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Shaurya

Welder

IndiaHindi (हिन्दी)₹ INR

Shaurya is a skilled welder working on construction sites and small fabrication workshops across India. He relies on a mix of central welfare schemes for his family's security and national digital portals to keep his identity and bank accounts in order.

Keeping the tools running and getting paid

Ensuring I am registered as a worker and have access to social security benefits linked to my employment.

e-Shram Portal

ई-श्रम पोर्टल

national · Ministry of Labour and Employment

Who qualifies
Unorganized sector workers aged 16-59.
What you get
Accidental insurance cover of ₹2 lakh and access to various social security schemes.
What it actually costs you
Free; requires Aadhaar, bank account, and mobile number.
Common gotcha
Many think this is a direct cash transfer scheme; it is primarily a database for government welfare targeting.

PM SVANidhi

पीएम स्वनिधि

national · Ministry of Housing and Urban Affairs

Who qualifies
Street vendors and small fabrication shop owners.
What you get
Collateral-free working capital loan up to ₹50,000 in tranches.
What it actually costs you
Requires LOR (Letter of Recommendation) from local body; interest subsidy is provided.
Common gotcha
Repayment discipline is strictly monitored to unlock higher loan amounts.

National Career Service

राष्ट्रीय करियर सेवा

national · Ministry of Labour and Employment

Who qualifies
Job seekers looking for industrial or construction work.
What you get
Access to job listings and vocational training opportunities.
What it actually costs you
Free registration; requires Aadhaar verification.
Common gotcha
The portal is vast and can be overwhelming; filter by 'Welder' and your specific city.

Udyam Registration

उद्यम पंजीकरण

national · Ministry of MSME

Who qualifies
Small fabrication workshop owners.
What you get
Priority sector lending and government tender eligibility.
What it actually costs you
Free; self-declaration based on Aadhaar.
Common gotcha
Don't use private agents; the official portal is free and simple.

Skill India Digital

स्किल इंडिया डिजिटल

national · MSDE

Who qualifies
Workers seeking certification for welding skills.
What you get
Recognition of Prior Learning (RPL) certification to increase daily wages.
What it actually costs you
Time spent on assessment; training is often subsidized.
Common gotcha
Ensure the training center is affiliated with NSDC.

EPFO through UMANG

ईपीएफओ उमंग

national · Employees' Provident Fund Organisation

Who qualifies
Formal sector employees contributing to PF.
What you get
Access to PF balance, withdrawal, and UAN management.
What it actually costs you
Requires UAN activation and linked mobile number.
Common gotcha
KYC must be updated and linked to Aadhaar to withdraw funds.

When someone in the family gets sick

Protecting my family from the high costs of private medical treatment.

Ayushman Bharat PM-JAY

आयुष्मान भारत प्रधानमंत्री जन आरोग्य योजना

national · National Health Authority

Who qualifies
Low-income families identified in SECC data.
What you get
₹5 lakh health cover per family per year for secondary/tertiary care.
What it actually costs you
Free; requires Ayushman card.
Common gotcha
Check if the hospital is 'empanelled' before getting admitted.

ESIC Medical Benefits

ईएसआईसी

national · Employees' State Insurance Corporation

Who qualifies
Insured workers in covered establishments.
What you get
Full medical care for self and family at ESI hospitals/dispensaries.
What it actually costs you
Monthly contribution deducted from salary.
Common gotcha
You must carry your E-Pehchan card to the dispensary.

Pradhan Mantri Bhartiya Janaushadhi Pariyojana

प्रधानमंत्री भारतीय जनऔषधि परियोजना

national · Department of Pharmaceuticals

Who qualifies
General public.
What you get
Quality generic medicines at 50-90% lower prices.
What it actually costs you
Out-of-pocket payment at store.
Common gotcha
Not all branded medicines have generic equivalents available immediately.

Pradhan Mantri Matru Vandana Yojana

प्रधानमंत्री मातृ वंदना योजना

national · Ministry of Women and Child Development

Who qualifies
Pregnant and lactating women.
What you get
Cash incentive of ₹5,000 for the first child.
What it actually costs you
Requires registration at Anganwadi center.
Common gotcha
Must be applied for during pregnancy, not after birth.

Rashtriya Bal Swasthya Karyakram

राष्ट्रीय बाल स्वास्थ्य कार्यक्रम

national · Ministry of Health and Family Welfare

Who qualifies
Children aged 0-18 years.
What you get
Free screening and treatment for 4Ds (Defects, Deficiencies, Diseases, Developmental delays).
What it actually costs you
Free at government schools and Anganwadis.
Common gotcha
Often delivered through school health camps.

National Mobile Medical Units

मोबाइल मेडिकल यूनिट

national · National Health Mission

Who qualifies
People in remote or underserved areas.
What you get
Basic diagnostic and treatment services at your doorstep.
What it actually costs you
Free.
Common gotcha
Services are scheduled; check with local ASHA worker for the van's route.

Feeding the family and home life

Managing monthly household expenses and ensuring basic food security.

One Nation One Ration Card (NFSA)

वन नेशन वन राशन कार्ड

national · Department of Food and Public Distribution

Who qualifies
Priority household cardholders.
What you get
Subsidized food grains (wheat/rice) at any fair price shop in India.
What it actually costs you
Requires Aadhaar-seeded ration card.
Common gotcha
Biometric authentication at the shop is mandatory.

Pradhan Mantri Ujjwala Yojana

प्रधानमंत्री उज्ज्वला योजना

national · Ministry of Petroleum and Natural Gas

Who qualifies
Women from BPL/poor households without LPG connection.
What you get
Free LPG connection and subsidy on refills.
What it actually costs you
Requires KYC and bank account.
Common gotcha
The subsidy is credited directly to the bank account.

PMAY-Urban

प्रधानमंत्री आवास योजना

national · Ministry of Housing and Urban Affairs

Who qualifies
Urban poor/EWS/LIG families.
What you get
Subsidy for house construction or interest subvention on home loans.
What it actually costs you
Requires land ownership proof.
Common gotcha
High demand; keep track of your application status online.

Sukanya Samriddhi Yojana

सुकन्या समृद्धि योजना

national · Department of Posts / Banks

Who qualifies
Parents of girl child under 10.
What you get
High-interest savings account for daughter's education/marriage.
What it actually costs you
Minimum ₹250 deposit.
Common gotcha
Lock-in period is until the girl turns 18.

Pradhan Mantri Suraksha Bima Yojana

प्रधानमंत्री सुरक्षा बीमा योजना

national · Department of Financial Services

Who qualifies
Bank account holders aged 18-70.
What you get
Accidental death/disability cover of ₹2 lakh.
What it actually costs you
₹20 premium per year (auto-debit).
Common gotcha
Must renew every year if not set to auto-debit.

Pradhan Mantri Jeevan Jyoti Bima Yojana

प्रधानमंत्री जीवन ज्योति बीमा योजना

national · Department of Financial Services

Who qualifies
Bank account holders aged 18-50.
What you get
Life insurance cover of ₹2 lakh.
What it actually costs you
₹436 premium per year.
Common gotcha
Only covers death; not a savings plan.

My papers and bank accounts

Maintaining my digital identity for all government transactions.

Aadhaar

आधार

national · UIDAI

Who qualifies
All Indian residents.
What you get
Universal digital identity.
What it actually costs you
Free for initial enrollment; nominal fee for updates.
Common gotcha
Keep mobile number updated to receive OTPs for all services.

PAN Card

पैन कार्ड

national · Income Tax Department

Who qualifies
All citizens earning income.
What you get
Tax identity and essential for bank transactions.
What it actually costs you
Small processing fee.
Common gotcha
Link PAN with Aadhaar to avoid penalty.

Pradhan Mantri Jan Dhan Yojana

प्रधानमंत्री जन धन योजना

national · Department of Financial Services

Who qualifies
Unbanked individuals.
What you get
Zero-balance savings account with RuPay debit card and overdraft facility.
What it actually costs you
Free; requires KYC.
Common gotcha
Keep the account active with occasional transactions.

DigiLocker

डिजीलॉकर

national · MeitY

Who qualifies
All citizens.
What you get
Digital storage for Aadhaar, PAN, and educational certificates.
What it actually costs you
Free.
Common gotcha
Documents in DigiLocker are legally equivalent to originals.

