

Microfinance Ireland Kerry Loan

state · Microfinance Ireland

Who qualifies
Businesses unable to secure standard bank credit.
What you get
Loans up to €25,000 at reduced interest rates.
What it actually costs you
Business plan, cash flow projections, and credit check.
Common gotcha
Must have been refused by a commercial bank first.

Rural development and farming supports

Kerry Agri-Environmental Scheme

state · Department of Agriculture, Food and the Marine

Who qualifies
Farmers in Kerry managing high-nature-value farmland.
What you get
Annual payments for biodiversity conservation and sustainable land management.
What it actually costs you
Farm management plan and annual monitoring reports.
Common gotcha
Strict adherence to grazing dates is required to avoid penalties.

Rural Social Scheme

state · Department of Social Protection

Who qualifies
Low-income farmers and fishers in Kerry receiving social welfare.
What you get
Part-time work on community projects in exchange for a top-up payment.
What it actually costs you
19.5 hours of work per week.
Common gotcha
You must remain eligible for the underlying social welfare payment.

Targeted Agricultural Modernisation Scheme (Kerry)

state · Department of Agriculture

Who qualifies
Registered farmers in Kerry looking to upgrade facilities.
What you get
40-60% grant aid for farm buildings and equipment.
What it actually costs you
Planning permission and tax clearance certificates.
Common gotcha
The 'letter of approval' must be received before starting any construction.

LEADER Rural Development Programme

state · Kerry Local Community Development Committee

Who qualifies
Community groups and rural enterprises in Kerry.
What you get
Funding for rural tourism, enterprise development, and community services.
What it actually costs you
Extensive application and proof of match funding.
Common gotcha
Projects must demonstrate clear benefit to the local rural economy.
LongfordAn Longfort

As a financial advisor in Longford, I need to navigate the specific regional enterprise grants and local property tax incentives that help my clients keep their businesses and homes afloat.

Growing my clients' businesses

Longford LEO Priming Grant

state · Local Enterprise Office Longford

Who qualifies
Small businesses in Longford with fewer than 10 employees trading for less than 18 months.
What you get
Up to 50% of eligible startup costs, capped at €150,000.
Common gotcha
The grant is paid in arrears after you prove the expenditure, so cash flow management is critical.

Longford Regional Innovation Voucher

state · Enterprise Ireland / LEO Longford

Who qualifies
Limited companies registered in Longford seeking to solve a specific technical challenge.
What you get
A voucher worth €5,000 to pay for consultancy from approved research institutes.
Common gotcha
You cannot use the voucher for your own internal staff costs; it must be paid to an external expert.

Trading Online Voucher Scheme (Longford)

state · Local Enterprise Office Longford

Who qualifies
Longford-based small businesses with a limited online trading presence.
What you get
Financial assistance of up to €2,500 with 10% co-funding requirement.
Common gotcha
The project must be completed and paid for before the grant is drawn down.

Longford Microfinance Ireland Top-up

state · Microfinance Ireland

Who qualifies
Longford businesses unable to secure traditional bank credit.
What you get
Loans up to €25,000 at a reduced interest rate compared to commercial lenders.
Common gotcha
It is a loan, not a grant; personal guarantees are often required.

Property and living support

Longford Derelict Property Refurbishment Grant

state · Longford County Council

Who qualifies
Owners of derelict or vacant properties in Longford town or rural areas.
What you get
Up to €50,000 for vacant properties and €70,000 for derelict ones.
Common gotcha
The property must be your primary residence once completed; you cannot flip it for profit.

Longford Built Heritage Investment Scheme

state · Department of Housing, Local Government and Heritage

Who qualifies
Owners of protected structures or buildings in architectural conservation areas in Longford.
What you get
Grants between €2,500 and €15,000 for conservation works.
Common gotcha
Works must be carried out by specialized contractors experienced in historic buildings.

Longford Local Fuel Assistance

state · Longford Community Welfare Service

Who qualifies
Low-income households in Longford already receiving national fuel allowance.
What you get
A one-off winter supplement payment for heating costs.
Common gotcha
This is a discretionary payment and depends on the local office budget availability.
Louth

Louth offers unique cross-border enterprise supports and regional development grants that financial advisors need to navigate for local SME clients.

Growing my clients' businesses

Local Enterprise Office Louth Mentoring Programme

state · Local Enterprise Office Louth

Who qualifies
Small businesses and startups based in County Louth with fewer than 10 employees.
What you get
Access to experienced business mentors for strategic financial and operational advice.
What it actually costs you
Small administrative fee per session; requires a completed business diagnostic form.
Common gotcha
Many assume it's a grant, but it is strictly advisory and mentorship-focused.

Trading Online Voucher Scheme (Louth)

state · Local Enterprise Office Louth

Who qualifies
Louth-based businesses with a limited online trading presence.
What you get
Financial assistance of up to €2,500 for e-commerce website development.
What it actually costs you
Requires 50% co-funding from the business; must attend a mandatory information seminar.
Common gotcha
The voucher must be approved before any work on the website commences.

Louth Regional Innovation Grant

state · Louth County Council

Who qualifies
SMEs in Louth looking to implement new technology or sustainable processes.
What you get
Matching grant up to €5,000 for capital investment.
What it actually costs you
Requires detailed business plan and proof of matching funds.
Common gotcha
Strictly limited to capital expenditure, not operational costs.

Cross-Border Enterprise Development Initiative

state · Louth County Council / InterTradeIreland

Who qualifies
Louth businesses trading or planning to trade across the border into Northern Ireland.
What you get
Specialized consultancy and market research support.
What it actually costs you
Requires registration of cross-border trade intent.
Common gotcha
Often confused with national export grants; this is specific to the Louth-NI corridor.

Community and regional grants

Louth Community Support Grant

state · Louth County Council

Who qualifies
Non-profit community groups and local clubs in Louth.
What you get
Funding for local projects, equipment, or facility improvements.
What it actually costs you
Annual application process; requires audited accounts for larger grants.
Common gotcha
Applications are time-bound and typically open only once per year.

Dundalk Town Centre Renewal Fund

municipal · Dundalk Municipal District

Who qualifies
Property owners and businesses within the Dundalk town core.
What you get
Grants for shopfront improvements and building facade restoration.
What it actually costs you
Requires planning permission compliance and approved contractor quotes.
Common gotcha
Must adhere to specific heritage design guidelines for the town centre.
LimerickLuimneach

Limerick offers unique regional enterprise supports and local authority grants that complement national financial planning strategies for SMEs and homeowners.

Growing my clients' businesses

Local Enterprise Office Priming Grant

state · Limerick Local Enterprise Office

Who qualifies
Small businesses in Limerick with less than 10 employees within the first 18 months of trading.
What you get
Direct grant aid for salary costs, consultancy, and equipment up to 50% of eligible costs.
What it actually costs you
Detailed business plan, 3-year financial projections, and tax clearance certificate.
Common gotcha
The grant is paid in arrears; you must have the cash flow to cover the initial spend.

Trading Online Voucher Scheme

state · Limerick LEO

Who qualifies
Limerick-based small businesses looking to develop their e-commerce capabilities.
What you get
Up to €2,500 in co-funding for website development and digital marketing.
What it actually costs you
10% co-funding requirement and attendance at a mandatory information seminar.
Common gotcha
You must obtain three quotes for the work before approval.

Limerick Innovate Grant

state · Limerick City and County Council

Who qualifies
Local startups focusing on green technology or sustainable urban solutions.
What you get
Seed funding up to €5,000 for prototype development.
What it actually costs you
Pitch deck and proof of concept documentation.
Common gotcha
Highly competitive; requires a clear demonstration of local economic impact.

Home improvements and energy efficiency

Limerick Residential Retrofit Top-up

state · Limerick City and County Council

Who qualifies
Homeowners in designated Limerick urban renewal zones.
What you get
Additional 10% grant on top of national SEAI grants for insulation and heat pumps.
What it actually costs you
Proof of SEAI grant approval and local property tax compliance.
Common gotcha
Must be applied for before the primary works commence.

Limerick Derelict Property Refurbishment Grant

state · Limerick City and County Council

Who qualifies
Owners of derelict properties in Limerick city center looking to restore them for residential use.
What you get
Up to €50,000 for renovation costs.
What it actually costs you
Planning permission and structural survey reports.
Common gotcha
The property must have been vacant for at least two years.

Limerick Heritage Conservation Grant

state · Limerick Heritage Office

Who qualifies
Owners of protected structures in Limerick city.
What you get
Financial assistance for essential repairs to historic facades.
What it actually costs you
Conservation architect report and detailed cost estimates.
Common gotcha
Strict adherence to traditional materials is required.
LeitrimLiatroim

Leitrim offers unique rural development grants and local enterprise supports that are essential for financial advisors helping clients navigate the specific economic landscape of the Northwest.

Growing my clients' businesses

Leitrim Local Enterprise Office Business Priming Grant

state · Local Enterprise Office Leitrim

Who qualifies
Small businesses in Leitrim employing up to 10 people.
What you get
Up to 50% of eligible costs to a maximum of €150,000.
What it actually costs you
Detailed business plan, tax clearance certificate, and 4-6 weeks for review.
Common gotcha
Must be applied for before any expenditure is incurred.

Trading Online Voucher Scheme

state · Local Enterprise Office Leitrim

Who qualifies
Leitrim-based small businesses with less than 10 employees.
What you get
Funding of up to €2,500 for e-commerce website development.
What it actually costs you
50% co-funding required; must attend a mandatory information seminar.
Common gotcha
Cannot be used for website maintenance or social media management fees.

Leitrim Microfinance Ireland Support

state · Microfinance Ireland

Who qualifies
Businesses with fewer than 10 employees unable to get bank credit.
What you get
Loans up to €25,000 for working capital or equipment.
What it actually costs you
Business plan and cash flow projections required; 2-3 weeks processing.
Common gotcha
Requires a formal bank refusal letter first.