India Post Payments Bank (IPPB)

इंडिया पोस्ट पेमेंट्स बैंक

national · Department of Posts

Who qualifies
General public.
What you get
Banking services at your doorstep via postman.
What it actually costs you
Minimal service charges.
Common gotcha
Very useful for rural/semi-urban areas where bank branches are far.

e-Pay Tax

ई-पे टैक्स

national · Income Tax Department

Who qualifies
Taxpayers.
What you get
Online platform to pay taxes.
What it actually costs you
Bank transaction charges.
Common gotcha
Ensure you select the correct assessment year.

State-level schemes

36states & territories — open one to see what it offers.

Andaman and Nicobar Islandsअंडमान और निकोबार द्वीप समूह

Living on islands means high logistics costs, so these local subsidies and welfare boards are essential for a welder to keep tools running and family costs down.

Keeping the workshop running

A&N Islands MSME Investment Subsidy

state · Directorate of Industries

Who qualifies
Registered small-scale workshops and fabrication units in the islands.
What you get
Up to 30% reimbursement on capital investment for machinery and equipment.
What it actually costs you
Requires Udyam registration and a valid project report; processing takes 3-6 months.
Common gotcha
You must apply before starting commercial production, not after.

Industrial Electricity Tariff Subsidy

state · Electricity Department, A&N Administration

Who qualifies
Registered commercial welding and fabrication workshops.
What you get
Reduced tariff rates compared to standard commercial connections.
What it actually costs you
Requires a valid trade license and electricity inspection certificate.
Common gotcha
The subsidy is only applicable if your connected load is within the specified small-scale limit.

A&N Building and Other Construction Workers Welfare Board

state · Labour Department

Who qualifies
Welders engaged in construction or fabrication work for at least 90 days a year.
What you get
Financial assistance for medical treatment, education of children, and funeral expenses.
What it actually costs you
Annual membership fee of ₹20-50 and a self-declaration of work days.
Common gotcha
You must renew your registration annually to keep the benefits active.

Inter-Island Freight Subsidy

state · Department of Civil Supplies

Who qualifies
Small businesses transporting raw materials like steel rods or welding electrodes between islands.
What you get
Partial reimbursement of shipping costs for essential industrial raw materials.
What it actually costs you
Requires original shipping bills and GST invoices.
Common gotcha
The claim must be filed within 90 days of the transport date.

Taking care of the family

A&N Islands Housing Assistance for Workers

state · Rural Development Department

Who qualifies
Low-income workers who own a small plot of land but lack a permanent house.
What you get
Grant-in-aid for building a concrete house, often higher than mainland rates due to island material costs.
What it actually costs you
Land title documents and income certificate.
Common gotcha
The construction must follow the specific seismic-resistant design guidelines for the islands.

A&N Islands Merit Scholarship for Technical Students

state · Department of Education

Who qualifies
Children of local workers pursuing ITI or diploma courses in welding or mechanical trades.
What you get
Monthly stipend and book allowance for the duration of the course.
What it actually costs you
Admission letter from the institute and domicile certificate.
Common gotcha
Attendance must be above 75% to continue receiving the monthly stipend.

Medical Referral Travel Grant

state · Directorate of Health Services

Who qualifies
Residents referred to mainland hospitals (Chennai/Kolkata) for specialized treatment not available in Port Blair.
What you get
Reimbursement of airfare for the patient and one attendant.
What it actually costs you
Medical board referral letter and original boarding passes.
Common gotcha
You must get the referral from the GB Pant Hospital in Port Blair first.
Andhra Pradeshఆంధ్రప్రదేశ్

Andhra Pradesh offers targeted welfare for construction workers and industrial laborers through dedicated welfare boards that provide direct financial support for tools, safety, and family emergencies.

Support for my fellow construction workers

AP Building and Other Construction Workers Welfare Board Membership

ఆంధ్రప్రదేశ్ భవన మరియు ఇతర నిర్మాణ కార్మికుల సంక్షేమ మండలి

state · Labour Department, Government of AP

Who qualifies
Active construction workers aged 18-60 with at least 90 days of work in the last year.
What you get
Financial assistance for marriage, maternity, education of children, and funeral expenses.
What it actually costs you
Small registration fee; requires Aadhaar, bank passbook, and employer certificate.
Common gotcha
Renewal of membership is often missed; if you don't renew annually, you lose eligibility for benefits.

Accident Relief for Construction Workers

state · AP Building and Other Construction Workers Welfare Board

Who qualifies
Registered members of the AP BOCW board who meet with an accident while working.
What you get
Ex-gratia up to ₹5,00,000 for permanent disability or death.
What it actually costs you
FIR copy, medical certificate, and death certificate required for claims.
Common gotcha
Must be a registered member at the time of the accident to claim; retrospective registration is not allowed.

Tool Kit Distribution Scheme

state · AP State Skill Development Corporation

Who qualifies
Registered welders and construction workers undergoing state-sponsored skill training.
What you get
Free professional welding kit including safety gear like goggles and gloves.
What it actually costs you
Zero cost; requires completion of short-term skill certification.
Common gotcha
Kits are distributed in batches; check with your local skill development center for availability.

Financial Assistance for Children of Construction Workers

state · AP BOCW Board

Who qualifies
Children of registered construction workers studying in schools or colleges.
What you get
Annual scholarship ranging from ₹3,000 to ₹20,000 depending on the course level.
What it actually costs you
Bonafide certificate from the school/college and parent's labor card.
Common gotcha
Applications must be submitted within the academic year; late submissions are rejected.

Making ends meet at home

YSR Pension Kanuka

వైఎస్ఆర్ పెన్షన్ కానుక

state · Department of Rural Development, AP

Who qualifies
Elderly, widows, and disabled persons meeting specific income criteria.
What you get
Monthly pension ranging from ₹3,000 to ₹10,000 based on category.
What it actually costs you
Aadhaar and income certificate; verified by village volunteers.
Common gotcha
The village volunteer system is the primary point of contact; if they don't verify you, the process stalls.

Rice Card (AP Ration Card)

బియ్యం కార్డు

state · Civil Supplies Department, AP

Who qualifies
Low-income families in Andhra Pradesh.
What you get
Monthly subsidized rice and essential commodities at fair price shops.
What it actually costs you
Aadhaar seeding; no application fee.
Common gotcha
If your electricity consumption exceeds a certain limit, you may be disqualified.

YSR Housing Scheme

వైఎస్ఆర్ గృహనిర్మాణ పథకం

state · AP State Housing Corporation

Who qualifies
Homeless poor or those living in kutcha houses.
What you get
Financial assistance for house construction or allotment of house sites.
What it actually costs you
Land ownership documents or eligibility certificate from the local MRO.
Common gotcha
The scheme is often tied to specific government housing layouts; you cannot always build anywhere.
Arunachal Pradeshअरुणाचल प्रदेश

Arunachal Pradesh offers specific subsidies for indigenous artisans and small-scale industrial workers to boost local manufacturing and self-employment in the hilly terrain.

Making a living and tools for my trade

State Industrial Investment Subsidy

state · Department of Industries

Who qualifies
Local entrepreneurs and small workshop owners registered in the state.
What you get
Capital investment subsidy on plant and machinery for setting up small workshops.
What it actually costs you
Requires a project report, trade license, and registration with the District Industries Centre.
Common gotcha
The subsidy is released only after the unit has commenced commercial production.

Chief Minister's Skill Upgradation Scheme

state · Department of Skill Development

Who qualifies
Local youth and workers seeking advanced technical training.
What you get
Fully sponsored vocational training programs in technical trades including welding.
What it actually costs you
Aadhaar card, domicile certificate, and basic educational proof.
Common gotcha
Limited seats per district; you must apply as soon as the notification is released.

Arunachal Pradesh Building and Other Construction Workers Welfare Board Benefits

state · Labour and Employment Department

Who qualifies
Registered construction workers who have worked for 90 days in the last year.
What you get
Financial assistance for tool kits, safety gear, and accidental death/disability cover.
What it actually costs you
Annual membership renewal fee and proof of work days.
Common gotcha
You must renew your registration every year to remain eligible for benefits.