Leitrim Innovation Voucher

state · Enterprise Ireland

Who qualifies
Small and medium enterprises in Leitrim.
What you get
€5,000 to engage with a registered knowledge provider for R&D.
What it actually costs you
Application via portal; no direct cash cost but requires project definition.
Common gotcha
Voucher must be used within 12 months of issue.

Rural living and development

LEADER Rural Development Programme

state · Leitrim Development Company

Who qualifies
Community groups and rural entrepreneurs in Leitrim.
What you get
Grant funding for rural tourism, enterprise, and social inclusion projects.
What it actually costs you
Extensive application process; requires match funding.
Common gotcha
Projects must align with the Local Development Strategy.

Vacant Property Refurbishment Grant (Leitrim)

state · Leitrim County Council

Who qualifies
Owners of vacant or derelict properties in Leitrim.
What you get
Up to €50,000 for renovation of vacant property.
What it actually costs you
Proof of ownership and construction quotes; subject to inspection.
Common gotcha
Property must have been vacant for at least 2 years.

Leitrim Energy Efficiency Grant

state · Sustainable Energy Authority of Ireland (Regional)

Who qualifies
Homeowners in Leitrim needing deep energy retrofits.
What you get
Grants covering up to 80% of costs for insulation and heat pumps.
What it actually costs you
BER assessment required before and after works.
Common gotcha
Work must be carried out by a registered contractor.

Leitrim County Council Arts Grant

state · Leitrim Arts Office

Who qualifies
Artists and arts organisations based in Leitrim.
What you get
Financial support for creative projects and exhibitions.
What it actually costs you
Application form and project budget submission.
Common gotcha
Strict annual deadlines; late applications are never accepted.
LaoisContae Laoise

Growing my clients' businesses

Local Enterprise Office Laois Financial Supports

state · Local Enterprise Office Laois

Who qualifies
Small businesses in Laois with 10 or fewer employees.
What you get
Feasibility grants, priming grants, and business expansion grants up to 50% of costs.
What it actually costs you
Detailed business plan, 3-year financial projections, and tax clearance certificate.
Common gotcha
You must apply before starting the project; retrospective applications are strictly rejected.

Trading Online Voucher Scheme (Laois)

state · Local Enterprise Office Laois

Who qualifies
Small businesses trading for at least 6 months with less than 10 employees.
What you get
Financial assistance of up to €2,500 for e-commerce website development.
What it actually costs you
Matching 50% funding from the business owner and attendance at an information seminar.
Common gotcha
The voucher covers website development, not ongoing maintenance or digital marketing spend.

LEADER Rural Development Programme Laois

state · Laois Partnership Company

Who qualifies
Rural enterprises and community groups based in County Laois.
What you get
Capital grants for rural tourism, enterprise development, and renewable energy projects.
What it actually costs you
Extensive documentation including planning permission and environmental impact assessments.
Common gotcha
The application process is highly competitive and requires significant lead time for approval.

Living and building in Laois

Laois County Council Energy Retrofit Scheme

state · Laois County Council

Who qualifies
Low-income homeowners in Laois living in energy-inefficient housing.
What you get
Fully funded insulation, heating system upgrades, and window replacements.
What it actually costs you
Proof of income and property ownership; no direct cost to the homeowner.
Common gotcha
Waitlists can be long; prioritize the BER (Building Energy Rating) assessment early.

Croí Cónaithe (Laois) Derelict Property Grant

state · Laois County Council

Who qualifies
Individuals purchasing a vacant or derelict property in Laois to use as a primary residence.
What you get
Grant of up to €50,000 for renovation of vacant properties or €70,000 for derelict ones.
What it actually costs you
Must prove property was vacant for 2+ years and provide detailed contractor quotes.
Common gotcha
The grant is paid in arrears after the work is completed and inspected.
MeathAn Mhí

Meath serves as a critical commuter hub where financial advisors must navigate specific regional property incentives and local enterprise grants for small businesses.

Growing my clients' businesses

Local Enterprise Office Priming Grant

state · Local Enterprise Office Meath

Who qualifies
Small businesses in Meath with potential to grow and trade internationally.
What you get
Funding for salary costs, consultancy, and equipment up to 50% of eligible costs.
What it actually costs you
Detailed business plan, 3-year financial projections, and tax clearance certificate.
Common gotcha
Must be applied for before any expenditure is incurred or equipment is purchased.

Trading Online Voucher Scheme

state · Local Enterprise Office Meath

Who qualifies
Small businesses with fewer than 10 employees and limited online trading presence.
What you get
Financial assistance of up to €2,500 with 10% co-funding requirement.
What it actually costs you
Attendance at a mandatory information seminar and submission of three quotes.
Common gotcha
Cannot be used for social media marketing spend, only for website development and e-commerce integration.

Business Expansion Grant

state · Local Enterprise Office Meath

Who qualifies
Businesses in the growth phase that have been trading for more than 18 months.
What you get
Grant aid to support expansion costs, capped at 50% of investment.
What it actually costs you
Full set of audited accounts and a comprehensive expansion strategy document.
Common gotcha
Strictly limited to businesses that can prove they are not displacing existing local competition.