Arunachal Pradesh Startup Policy Support

state · Department of Planning and Investment

Who qualifies
Local residents starting small-scale manufacturing or service units.
What you get
Seed funding and interest subvention on bank loans for equipment purchase.
What it actually costs you
Detailed business plan and registration on the state startup portal.
Common gotcha
The selection process is competitive and requires a pitch to the state committee.

Taking care of my family

Chief Minister's Arogya Arunachal Yojana (CMAAY)

state · State Health Agency

Who qualifies
All indigenous residents of Arunachal Pradesh.
What you get
Cashless health insurance cover up to ₹5 lakh per family per year, stacking with national schemes.
What it actually costs you
Registration with a valid ST certificate and Aadhaar.
Common gotcha
Only valid in empanelled hospitals; check the list before seeking treatment.

Chief Minister's Rural Housing Scheme

state · Department of Rural Development

Who qualifies
Economically weaker households in rural areas without permanent housing.
What you get
Financial grant for construction of a permanent house.
What it actually costs you
Land ownership documents and verification by the Gram Panchayat.
Common gotcha
Funds are released in installments based on construction progress.

State Merit Scholarship for Technical Students

state · Department of Education

Who qualifies
Children of state residents pursuing ITI or diploma courses.
What you get
Annual stipend to cover books and course fees.
What it actually costs you
Income certificate and mark sheets from the previous year.
Common gotcha
Application window is very short, usually between August and September.
Assamঅসম

Assam offers specific welfare boards for construction workers and unique state-level industrial training support that helps welders upgrade their skills and secure better wages.

Support for my construction work

Assam Building and Other Construction Workers Welfare Board Registration

অসম ভৱন আৰু অন্যান্য নিৰ্মাণ কৰ্মী কল্যাণ ব'ৰ্ড

state · Labour and Welfare Department

Who qualifies
Workers aged 18-60 who have worked 90 days in construction in the last year.
What you get
Financial assistance for medical, education of children, and funeral expenses.
What it actually costs you
Small registration fee of ₹20 and annual renewal of ₹20; requires Aadhaar and work certificate.
Common gotcha
Many welders forget to renew their membership annually, which makes them ineligible for claims.

Tool Kit Assistance Scheme

state · Assam Building and Other Construction Workers Welfare Board

Who qualifies
Registered construction workers including welders.
What you get
Financial grant to purchase professional welding tools and safety gear.
What it actually costs you
Application through the local Labour Office; requires valid registration card.
Common gotcha
The grant amount is often transferred directly to the bank account, so ensure your KYC is updated.

Financial Assistance for Education of Children

state · Assam Building and Other Construction Workers Welfare Board

Who qualifies
Children of registered construction workers studying in schools or colleges.
What you get
Annual scholarship ranging from ₹2,000 to ₹15,000 depending on the level of study.
What it actually costs you
Submission of bonafide certificate from the educational institution.
Common gotcha
Applications must be submitted within the academic year; late submissions are strictly rejected.

Medical Relief Scheme

state · Assam Building and Other Construction Workers Welfare Board

Who qualifies
Registered workers and their immediate family members.
What you get
Reimbursement for major surgeries or prolonged hospital stays.
What it actually costs you
Medical bills and doctor prescriptions must be original and verified.
Common gotcha
The board only covers specific listed diseases and hospitals.

Improving my welding skills

Assam Skill Development Mission (ASDM) Training

অসম দক্ষতা বিকাশ মিছন

state · ASDM

Who qualifies
Unemployed youth or workers looking to upgrade technical skills.
What you get
Free short-term certification courses in advanced welding techniques.
What it actually costs you
Time commitment for 3-6 months; no fee for training.
Common gotcha
Seats fill up very quickly in urban centers like Guwahati.

ITI Skill Upgradation Courses

state · Directorate of Employment and Craftsmen Training

Who qualifies
Existing workers with basic experience.
What you get
Certification that helps in getting higher-paying jobs in industrial plants.
What it actually costs you
Minimal admission fee; requires passing a basic trade test.
Common gotcha
Evening classes are limited; check availability at your nearest ITI.
Biharबिहार

Bihar offers specific welfare boards and labor-intensive skill subsidies designed to support the informal industrial workforce in the state's growing manufacturing hubs.

Help for my family and tools

Bihar Building and Other Construction Workers Welfare Board

बिहार भवन एवं अन्य सन्निर्माण कर्मकार कल्याण बोर्ड

state · Labour Resources Department

Who qualifies
Workers aged 18-60 who have worked 90 days in construction in the last year.
What you get
Financial aid for marriage, education of children, and death/disability benefits.
What it actually costs you
Registration fee of ₹20, annual renewal of ₹20; requires Aadhaar and bank passbook.
Common gotcha
The 90-day work certificate must be signed by the employer or a contractor registered with the board.

Bihar Labour Accident Assistance Scheme

बिहार श्रम दुर्घटना सहायता योजना

state · Labour Resources Department

Who qualifies
Registered workers who suffer an accident while on the job.
What you get
Up to ₹4 lakh in case of death and varying amounts for permanent disability.
What it actually costs you
FIR copy, medical report, and death/disability certificate required.
Common gotcha
Must be reported within 30 days of the incident to the local Labour Superintendent.

Cycle Purchase Assistance Scheme

साइकिल क्रय योजना

state · Bihar Building and Other Construction Workers Welfare Board

Who qualifies
Registered construction workers who have not received this benefit before.
What you get
Direct cash transfer of ₹3,500 for purchasing a bicycle.
What it actually costs you
Must submit the original purchase receipt of the cycle.
Common gotcha
The cycle must be purchased after registration with the board.

Getting better work and training

Bihar Skill Development Mission (BSDM)

बिहार कौशल विकास मिशन

state · BSDM

Who qualifies
Youth aged 15-25 who have passed 10th or 12th grade.
What you get
Free vocational training including welding and fabrication modules.
What it actually costs you
Security deposit of ₹1,000 which is refunded after course completion.
Common gotcha
The training centers (KYP) are only for soft skills and basic IT; technical trade training is at ITIs.

Bihar Student Credit Card Scheme

बिहार स्टूडेंट क्रेडिट कार्ड योजना

state · Education Department

Who qualifies
Students who have passed 12th and want to pursue higher technical education.
What you get
Collateral-free education loan up to ₹4 lakh.
What it actually costs you
Zero interest for students; requires domicile certificate.
Common gotcha
The loan is only for courses approved by the state government list.

Bihar State SC/ST/OBC Finance Corporation Loan

बिहार राज्य पिछड़ा वर्ग वित्त एवं विकास निगम

state · State Finance Corporation

Who qualifies
Members of SC/ST/OBC categories looking to start a small welding shop.
What you get
Low-interest loans for self-employment ventures.
What it actually costs you
Detailed project report (DPR) and caste certificate.
Common gotcha
The application process is highly competitive and requires a solid business plan.
Chhattisgarhछत्तीसगढ़

Chhattisgarh offers specific welfare protections for construction and industrial workers through its dedicated labor boards and unique state-funded health security nets.

Safety nets for my trade

Chhattisgarh Building and Other Construction Workers Welfare Board Registration

छत्तीसगढ़ भवन एवं अन्य सन्निर्माण कर्मकार कल्याण मंडल

state · Labor Department, Government of Chhattisgarh

Who qualifies
Workers aged 18-60 who have worked 90 days in construction in the last year.
What you get
Financial assistance for marriage, maternity, education of children, and funeral expenses.
What it actually costs you
Small annual membership fee; requires Aadhaar, bank passbook, and employer certificate.
Common gotcha
Renewal must be done every year to keep benefits active; many forget the date.

Mukhyamantri Shramik Sahayata Yojana

मुख्यमंत्री श्रमिक सहायता योजना

state · Labor Department

Who qualifies
Registered construction workers facing accidental disability or death.
What you get
Ex-gratia payment up to ₹1 lakh in case of permanent disability.
What it actually costs you
Police report and medical certificate required for claims.
Common gotcha
Must be a registered member for at least 6 months before the incident.