Feasibility Study Grant

state · Local Enterprise Office Meath

Who qualifies
Entrepreneurs testing the viability of a new product or service in Meath.
What you get
Co-funding for research, market analysis, and prototype development costs.
What it actually costs you
Evidence of market research and a clear breakdown of projected costs.
Common gotcha
The grant is paid in arrears after the study is completed and receipts are verified.

Property and local planning

Vacant Property Refurbishment Grant (Meath Supplement)

state · Meath County Council

Who qualifies
Owners of vacant or derelict properties in Meath intending to occupy as a primary residence.
What you get
Up to €50,000 for vacant properties and €70,000 for derelict properties.
What it actually costs you
Proof of vacancy, planning permission where required, and detailed contractor invoices.
Common gotcha
The property must have been vacant for at least two years prior to application.

Meath Local Authority Energy Retrofit Scheme

state · Meath County Council

Who qualifies
Low-income households in Meath living in older, energy-inefficient council-owned or private homes.
What you get
Free energy efficiency upgrades including wall insulation and heat pump installation.
What it actually costs you
Proof of income and BER (Building Energy Rating) assessment.
Common gotcha
Waitlists are significant; prioritize application as soon as the annual budget opens.

Meath Development Contribution Waiver

state · Meath County Council

Who qualifies
Developers and homeowners building new residential units within Meath.
What you get
Temporary waiver of local authority development contributions for specific housing projects.
What it actually costs you
Standard planning application fees and compliance with commencement notice requirements.
Common gotcha
Must be commenced within the specific timeframe set by the council to qualify for the waiver.
MonaghanMuineachán

Monaghan offers unique cross-border grant support and rural enterprise incentives that are crucial for financial advisors managing SME clients in the border region.

Growing my business in the border region

Local Enterprise Office Priming Grant

state · Local Enterprise Office Monaghan

Who qualifies
Small businesses in Monaghan with less than 10 employees.
What you get
Funding for salary costs, consultancy, and equipment up to 50% of eligible costs.
What it actually costs you
Detailed business plan, tax clearance certificate, and 3-6 months processing time.
Common gotcha
You must apply before you start the project; retrospective costs are never covered.

Trading Online Voucher Scheme

state · Local Enterprise Office Monaghan

Who qualifies
Small businesses trading for at least 6 months with potential for online growth.
What you get
Financial assistance of up to €2,500 for e-commerce website development.
What it actually costs you
10% co-funding requirement and attendance at a mandatory information seminar.
Common gotcha
The voucher is paid out only after you provide proof of payment to the supplier.

LEADER Rural Development Programme

state · Monaghan Integrated Development

Who qualifies
Rural enterprises and community groups in Monaghan.
What you get
Grant aid for rural tourism, enterprise development, and renewable energy projects.
What it actually costs you
Extensive application paperwork and proof of match funding.
Common gotcha
Project must align with the local Monaghan Local Development Strategy.

Feasibility Study Grant

state · Local Enterprise Office Monaghan

Who qualifies
Businesses exploring the viability of a new product or service.
What you get
Up to 50% of costs for market research and innovation testing.
What it actually costs you
Detailed project brief and evidence of market potential.
Common gotcha
The feasibility study must be completed by a third party, not in-house.

Keeping the community running

Monaghan Heritage Grant Scheme

state · Monaghan County Council

Who qualifies
Community groups and historical societies in Monaghan.
What you get
Small grants for local heritage conservation and education projects.
What it actually costs you
Application form and evidence of community benefit.
Common gotcha
Projects must be completed within the calendar year of the grant award.

Monaghan Tidy Towns Support Fund

state · Monaghan County Council

Who qualifies
Registered Tidy Towns committees in the county.
What you get
Annual funding for environmental improvement and litter management.
What it actually costs you
Annual report of activities and financial accounts.
Common gotcha
Funding is often tied to specific environmental criteria set by the council.
MayoMaigh Eo

As a financial advisor in Mayo, navigating the specific regional grants for rural business development and local enterprise supports is essential for client wealth preservation.

Growing my business in the West

LEO Mayo Priming Grant

state · Local Enterprise Office Mayo

Who qualifies
Small businesses in Mayo with less than 10 employees within the first 18 months of trading.
What you get
Direct financial aid for salary costs, consultancy fees, and equipment purchase.
What it actually costs you
Requires a detailed business plan and 3 years of financial projections; approval can take 8-12 weeks.
Common gotcha
The grant is paid in arrears; you must have the cash flow to cover the initial spend.

Mayo Rural Innovation Fund

state · Mayo County Council

Who qualifies
Businesses operating in rural Mayo looking to diversify into tourism or agri-tech.
What you get
Up to €15,000 in matching funding for infrastructure upgrades.
What it actually costs you
Requires proof of tax clearance and a site visit from a council official.
Common gotcha
Projects must demonstrate a clear benefit to the local rural economy.