When the family gets sick

Dr. Khubchand Baghel Swasthya Sahayata Yojana

डॉ. खूबचंद बघेल स्वास्थ्य सहायता योजना

state · Health and Family Welfare Department

Who qualifies
All ration card holders in Chhattisgarh.
What you get
Cashless treatment up to ₹5 lakh for priority households; stacks on top of national Ayushman Bharat.
What it actually costs you
Requires valid ration card and registration at a government hospital.
Common gotcha
Private hospitals sometimes refuse if the patient doesn't have the specific state card printed.

Shri Dhanwantari Generic Medical Store Scheme

श्री धन्वंतरी जेनेरिक मेडिकल स्टोर योजना

state · Urban Administration and Development Department

Who qualifies
Any resident of Chhattisgarh.
What you get
50% to 70% discount on MRP for essential generic medicines.
What it actually costs you
Just a doctor's prescription.
Common gotcha
Not all brands are available; you must accept the generic equivalent.
Chandigarhचंडीगढ़

As a welder in a planned city, you benefit from specific labor welfare boards and urban infrastructure schemes designed for the unique administrative setup of the Union Territory.

Keeping my job and family secure

Chandigarh Building and Other Construction Workers Welfare Board

चंडीगढ़ भवन एवं अन्य सन्निर्माण कर्मकार कल्याण बोर्ड

state · Labour Department, Chandigarh Administration

Who qualifies
Construction workers registered with the board for at least 90 days.
What you get
Financial assistance for children's education, medical expenses, and marriage grants.
What it actually costs you
Small annual registration fee; requires Aadhaar, bank passbook, and work certificate.
Common gotcha
You must renew your membership annually or you lose eligibility for benefits.

Chandigarh Skill Development Mission Training

state · Chandigarh Skill Development Mission

Who qualifies
Local residents aged 18-35 looking for advanced welding certifications.
What you get
Free advanced welding training and industry-recognized certification.
What it actually costs you
Zero; requires proof of residency in Chandigarh.
Common gotcha
Seats fill up very fast; keep checking the local ITI notice boards.

Living in the city comfortably

Chandigarh Rental Housing Scheme

state · Chandigarh Housing Board

Who qualifies
Low-income workers residing in Chandigarh for at least 3 years.
What you get
Subsidized rental accommodation in designated labor colonies.
What it actually costs you
Monthly rent based on income; requires residence proof and income certificate.
Common gotcha
The waiting list is extremely long; keep your documents updated.

Chandigarh Electricity Tariff Subsidy

state · Electricity Wing, Engineering Department

Who qualifies
Domestic consumers with low connected load (below 2kW).
What you get
Reduced per-unit rates for the first 150 units of consumption.
What it actually costs you
Automatic application based on connection type.
Common gotcha
If your load exceeds the limit, the subsidy is revoked for the entire billing cycle.
Delhiदिल्ली

Delhi offers unique welfare protections for construction and industrial workers through its dedicated labor board, providing significant cash assistance for health, education, and accidents.

Support for my family and tools

Delhi Building and Other Construction Workers Welfare Board Registration

दिल्ली भवन एवं अन्य सन्निर्माण कर्मकार कल्याण बोर्ड

state · Delhi Labour Department

Who qualifies
Workers aged 18-60 who have worked 90 days in construction in the last year.
What you get
₹500 registration fee plus annual renewal; requires self-declaration of work days.
Common gotcha
The 90-day work certificate is often rejected if not signed by a registered contractor or employer.

Financial Assistance for Accidents

state · Delhi Building and Other Construction Workers Welfare Board

Who qualifies
Registered construction workers meeting with an accident during work.
What you get
FIR copy, medical report, and original registration card.
Common gotcha
Must be reported within 30 days of the incident to be eligible for the claim.

Funeral Assistance Scheme

state · Delhi Building and Other Construction Workers Welfare Board

Who qualifies
Family of a registered worker upon their demise.
What you get
Death certificate and registration card copy.
Common gotcha
Only the nominee listed on the labor card can apply for this.

Education Scholarship for Children of Workers

state · Delhi Building and Other Construction Workers Welfare Board

Who qualifies
Children of registered workers studying from class 1 to post-graduation.
What you get
School/college bonafide certificate and fee receipts.
Common gotcha
The scholarship is only for children who have passed the previous year's exam.

Saving on daily expenses

Delhi Electricity Subsidy

state · Delhi Power Department

Who qualifies
All Delhi residents consuming up to 200 units of electricity per month.
What you get
Requires an active electricity connection in your name and Aadhaar linking.
Common gotcha
If you cross 200 units, you pay the full bill for the entire amount, not just the excess.

Pink Ticket Scheme

state · Delhi Transport Corporation

Who qualifies
All women traveling in DTC and cluster buses in Delhi.
What you get
No fee; just show ID to the conductor to get a single-journey ticket.
Common gotcha
This is only for women; men must pay full fare.

Delhi Jal Board Free Water Scheme

state · Delhi Jal Board

Who qualifies
Households with functional water meters consuming up to 20,000 liters per month.
What you get
Requires a functional meter; otherwise, full charges apply.
Common gotcha
If you don't have a meter, you are ineligible for the subsidy.
Dadra and Nagar Haveli and Daman and Diuદાદરા અને નગર હવેલી અને દમણ અને દીવ

As a welder in this industrial hub, you benefit from specific UT-level labor welfare boards and industrial training incentives that prioritize local workers in the manufacturing zones.

Support for my daily grind

DNH & DD Labour Welfare Board Assistance

state · Department of Labour and Employment

Who qualifies
Registered construction and industrial workers with a valid labour card.
What you get
Financial assistance for medical emergencies, marriage of daughters, and funeral expenses.
What it actually costs you
Registration fee of ₹20; requires labour card and Aadhaar.
Common gotcha
You must renew your registration annually to keep the benefits active.

Industrial Skill Upgradation Subsidy

state · Directorate of Industries

Who qualifies
Workers employed in local MSME units seeking advanced welding certifications.
What you get
Reimbursement of up to 50% of training/certification fees.
What it actually costs you
Submission of training certificate and employer recommendation letter.
Common gotcha
The course must be from an approved ITI or recognized industrial training center.

Accidental Death and Disability Relief

state · UT Administration

Who qualifies
Registered industrial workers facing work-related permanent disability.
What you get
Ex-gratia payment up to ₹1,00,000 depending on the severity of injury.
What it actually costs you
FIR copy, medical certificate, and death/disability certificate.
Common gotcha
Must be reported within 30 days of the incident.

Looking after the family

UT Housing Assistance for Industrial Workers

state · Urban Development Department

Who qualifies
Low-income industrial workers residing in the UT for over 5 years.
What you get
One-time grant for home repair or construction assistance.
What it actually costs you
Income certificate and proof of residency.
Common gotcha
Priority is given to those living in notified slum areas or industrial worker colonies.

UT Merit Scholarship for Industrial Workers' Children

state · Department of Education

Who qualifies
Children of registered industrial workers scoring above 60% in board exams.
What you get
Annual scholarship ranging from ₹5,000 to ₹15,000.
What it actually costs you
School marksheets and parent's work ID.
Common gotcha
Application window is very short, usually July-August.

UT Maternity Benefit Top-up

state · Department of Health

Who qualifies
Female industrial workers or spouses of workers registered with the labour board.
What you get
Additional ₹3,000 cash incentive over and above national schemes.
What it actually costs you
Birth certificate and registration proof.
Common gotcha
Must be applied for within 6 months of delivery.
Goaगोंय

Goa offers unique welfare boards and social security protections for industrial workers and construction laborers that go beyond basic national mandates.

Support for my hands and my family

Goa Building and Other Construction Workers Welfare Board Benefits

गोंय इमारत आनी हेर बांदकाम कामगार कल्याण मंडळ

state · Goa Labour Department

Who qualifies
Registered construction workers with at least 90 days of work in the last year.
What you get
Financial assistance for marriage, maternity, education, and death benefits for family members.
What it actually costs you
Annual registration fee of ₹20, requires Aadhaar, bank passbook, and proof of work.
Common gotcha
You must renew your registration annually to keep receiving benefits.