WDC Investment Fund

state · Western Development Commission

Who qualifies
SMEs based in the Western region, including Mayo, seeking growth capital.
What you get
Loans or equity investments ranging from €50,000 to €1,000,000.
What it actually costs you
Extensive due diligence process; legal fees for loan documentation.
Common gotcha
This is a commercial investment, not a grant; equity stakes are often required.

Mayo Tourism Development Grant

state · Mayo County Council Tourism Department

Who qualifies
Hospitality and tourism operators in Mayo.
What you get
Funding for digital marketing campaigns targeting international visitors.
What it actually costs you
Must provide a marketing strategy and evidence of previous year's turnover.
Common gotcha
Funds are strictly for marketing, not for capital building works.

Managing property and home life

Mayo Derelict Property Refurbishment Grant

state · Mayo County Council

Who qualifies
Owners of derelict properties in Mayo towns looking to renovate for primary residence.
What you get
Up to €50,000 for renovation costs.
What it actually costs you
Requires a structural report and planning permission compliance.
Common gotcha
The property must have been vacant for at least two years prior to application.

Mayo Hardship Fuel Scheme

state · Mayo Community Welfare Office

Who qualifies
Low-income households in Mayo struggling with heating costs during winter months.
What you get
One-off payment to cover solid fuel delivery.
What it actually costs you
Means test required; proof of income and household expenses.
Common gotcha
Only available to those not already receiving the national fuel allowance.

Mayo Protected Structure Grant

state · Mayo County Council Heritage Office

Who qualifies
Owners of buildings listed on the Mayo Record of Protected Structures.
What you get
Grants for conservation and repair of historical features.
What it actually costs you
Must use conservation-accredited contractors; strict oversight.
Common gotcha
Standard repairs like painting are not covered; must be structural conservation.
OffalyUíbh Fhailí

Offaly offers unique regional supports for rural enterprise and heritage-based tourism development that are essential for local financial planning.

Growing my business locally

Local Enterprise Office (LEO) Offaly Financial Supports

state · Offaly County Council / Enterprise Ireland

Who qualifies
Small businesses in Offaly with 10 or fewer employees.
What you get
Feasibility grants, priming grants, and business expansion grants up to 50% of costs.
What it actually costs you
Detailed business plan, tax clearance certificate, and attendance at a consultation meeting.
Common gotcha
You must apply for the grant before you incur the expenditure; retrospective applications are rejected.

Trading Online Voucher Scheme

state · Department of Enterprise, Trade and Employment

Who qualifies
Offaly-based small businesses looking to develop e-commerce capabilities.
What you get
Financial assistance of up to €2,500 with 10% co-funding requirement.
What it actually costs you
Quotes from three web developers and attendance at a mandatory information seminar.
Common gotcha
The voucher covers website development but not ongoing maintenance or digital marketing costs.

LEADER Rural Development Programme

state · Offaly Local Development Company

Who qualifies
Rural enterprises and community groups in Offaly.
What you get
Capital grants for rural tourism, enterprise development, and renewable energy projects.
What it actually costs you
Extensive project proposal, proof of match funding, and planning permission if applicable.
Common gotcha
The application process is highly competitive and requires a long lead time for approval.

Preserving and improving our community

Built Heritage Investment Scheme (BHIS)

state · Offaly County Council Heritage Office

Who qualifies
Owners of protected structures in Offaly.
What you get
Grants ranging from €2,500 to €15,000 for conservation and repair works.
What it actually costs you
Conservation report, photos of the structure, and proof of tax compliance.
Common gotcha
Works must be carried out by a contractor with specific heritage conservation experience.

Offaly County Council Community Grants Scheme

state · Offaly County Council

Who qualifies
Local community groups, Tidy Towns committees, and residents' associations.
What you get
Small-scale funding for community improvements, landscaping, and local events.
What it actually costs you
Completed application form and evidence of a bank account in the group's name.
Common gotcha
Funding is usually paid on a reimbursement basis after the work is completed and receipts are submitted.
RoscommonRos Comáin

As a financial advisor in Roscommon, navigating the specific regional enterprise supports and rural development grants is essential for helping local SMEs thrive in the midlands.

Growing my clients' businesses

Local Enterprise Office Priming Grant

state · Local Enterprise Office Roscommon

Who qualifies
New businesses in Roscommon employing up to 10 people.
What you get
Funding for salary costs, equipment, and consultancy fees.
What it actually costs you
Requires a detailed business plan and 50% match funding.
Common gotcha
Must apply before you start trading or hiring.

Trading Online Voucher Scheme

state · Local Enterprise Office Roscommon

Who qualifies
Small businesses with less than 10 employees looking to move online.
What you get
Up to €2,500 in co-funded support for e-commerce development.
What it actually costs you
10% co-funding required; must attend a mandatory information seminar.
Common gotcha
Cannot be used for simple website maintenance or social media ads.