Goa Labour Welfare Fund Scheme

state · Office of the Commissioner of Labour and Employment

Who qualifies
Workers employed in factories and industrial establishments in Goa.
What you get
Scholarships for children, financial aid for medical treatment, and sports/recreation facilities.
What it actually costs you
Small monthly contribution deducted from salary, requires employer certification.
Common gotcha
Often overlooked by workers; check if your employer is deducting the welfare fund contribution.

Financial Assistance for Industrial Accidents

state · Directorate of Factories and Boilers

Who qualifies
Workers injured during the course of employment in registered factories.
What you get
Ex-gratia payment for permanent disability or death while on duty.
What it actually costs you
Requires medical reports and police panchnama, no application fee.
Common gotcha
Must be reported to the Inspector of Factories within 24 hours of the incident.

Keeping the household running

Griha Aadhar Scheme

गृह आधार

state · Directorate of Women and Child Development

Who qualifies
Housewives/homemakers in families with income below specific thresholds.
What you get
Monthly financial assistance of ₹1,500 to support household expenses.
What it actually costs you
Income certificate, residence proof, and bank account details.
Common gotcha
Income limit is strictly verified; ensure your annual family income certificate is updated.

Dayanand Social Security Scheme (DSSS)

दयानंद सामाजिक सुरक्षा योजना

state · Directorate of Social Welfare

Who qualifies
Low-income families, widows, and people with disabilities.
What you get
Monthly pension ranging from ₹2,000 to ₹3,500 depending on the category.
What it actually costs you
Residence proof (15 years in Goa), income certificate, and medical certificates if applicable.
Common gotcha
The 15-year residence proof is mandatory and strictly enforced.

Ladli Laxmi Scheme

लाडली लक्ष्मी

state · Directorate of Women and Child Development

Who qualifies
Girls born in Goa or resident for 15 years, for marriage expenses.
What you get
One-time financial assistance of ₹1,00,000.
What it actually costs you
Birth certificate, residence proof, and marriage registration certificate.
Common gotcha
Application must be submitted within 6 months of the marriage date.
Gujaratગુજરાત

Gujarat offers a robust industrial ecosystem for welders with specific state-level welfare boards and skill-upgradation support tailored for the manufacturing sector.

Support for my family and tools

Gujarat Labour Welfare Board Benefits

ગુજરાત શ્રમ કલ્યાણ બોર્ડ

state · Labour, Skill Development and Employment Department

Who qualifies
Registered workers in factories or shops in Gujarat.
What you get
Financial assistance for education, medical emergencies, and funeral expenses.
What it actually costs you
Small annual contribution to the welfare fund, requires labour card.
Common gotcha
You must be registered as a worker in a formal establishment to claim these benefits.

Tool Kit Assistance for Skilled Workers

state · Gujarat Unorganised Workers Welfare Board

Who qualifies
Unorganised sector welders with a valid e-Shram or state worker ID.
What you get
Subsidy or direct provision of professional-grade welding equipment and safety gear.
What it actually costs you
Application through the local District Industrial Centre (DIC).
Common gotcha
The scheme is often limited by annual quotas; apply early in the financial year.

Group Personal Accident Insurance for Workers

state · Gujarat Labour Welfare Board

Who qualifies
Registered industrial workers.
What you get
Coverage up to ₹2,00,000 in case of accidental death or permanent disability.
What it actually costs you
Nominal premium deducted from welfare fund contributions.
Common gotcha
Must keep your nominee details updated on the portal.

Moving up to better welding jobs

Kaushalya Skill University Short-term Courses

કૌશલ્યા - ધ સ્કિલ યુનિવર્સિટી

state · Government of Gujarat

Who qualifies
Working professionals looking to learn advanced welding (TIG/MIG/Robotic).
What you get
Certification in advanced welding techniques to qualify for higher-paying industrial roles.
What it actually costs you
Course fees vary, but government-sponsored seats are available for registered workers.
Common gotcha
Courses are held in specific industrial hubs like Vadodara or Ahmedabad.

Gujarat Council of Vocational Training (GCVT) Upgradation

state · Directorate of Employment and Training

Who qualifies
ITI-certified welders wanting to upgrade their trade certificate.
What you get
State-recognised advanced trade certificates.
What it actually costs you
Registration at the nearest Government ITI.
Common gotcha
Ensure the training center is GCVT-affiliated, not just private.
Himachal Pradeshहिमाचल प्रदेश

Himachal Pradesh offers unique welfare boards and skill-upgradation support specifically tailored for the state's industrial and construction workforce.

Support for my construction work

HP Building and Other Construction Workers Welfare Board Registration

हिमाचल प्रदेश भवन एवं अन्य सन्निर्माण कर्मकार कल्याण बोर्ड

state · Labour and Employment Department

Who qualifies
Workers aged 18-60 who have worked 90 days in construction in the last year.
What you get
Financial assistance for marriage, education of children, and medical emergencies.
What it actually costs you
Small annual subscription fee, requires Aadhaar, bank passbook, and employer certificate.
Common gotcha
The 90-day work certificate from the contractor is often rejected if not on proper letterhead.

Skill Upgradation Allowance Scheme

state · Department of Technical Education

Who qualifies
Registered construction workers looking to learn advanced welding techniques.
What you get
Stipend during training periods and certification support.
What it actually costs you
Enrollment in state-recognized ITI or vocational center.
Common gotcha
Only valid for courses approved by the HP Technical Education Board.

Mukhya Mantri HIMCARE Yojana

मुख्यमंत्री हिमकेयर योजना

state · Department of Health and Family Welfare

Who qualifies
Families not covered under Ayushman Bharat (PMJAY).
What you get
Cashless treatment up to ₹5 lakh per year per family.
What it actually costs you
Nominal premium based on category; requires ration card and Aadhaar.
Common gotcha
Must renew enrollment annually; it does not auto-renew.

Mukhya Mantri Kanyadan Yojana

मुख्यमंत्री कन्यादान योजना

state · Department of Women and Child Development

Who qualifies
Registered workers with low annual income for daughter's marriage.
What you get
Financial assistance of ₹51,000 for marriage expenses.
What it actually costs you
Application within 6 months of marriage; requires marriage certificate.
Common gotcha
Funds are transferred directly to the bride's bank account only.

Managing household costs in the hills

Mukhya Mantri Grihini Suvidha Yojana

मुख्यमंत्री गृहिणी सुविधा योजना

state · Department of Food, Civil Supplies and Consumer Affairs

Who qualifies
Families without LPG connections.
What you get
Free LPG connection and stove.
What it actually costs you
Requires income certificate and declaration of no existing connection.
Common gotcha
Refilling costs are not covered, only the initial setup.

Zero Bill Scheme (Domestic)

state · HP State Electricity Board

Who qualifies
Domestic consumers with low monthly consumption.
What you get
Zero electricity bill for consumption up to 125 units.
What it actually costs you
Must be a permanent resident with a valid meter connection.
Common gotcha
Exceeding 125 units makes you ineligible for the entire month's subsidy.

HRTC Bus Fare Concession

state · Himachal Road Transport Corporation

Who qualifies
Specific categories including low-income workers on certain routes.
What you get
50% discount on bus fares.
What it actually costs you
Requires a valid identity card issued by the state.
Common gotcha
Only valid on HRTC buses, not private operators.
Haryanaहरियाणा

Haryana offers specialized welfare boards and industrial safety nets specifically designed for the massive migrant and local blue-collar workforce powering the state's manufacturing hubs.

Support for my daily grind

Haryana Labour Welfare Board Financial Assistance

हरियाणा श्रम कल्याण बोर्ड वित्तीय सहायता

state · Labour Department, Haryana

Who qualifies
Registered workers with at least 1 year of membership.
What you get
Requires labour card, Aadhaar, and proof of employment.
Common gotcha
You must renew your registration annually to keep the benefits active.

Haryana Building and Other Construction Workers Welfare Board

हरियाणा भवन एवं अन्य सन्निर्माण कर्मकार कल्याण बोर्ड

state · HBOCWWB

Who qualifies
Workers engaged in construction activities for at least 90 days in the last year.
What you get
Self-declaration form and employer certificate of 90 days work.
Common gotcha
The 90-day work certificate is often rejected if not signed by a registered contractor.

Haryana Saksham Yuva Scheme

हरियाणा सक्षम युवा योजना

state · Department of Employment

Who qualifies
Unemployed youth with ITI or diploma certificates.
What you get
Online registration on the Saksham portal.
Common gotcha
You must be a permanent resident of Haryana to qualify.

Mukhyamantri Samajik Suraksha Yojana

मुख्यमंत्री सामाजिक सुरक्षा योजना

state · Labour Department

Who qualifies
Registered workers in industrial units.
What you get
FIR copy, post-mortem report, and labour card.
Common gotcha
Claim must be filed within 90 days of the incident.

Taking care of the family

Haryana Labour Welfare Board Kanyadan Scheme

हरियाणा कन्यादान योजना

state · Labour Department

Who qualifies
Registered workers for the marriage of their daughters.
What you get
Marriage certificate and labour card.
Common gotcha
Application must be submitted within 6 months of the marriage date.

Financial Assistance for Education of Children

बच्चों की शिक्षा के लिए वित्तीय सहायता

state · Labour Department

Who qualifies
Children of registered labour board members.
What you get
School/College bonafide certificate and fee receipts.
Common gotcha
Only one child per family is usually prioritized if funds are limited.

Free Health Checkup Camps for Workers

श्रमिकों के लिए मुफ्त स्वास्थ्य जांच शिविर

state · ESI Corporation / Labour Dept

Who qualifies
All registered industrial workers.
What you get
Labour card or ESI card.
Common gotcha
Camps are often held at industrial estates; check the Labour Dept notice board.
Jharkhandझारखंड

Jharkhand offers industrial workers like Shaurya specific welfare boards and state-level housing and pension top-ups that recognize the risks of the mining and manufacturing sector.

My safety and benefits as a worker

Jharkhand Building and Other Construction Workers Welfare Board Registration

झारखंड भवन एवं अन्य सन्निर्माण कर्मकार कल्याण बोर्ड

state · Department of Labour, Employment and Training

Who qualifies
Workers engaged in welding, construction, or fabrication for at least 90 days in the last year.
What you get
Financial assistance for medical, education of children, and funeral expenses.
What it actually costs you
Small registration fee; requires Aadhaar, bank passbook, and employer certificate.
Common gotcha
You must renew your membership annually to keep claiming benefits.

Chief Minister Shramik Yojana

मुख्यमंत्री श्रमिक योजना

state · Urban Development Department

Who qualifies
Unskilled or semi-skilled urban workers residing in Jharkhand municipal areas.
What you get
Guaranteed 100 days of wage employment in a financial year.
What it actually costs you
Registration at the local municipal office; requires residency proof.
Common gotcha
Work is only provided within municipal limits, not rural areas.

Industrial Accident Relief Fund

state · Directorate of Factories

Who qualifies
Registered factory workers who suffer injury on the job.
What you get
Ex-gratia payment for permanent disability or death during work.
What it actually costs you
Requires FIR, medical reports, and employer's accident report.
Common gotcha
Must be reported within 48 hours of the incident.

Keeping a roof over my head

Abua Awas Yojana

अबुआ आवास योजना

state · Rural Development Department

Who qualifies
Homeless families or those living in kutcha houses who missed out on central housing schemes.
What you get
Financial assistance of ₹2 lakh for construction of a 3-room house.
What it actually costs you
Application through Gram Sabha; requires land ownership documents.
Common gotcha
Priority is given to those who have never received housing aid before.

Sarvajan Pension Yojana

सर्वजन पेंशन योजना

state · Department of Women, Child Development and Social Security

Who qualifies
All residents above 60, widows, or disabled individuals who don't have other pensions.
What you get
Monthly pension of ₹1,000.
What it actually costs you
Aadhaar-linked bank account; no BPL card requirement.
Common gotcha
It is universal, but you must apply specifically to get it started.

100 Units Free Electricity Scheme

state · Jharkhand Bijli Vitran Nigam Limited

Who qualifies
Domestic consumers in Jharkhand.
What you get
Free electricity up to 100 units per month.
What it actually costs you
Must have a metered connection.
Common gotcha
If you exceed 100 units, you pay for the full consumption, not just the excess.
Jammu and Kashmirجموں و کشمیر

As a welder in J&K, you benefit from specific state-run welfare boards and labor department initiatives designed to support the informal construction and manufacturing sector in the region.

Help for my trade and family

J&K Building and Other Construction Workers Welfare Board Benefits

جموں و کشمیر بلڈنگ اینڈ ادر کنسٹرکشن ورکرز ویلفیئر بورڈ

state · J&K Labour and Employment Department

Who qualifies
Registered construction workers who have worked for at least 90 days in the last year.
What you get
Financial assistance for children's education, marriage grants, and medical assistance.
What it actually costs you
Annual membership renewal fee; requires Aadhaar, bank passbook, and employment certificate.
Common gotcha
The 90-day work certificate from your employer or contractor is the most common point of rejection.

J&K Labour Department Death and Disability Relief

state · J&K Labour and Employment Department

Who qualifies
Registered workers under the JKBOCW board.
What you get
Ex-gratia payment of up to ₹2 Lakh in case of accidental death or permanent disability.
What it actually costs you
Must be an active registered member at the time of the incident.
Common gotcha
Claims must be filed within a specific timeframe after the incident, often missed by families.

J&K Skill Development Mission Training

جموں و کشمیر سکل ڈیولپمنٹ مشن

state · J&K Skill Development Department

Who qualifies
Local youth and workers looking to upgrade to advanced welding techniques (TIG/MIG).
What you get
Free short-term vocational training and certification.
What it actually costs you
Time commitment; usually 3-6 months; requires basic identity proof.
Common gotcha
Classes are often held in major hubs like Srinagar or Jammu, requiring travel.

Mumkin Scheme

state · J&K Mission Youth

Who qualifies
Unemployed youth looking to start a small business or transport service.
What you get
Subsidy on small commercial vehicles or equipment purchases.
What it actually costs you
Application through the Mission Youth portal; requires a viable business plan.
Common gotcha
High competition for limited slots; ensure your project report is realistic.

Staying healthy and safe

SEHAT (AB-PMJAY-SEHAT)

صحت

state · State Health Agency J&K

Who qualifies
All residents of Jammu and Kashmir, regardless of income.
What you get
Cashless health insurance cover of ₹5 Lakh per family per year.
What it actually costs you
None; just need your Golden Card (Ayushman Bharat card).
Common gotcha
Many private hospitals in the state have limited empanelled specialties; check the list before visiting.

JKBOCW Medical Assistance

state · J&K Labour and Employment Department

Who qualifies
Registered construction workers and their dependents.
What you get
Reimbursement for major surgeries or chronic illness treatments not covered by other schemes.
What it actually costs you
Submission of original medical bills and doctor prescriptions.
Common gotcha
Bills must be submitted within 6 months of treatment.
Karnatakaಕರ್ನಾಟಕ

Karnataka offers robust support for construction and industrial workers through the KSSWWB, providing essential safety nets and education grants that help blue-collar families thrive in the state's booming industrial sectors.

Support for my daily grind

Karnataka State Building and Other Construction Workers Welfare Board Registration

ಕರ್ನಾಟಕ ರಾಜ್ಯ ಕಟ್ಟಡ ಮತ್ತು ಇತರೆ ನಿರ್ಮಾಣ ಕಾರ್ಮಿಕರ ಕಲ್ಯಾಣ ಮಂಡಳಿ

state · Labour Department, Government of Karnataka

Who qualifies
Any construction worker aged 18-60 who has worked at least 90 days in the last year.
What you get
Access to medical aid, accident death benefits, and marriage assistance for children.
What it actually costs you
Small annual membership fee; requires Aadhaar, bank passbook, and employer certificate.
Common gotcha
The 90-day work certificate is strictly verified; keep your attendance logs or contractor letters safe.

Accident Relief Scheme for Registered Workers

state · KSSWWB

Who qualifies
Registered members of the KSSWWB who suffer work-related injuries.
What you get
Up to ₹5 lakh for permanent disability and coverage for hospitalization expenses.
What it actually costs you
Requires FIR, medical reports, and discharge summary; must be filed within 30 days of the incident.
Common gotcha
You must have an active, renewed membership card at the time of the accident.