Microfinance Ireland Local Support

state · Microfinance Ireland / LEO Roscommon

Who qualifies
Micro-enterprises unable to get traditional bank loans.
What you get
Business loans up to €25,000.
What it actually costs you
Interest rates vary; requires a formal business application and cash flow forecast.
Common gotcha
You must have been refused credit by a bank first.

Feasibility Study Grant

state · Local Enterprise Office Roscommon

Who qualifies
Businesses exploring the viability of a new product or service.
What you get
Up to 50% of the cost of feasibility research.
What it actually costs you
Detailed research report and invoices for external consultants.
Common gotcha
Only covers external costs, not your own time.

Supporting the local community

LEADER Rural Development Programme

state · Roscommon LEADER Partnership

Who qualifies
Rural businesses, community groups, and local tourism initiatives.
What you get
Capital grants for rural diversification and community projects.
What it actually costs you
Extensive paperwork and competitive selection process.
Common gotcha
Projects must align with the local Roscommon Local Development Strategy.

Town and Village Renewal Scheme

state · Roscommon County Council

Who qualifies
Community groups and local businesses in towns under 10,000 people.
What you get
Funding for public realm improvements and business facade upgrades.
What it actually costs you
Requires council partnership and community consultation.
Common gotcha
Applications must be submitted through the local council.

Croí Cónaithe (Towns) Fund

state · Roscommon County Council

Who qualifies
People buying vacant or derelict properties in Roscommon towns.
What you get
Grant up to €50,000 for refurbishment.
What it actually costs you
Proof of ownership and planning permission.
Common gotcha
Property must have been vacant for at least two years.
SligoSligeach

Sligo offers a unique blend of Atlantic coastal enterprise support and rural development grants that financial advisors must navigate to optimize client portfolios.

Growing my clients' businesses

Local Enterprise Office Sligo Capital Grants

state · Local Enterprise Office Sligo

Who qualifies
Small businesses in Sligo with 10 or fewer employees.
What you get
Requires a detailed business plan and tax clearance certificate.
Common gotcha
Must be applied for before any expenditure is incurred.

Sligo Innovation Support

state · Sligo County Council

Who qualifies
Sligo-based SMEs looking to collaborate with research institutes.
What you get
Online application, requires proof of trading status.
Common gotcha
The research partner must be pre-approved by the state system.

Sligo Tourism Development Grant

state · Sligo County Council

Who qualifies
Tourism operators within County Sligo.
What you get
Submission of project quotes and site inspection.
Common gotcha
Projects must align with the Wild Atlantic Way branding guidelines.

Sligo Shopfront Improvement Scheme

state · Sligo County Council

Who qualifies
Retailers in Sligo town and county villages.
What you get
Receipts and photos of completed work.
Common gotcha
Planning permission may be required for sign changes.

Rural development and home improvements

Sligo Rural Energy Retrofit Top-up

state · Sligo County Council

Who qualifies
Homeowners in Sligo designated as rural disadvantaged areas.
What you get
Proof of BER rating and contractor invoices.
Common gotcha
Must be claimed after the national grant is approved.

Sligo Heritage Conservation Grant

state · Sligo Heritage Office

Who qualifies
Owners of protected structures in Sligo.
What you get
Architectural report and conservation plan.
Common gotcha
Works must be overseen by a conservation-accredited professional.

Sligo Farm Diversification Support

state · Sligo LEADER Programme

Who qualifies
Farmers in Sligo looking to start non-farming income streams.
What you get
Business plan and environmental impact statement.
Common gotcha
Strict criteria on what constitutes 'diversification'.

Sligo Community Enhancement Programme

state · Sligo County Council

Who qualifies
Community groups and local sports clubs.
What you get
Committee minutes and bank statements.
Common gotcha
Funds must be spent within the same calendar year.
TipperaryTiobraid Árann

As a financial advisor, navigating Tipperary's unique regional enterprise grants and local agricultural support schemes is essential for helping clients optimize their tax liabilities and business growth.

Growing the local business

Local Enterprise Office Expansion Grant

state · Local Enterprise Office Tipperary

Who qualifies
Small businesses in Tipperary with 10 or fewer employees looking to scale.
What you get
Capital grants covering up to 50% of the cost of new equipment or business expansion.
What it actually costs you
Requires a detailed 3-year business plan and tax clearance certificate.
Common gotcha
Grants are not retrospective; you must apply before purchasing any assets.

Trading Online Voucher Scheme

state · Local Enterprise Office Tipperary

Who qualifies
Tipperary-based small businesses with a limited online trading presence.
What you get
Financial assistance of up to €2,500 with 10% co-funding for e-commerce development.
What it actually costs you
Attendance at a mandatory information seminar and submission of three quotes.
Common gotcha
The voucher covers website development but not ongoing maintenance or hosting fees.

Farming and land management

LEADER Rural Development Programme

state · North Tipperary/South Tipperary Development Companies

Who qualifies
Farmers and rural entrepreneurs in Tipperary diversifying into tourism or food production.
What you get
Grant aid for rural diversification projects, typically covering 50-75% of project costs.
What it actually costs you
Extensive documentation including planning permission and proof of match funding.
Common gotcha
The application process is highly competitive and can take up to 6-9 months for approval.