Tool Kit Distribution Scheme

state · Karnataka State Construction Workers Welfare Board

Who qualifies
Registered construction workers including welders, electricians, and plumbers.
What you get
A high-quality kit of professional-grade tools relevant to your trade.
What it actually costs you
Zero cost; requires submission of the KSSWWB registration card.
Common gotcha
These are distributed in batches; check with your local labour office for the next distribution drive.

Looking after my family

Financial Assistance for Education of Children

state · KSSWWB

Who qualifies
Children of registered construction workers studying from primary school to professional degrees.
What you get
Annual scholarship ranging from ₹2,000 to ₹60,000 depending on the course level.
What it actually costs you
Bonafide certificate from the school/college and current year fee receipt.
Common gotcha
Applications must be submitted within the academic year; late submissions are rarely entertained.

Marriage Assistance Scheme

state · KSSWWB

Who qualifies
Registered workers or their children getting married.
What you get
Financial grant of ₹50,000 for marriage expenses.
What it actually costs you
Marriage invitation card, wedding photo, and age proof of the bride and groom.
Common gotcha
Must apply within 6 months of the wedding date.

Maternity Benefit for Women Workers

state · KSSWWB

Who qualifies
Registered female construction workers.
What you get
Financial assistance for up to two deliveries.
What it actually costs you
Birth certificate and hospital records.
Common gotcha
The registration must be active for at least one year before the delivery.
Keralaകേരളം

Kerala offers the most robust social security net for informal workers in India through its unique Welfare Fund Boards, ensuring welders have access to pensions, marriage grants, and medical aid.

My safety net as a worker

Kerala Construction Workers Welfare Fund Board (KCWWB) Membership

കേരള നിർമ്മാണ തൊഴിലാളി ക്ഷേമനിധി ബോർഡ്

state · Labour and Skills Department

Who qualifies
Construction workers including welders aged 18-60 years.
What you get
Pension, medical assistance, education grants for children, and funeral expenses.
What it actually costs you
Small monthly contribution; requires identity card and employment proof.
Common gotcha
You must renew your membership annually; if you miss payments, you lose eligibility for grants.

Accident Relief Scheme for Registered Workers

state · Kerala Construction Workers Welfare Fund Board

Who qualifies
Registered members of the KCWWB who suffer work-related injuries.
What you get
Financial compensation for temporary or permanent disability caused by work accidents.
What it actually costs you
Requires medical certificate and police report if applicable.
Common gotcha
The claim must be filed within a strict timeframe after the accident.

Marriage Assistance for Workers' Children

state · Kerala Construction Workers Welfare Fund Board

Who qualifies
Registered workers with at least 3 years of membership.
What you get
Financial assistance of up to ₹10,000 for the marriage of the worker's daughter.
What it actually costs you
Marriage certificate and membership card.
Common gotcha
Only applicable for the first two daughters.

Educational Scholarship for Children of Workers

state · Kerala Construction Workers Welfare Fund Board

Who qualifies
Children of registered construction workers studying in professional or degree courses.
What you get
Annual scholarship ranging from ₹2,000 to ₹10,000 based on the course level.
What it actually costs you
Bonafide certificate from the college and mark sheets.
Common gotcha
Must apply during the specific window announced by the board each year.

Keeping my family healthy and housed

MEDISEP (State Government Employees and Pensioners Health Insurance)

state · Finance Department

Who qualifies
While primarily for state employees, some welfare board members get access to specific health top-ups.
What you get
Cashless medical treatment for critical illnesses.
What it actually costs you
Monthly premium deducted from welfare benefits.
Common gotcha
Only covers empaneled hospitals; check the list before seeking treatment.

LIFE Mission Housing Scheme

ലൈഫ് മിഷൻ

state · Local Self Government Department

Who qualifies
Landless or homeless families in Kerala with low income.
What you get
Financial aid to build a house or purchase land.
What it actually costs you
Requires land documents and income certificate.
Common gotcha
High demand; selection is based on a priority list prepared by the local panchayat.

Karunya Benevolent Fund

കാരുണ്യ ബെനവലന്റ് ഫണ്ട്

state · Kerala State Lotteries Department

Who qualifies
Low-income families requiring treatment for serious illnesses like cancer or heart disease.
What you get
Financial assistance up to ₹2 lakhs for medical expenses.
What it actually costs you
Medical records and income certificate from the village officer.
Common gotcha
Does not cover all procedures; check if your specific surgery is included.
Ladakhལ་དྭགས་

As a welder in the high-altitude, harsh climate of Ladakh, you benefit from unique regional subsidies for heating, specialized labor welfare boards, and specific mountain-region infrastructure support.

Support for my daily grind

Ladakh Building and Other Construction Workers Welfare Board

state · Department of Labour and Employment, Ladakh

Who qualifies
Registered construction workers including welders who have worked for 90 days in the last year.
What you get
Financial assistance for children's education, medical expenses, and death/disability benefits.
What it actually costs you
Annual membership fee of ₹20; requires Aadhaar, bank passbook, and proof of work.
Common gotcha
Renewal of registration must be done every year to keep benefits active.

Ladakh Skill Development Stipend

state · Skill Development Department, Ladakh

Who qualifies
Local youth undergoing technical vocational training in recognized ITIs.
What you get
Monthly stipend to cover costs of tools and transport during training.
What it actually costs you
Enrolment in a state-run ITI; requires domicile certificate.
Common gotcha
Attendance must be above 80% to receive the monthly payment.

Surviving the cold and terrain

Ladakh Winter Fuel Subsidy

state · District Administration, Leh/Kargil

Who qualifies
Permanent residents of Ladakh with a valid ration card.
What you get
Subsidized rates for kerosene or heating oil during the harsh winter months.
What it actually costs you
Application through the local Tehsildar office; requires ration card and domicile proof.
Common gotcha
The subsidy is seasonal and usually opens for registration in late autumn.

Ladakh Solar Home Lighting Subsidy

state · Ladakh Renewable Energy Development Agency (LREDA)

Who qualifies
Residents in remote areas not fully connected to the main grid.
What you get
Up to 70-90% subsidy on solar lighting systems for homes.
What it actually costs you
Submission of application to LREDA office; requires proof of residence.
Common gotcha
Maintenance of the battery is the owner's responsibility after the warranty period.

Ladakh Inter-District Transport Concession

state · Ladakh Transport Department

Who qualifies
Registered laborers and low-income workers traveling between Leh and Kargil.
What you get
Discounted bus fares on state-run transport services.
What it actually costs you
Requires a valid labor card or worker ID issued by the district.
Common gotcha
Only valid on government-operated buses, not private taxis.
Lakshadweepലക്ഷദ്വീപ്

As a welder in the islands, Shaurya relies on unique maritime and island-specific welfare boards that account for the high cost of living and the logistical challenges of living on a remote atoll.

Support for my life on the islands

Lakshadweep Labour Welfare Board Assistance

ലക്ഷദ്വീപ് ലേബർ വെൽഫെയർ ബോർഡ്

state · Department of Labour, Lakshadweep Administration

Who qualifies
Registered construction and industrial workers residing in the islands.
What you get
Financial assistance for medical emergencies, funeral expenses, and marriage grants for daughters.
What it actually costs you
Must have a valid Labour Card; requires local island council certification.
Common gotcha
The benefit is only available if your registration is renewed annually without gaps.

Lakshadweep SC/ST Development Corporation Loans

state · Lakshadweep SC/ST Development Corporation

Who qualifies
Native residents belonging to SC/ST categories seeking to start small workshops.
What you get
Low-interest loans for purchasing welding equipment and workshop tools.
What it actually costs you
Project report for the workshop; caste certificate issued by the island Tehsildar.
Common gotcha
Processing is slow due to inter-island transport of files.

Inter-Island Transport Subsidy for Workers

state · Lakshadweep Administration

Who qualifies
Workers traveling between islands for project-based welding contracts.
What you get
Subsidized boat tickets for official work travel.
What it actually costs you
Work order or contract letter from the employer.
Common gotcha
Must be applied for at the local administrative office before the travel date.