Tipperary Agri-Environmental Top-up

state · Tipperary County Council

Who qualifies
Farmers participating in national environmental schemes who manage specific local biodiversity zones.
What you get
Annual payment of €500-€1,500 depending on the size of the managed habitat.
What it actually costs you
Submission of a biodiversity management plan verified by a local agricultural consultant.
Common gotcha
This is a regional top-up; you must provide proof of enrollment in the national ACRES scheme first.
WaterfordPort Láirge

Waterford offers unique regional grants for business development and heritage conservation that financial advisors must leverage to optimize client portfolios.

Growing my clients' businesses

Waterford Local Enterprise Office (LEO) Feasibility Grant

state · Waterford Local Enterprise Office

Who qualifies
Small businesses and startups based in Waterford with fewer than 10 employees.
What you get
Up to €15,000 or 50% of feasibility study costs.
What it actually costs you
Detailed business plan, tax clearance certificate, and 50% matching investment.
Common gotcha
Must be applied for before any expenditure is incurred; retrospective claims are rejected.

Trading Online Voucher Scheme

state · Waterford Local Enterprise Office

Who qualifies
Existing businesses in Waterford trading for at least 6 months.
What you get
Financial assistance of up to €2,500 for e-commerce website development.
What it actually costs you
10% co-funding and attendance at a mandatory information seminar.
Common gotcha
Only covers digital marketing and website build, not hardware purchases.

Waterford Regional Innovation Voucher

state · Waterford Institute of Technology (SETU)

Who qualifies
Registered companies in Waterford seeking to solve a technical challenge.
What you get
€5,000 voucher to spend on research expertise at the university.
What it actually costs you
VAT payment and project proposal submission.
Common gotcha
The voucher must be used within 12 months of issue.

Waterford Rural Development Capital Fund

state · Waterford City & County Council

Who qualifies
Businesses located in rural Waterford zones looking to expand infrastructure.
What you get
Grants covering up to 30% of capital expenditure for facility upgrades.
What it actually costs you
Planning permission compliance and proof of funding for the remaining 70%.
Common gotcha
Strict adherence to local zoning laws is required before approval.

Property and heritage incentives

Waterford Living City Initiative

state · Waterford City & County Council

Who qualifies
Owners of historic residential or commercial properties in designated Waterford city zones.
What you get
Accelerated capital allowances for refurbishment and tax relief on rental income.
What it actually costs you
Detailed architectural survey and compliance with heritage preservation standards.
Common gotcha
Property must be within the specific 'Special Regeneration Area' map boundaries.

Waterford Regional Retrofit Top-up

state · Waterford County Council

Who qualifies
Homeowners in Waterford who have already secured national SEAI grants.
What you get
Additional €1,000 - €2,000 top-up for deep energy retrofits.
What it actually costs you
Proof of national grant approval and BER certificate.
Common gotcha
This is a stackable grant, but funds are limited to a first-come-first-served basis annually.
WestmeathAn Iarmhí

Westmeath offers unique regional enterprise supports and local authority grants that complement national financial planning strategies for SMEs and homeowners.

Growing my business locally

Local Enterprise Office (LEO) Westmeath Mentoring

state · Local Enterprise Office Westmeath

Who qualifies
Small businesses in Westmeath with fewer than 10 employees.
What you get
Low-cost fee per session, requires business plan and tax clearance.
Common gotcha
Mentors are assigned based on availability; you must be specific about your financial pain points.

Trading Online Voucher Scheme

state · Department of Enterprise, Trade and Employment via LEO Westmeath

Who qualifies
Westmeath-based businesses with a limited online trading presence.
What you get
Application form, three quotes for work, and tax clearance certificate.
Common gotcha
You must attend an information seminar before applying for the grant.

Westmeath Innovation Grant

state · Westmeath County Council

Who qualifies
Local startups focusing on R&D or sustainable practices.
What you get
Detailed project proposal and financial projections required.
Common gotcha
Funding is competitive and limited to specific annual budget cycles.

Microfinance Ireland Westmeath Support

state · Microfinance Ireland / LEO Westmeath

Who qualifies
Businesses unable to secure traditional bank credit.
What you get
Business plan, cash flow forecast, and LEO referral.
Common gotcha
This is a loan, not a grant; credit history is still reviewed.

Property and local living

Housing Adaptation Grant for People with a Disability

state · Westmeath County Council

Who qualifies
Westmeath residents requiring home modifications for disability access.
What you get
Medical report, occupational therapist assessment, and contractor quotes.
Common gotcha
The grant is means-tested based on household income.

Westmeath Built Heritage Investment Scheme

state · Westmeath County Council Heritage Office

Who qualifies
Owners of protected structures in Westmeath.
What you get
Application form, conservation report, and proof of ownership.
Common gotcha
Works must be carried out by approved conservation specialists.

Westmeath Community Grant Scheme

state · Westmeath County Council

Who qualifies
Resident associations and community groups in Westmeath.
What you get
Project plan and evidence of community benefit.
Common gotcha
Must demonstrate matching funds or volunteer hours.
WicklowCill Mhantáin

Wicklow serves as a crucial hub for commuter-belt financial planning, where property tax reliefs and regional enterprise supports are the primary levers for wealth preservation.

Keeping my home and property costs down

Wicklow Local Authority Home Loan

state · Wicklow County Council

Who qualifies
First-time buyers unable to secure commercial bank mortgages.
What you get
Requires proof of refusal from two commercial lenders and full tax compliance.
Common gotcha
The property price ceiling is strictly enforced based on the Wicklow regional market.

Wicklow County Council Energy Retrofit Scheme

state · Sustainable Energy Authority of Ireland (Regional Office)

Who qualifies
Homeowners in Wicklow with older, energy-inefficient properties.
What you get
Requires a BER assessment and a registered contractor.
Common gotcha
The grant is paid in arrears after the work is verified by an inspector.

Croí Cónaithe (Wicklow) Scheme

state · Wicklow County Council

Who qualifies
Individuals purchasing vacant or derelict properties in Wicklow towns.
What you get
Requires proof of ownership and a detailed renovation plan.
Common gotcha
The property must have been vacant for at least two years prior to purchase.

Growing my local practice

Local Enterprise Office Wicklow Expansion Grant

state · Local Enterprise Office Wicklow

Who qualifies
Small businesses in Wicklow with fewer than 10 employees.
What you get
Requires a comprehensive business plan and 3 years of tax clearance.
Common gotcha
You cannot apply for funding for costs already incurred.

Trading Online Voucher Scheme (Wicklow)

state · Local Enterprise Office Wicklow

Who qualifies
Small businesses looking to develop e-commerce capabilities.
What you get
Requires 10% co-funding from the business owner.
Common gotcha
Must attend a mandatory information seminar before applying.

LEADER Rural Development Programme (Wicklow)

state · Wicklow Local Community Development Committee

Who qualifies
Rural businesses and community groups in Wicklow.
What you get
Requires a detailed project proposal and environmental impact statement.
Common gotcha
Funding is highly competitive and tied to specific regional development goals.
WexfordLoch Garman

Wexford offers unique regional enterprise grants and coastal development incentives that are critical for local financial planning and business advisory.

Growing my clients' businesses

Wexford Local Enterprise Office (LEO) Business Expansion Grant

state · Local Enterprise Office Wexford

Who qualifies
Small businesses in Wexford with fewer than 10 employees looking to expand.
What you get
Capital grants up to 50% of investment costs for equipment or premises.
What it actually costs you
Detailed business plan, 3-year financial projections, and tax clearance certificate.
Common gotcha
The grant is paid in arrears after the expenditure is verified by the LEO.

Wexford Regional Innovation Voucher

state · Wexford County Council

Who qualifies
SMEs based in Wexford seeking technical solutions or research support.
What you get
Vouchers worth €5,000 to engage with approved knowledge providers.
What it actually costs you
Application form and proof of company registration in Wexford.
Common gotcha
Must be used with an approved list of research institutions, not just any consultant.

Wexford Coastal Tourism Initiative

state · Wexford County Council / Fáilte Ireland Regional Office

Who qualifies
Tourism-related businesses located along the Wexford coastline.
What you get
Funding for infrastructure upgrades to improve visitor experience.
What it actually costs you
Project proposal and evidence of local employment impact.
Common gotcha
Strict adherence to environmental planning regulations is mandatory.

Wexford Micro-Enterprise Credit Top-up

state · Wexford County Council Economic Development

Who qualifies
Start-ups in Wexford unable to secure traditional bank lending.
What you get
Low-interest loans up to €25,000 with flexible repayment terms.
What it actually costs you
Credit history check and personal guarantee for the loan.
Common gotcha
This is a top-up; you must show you've been declined by a commercial bank first.

Supporting local sustainability

Wexford Energy Efficiency Grant

state · Wexford County Council

Who qualifies
Homeowners and small businesses in Wexford upgrading to renewable heating.
What you get
Direct subsidy of €2,000 towards heat pump installation or insulation.
What it actually costs you
BER (Building Energy Rating) assessment report before and after.
Common gotcha
Works must be completed by a SEAI-registered contractor.

Wexford Built Heritage Investment Scheme

state · Wexford County Council Heritage Office

Who qualifies
Owners of protected structures in Wexford requiring conservation work.
What you get
Grants covering 50% of eligible conservation costs.
What it actually costs you
Conservation architect report and planning permission if applicable.
Common gotcha
Very strict timelines for completion within the calendar year.

Wexford Community Enhancement Programme

state · Wexford Local Community Development Committee

Who qualifies
Non-profit community groups and local clubs in Wexford.
What you get
Grants ranging from €500 to €5,000 for facility improvements.
What it actually costs you
Proof of non-profit status and detailed project budget.
Common gotcha
Funds cannot be used for operational costs like electricity or insurance.