Lakshadweep Housing Assistance Scheme

state · Department of Rural Development

Who qualifies
Low-income island residents needing home repairs or construction.
What you get
Grant-in-aid for building or repairing houses on the island.
What it actually costs you
Land ownership documents (Patta) and income certificate.
Common gotcha
Priority is given to those living in temporary structures.

Upgrading my welding skills

Lakshadweep ITI Apprenticeship Stipend

state · Government ITI, Kavaratti

Who qualifies
ITI students or apprentices in welding trades.
What you get
Monthly stipend to cover costs of living while training.
What it actually costs you
Attendance record and bank account linked to Aadhaar.
Common gotcha
Stipend is withheld if attendance drops below 80%.

Artisan Tool Kit Subsidy

state · Department of Industries

Who qualifies
Self-employed welders and fabricators.
What you get
Reimbursement for the purchase of certified safety gear and welding machines.
What it actually costs you
Original bills and GST invoices from authorized dealers.
Common gotcha
Only equipment purchased from approved vendors is eligible.
Maharashtraमहाराष्ट्र

Maharashtra offers the most robust industrial welfare ecosystem for blue-collar workers through the Mathadi Boards and the Building and Other Construction Workers Welfare Board.

Safety nets for my hands and tools

Maharashtra Building and Other Construction Workers Welfare Board (MBOCWWB) Registration

महाराष्ट्र इमारत व इतर बांधकाम कामगार कल्याणकारी मंडळ

state · Labour Department, Government of Maharashtra

Who qualifies
Construction workers aged 18-60 who have worked 90 days in the last year.
What you get
Financial assistance for marriage, maternity, education of children, and funeral expenses.
What it actually costs you
Small registration fee; requires Aadhaar, bank passbook, and 90-day work certificate.
Common gotcha
The 90-day work certificate from the employer or contractor is the most rejected document if not stamped correctly.

Mathadi Workers Welfare Scheme

माथाडी कामगार कल्याण योजना

state · Maharashtra Mathadi, Hamal and Other Manual Workers Board

Who qualifies
Manual workers and loaders in regulated industrial markets/areas.
What you get
Fixed wages, provident fund, and medical benefits as per board regulations.
What it actually costs you
Registration with the local Mathadi Board office; requires identity proof and local residency.
Common gotcha
Only applicable to specific notified industrial areas or market yards.

Gopinath Munde Farmers and Workers Accident Insurance

गोपीनाथ मुंडे शेतकरी व कामगार अपघात विमा योजना

state · Department of Agriculture and Labour

Who qualifies
Registered workers and their families in Maharashtra.
What you get
Up to ₹2 lakh for accidental death or permanent disability.
What it actually costs you
No premium; requires death certificate and police FIR for claims.
Common gotcha
Must be claimed within 30 days of the accident.

Finding a roof in the city

MHADA Housing Lottery

म्हाडा गृहनिर्माण लॉटरी

state · Maharashtra Housing and Area Development Authority

Who qualifies
Maharashtra domicile holders with low to middle income.
What you get
Subsidized housing units in major cities like Mumbai and Pune.
What it actually costs you
Application fee and earnest money deposit; requires domicile certificate.
Common gotcha
The lottery system is highly competitive; you must keep your income certificate updated.

Shiv Bhojan Thali

शिवभोजन थाळी

state · Food and Civil Supplies Department

Who qualifies
Any citizen of Maharashtra.
What you get
A nutritious meal for ₹10.
What it actually costs you
Just show up at a designated center; no documents needed.
Common gotcha
Meals are usually served only during lunch hours (12 PM to 2 PM).
Meghalaya

Meghalaya offers unique support for skilled tradespeople through state-led entrepreneurship grants and specialized welfare boards for the unorganized sector.

Getting help with my trade

PRIME Meghalaya

state · Meghalaya Basin Development Authority

Who qualifies
Aspiring or existing entrepreneurs and skilled workers looking to scale their business.
What you get
Financial grants, incubation support, and access to machinery or workspace.
Common gotcha
It is not a direct cash handout; you must demonstrate how you will grow your welding business.

Meghalaya Building and Other Construction Workers Welfare Board

state · Department of Labour

Who qualifies
Welders engaged in construction work for at least 90 days in the last year.
What you get
Financial assistance for medical treatment, funeral expenses, and education scholarships for children.
What it actually costs you
Registration fee of ₹20 and annual renewal; requires proof of employment.
Common gotcha
You must renew your membership annually to keep claiming benefits.

Meghalaya State Skill Development Society Training

state · MSSDS

Who qualifies
Unemployed youth or workers looking to upgrade to advanced welding techniques.
What you get
Free advanced vocational training and certification.
What it actually costs you
Aadhar card and residency proof required; no fee for training.
Common gotcha
Batches fill up quickly; check the district office for local schedules.

Meghalaya Cooperative Apex Bank Artisan Loan

state · Meghalaya Cooperative Apex Bank

Who qualifies
Registered artisans or small workshop owners in the state.
What you get
Low-interest credit for purchasing welding equipment or raw materials.
What it actually costs you
Requires membership in a local cooperative society and collateral.
Common gotcha
Paperwork for cooperative membership can take several weeks.

Keeping my family safe

Megha Health Insurance Scheme (MHIS)

Megha Health Insurance Scheme

state · Department of Health and Family Welfare

Who qualifies
All residents of Meghalaya not covered by central government schemes.
What you get
Health insurance coverage up to ₹5 lakh per family per year.
What it actually costs you
Registration through the MHIS portal or district kiosks; requires family ration card.
Common gotcha
This stacks with national schemes; ensure your name is correctly spelled on the card to avoid denial at hospitals.

Chief Minister's Social Assistance Scheme

state · Social Welfare Department

Who qualifies
Low-income families or those with specific disabilities/widowhood status.
What you get
Monthly pension or financial aid for vulnerable households.
What it actually costs you
Application through the Block Development Office; requires income certificate.
Common gotcha
Funds are often transferred directly to bank accounts; ensure your KYC is updated.
Manipurমণিপুর

Manipur offers specific welfare boards for construction workers and localized skill development initiatives that help welders transition into organized industrial roles.

Support for construction workers

Manipur Building and Other Construction Workers Welfare Board Benefits

মণিপুর বিল্ডিং এণ্ড আদার কনস্ট্রাকশন ওয়ার্কার্স ওয়েলফেয়ার বোর্ড

state · Labour Department, Manipur

Who qualifies
Welders registered as construction workers who have worked 90 days in the last year.
What you get
Financial assistance for medical, education of children, and funeral expenses.
What it actually costs you
Annual membership renewal fee; requires Aadhaar, bank passbook, and proof of work.
Common gotcha
Registration often lapses if you don't submit the annual renewal form on time.

State Accident Relief Fund for Workers

state · Department of Labour and Employment

Who qualifies
Registered workers who suffer an injury while working on a construction site.
What you get
Ex-gratia payment for permanent disability or death during work.
What it actually costs you
FIR copy, medical certificate, and death/disability certificate.
Common gotcha
Must be reported within 48 hours of the incident to the local labour office.

Learning better techniques

Manipur Society for Skill Development (MSSD) Training

মণিপুর সোসাইটি ফর স্কিল ডেভেলপমেন্ট

state · Department of Commerce and Industries

Who qualifies
Local youth and workers looking for advanced certification in industrial welding.
What you get
Free short-term vocational training and certification recognized by the state.
What it actually costs you
Zero cost; requires identity proof and domicile certificate.
Common gotcha
Batches fill up quickly; keep checking the portal for new training cycles.

State Artisan Support for Tool Maintenance

state · Directorate of Handloom and Textiles

Who qualifies
Welders working in support of the local handloom and handicraft machinery sector.
What you get
Subsidized access to tool kits and repair equipment.
What it actually costs you
Application through local district industry center.
Common gotcha
Often confused with general artisan schemes; ensure you specify you are a technical support worker.
Madhya Pradeshमध्य प्रदेश

Madhya Pradesh offers targeted welfare for construction and industrial workers through the Shramik Kalyan Mandal, providing essential safety nets for welders.

My Rights as a Worker

MP Building and Other Construction Workers Welfare Board Registration

म.प्र. भवन एवं अन्य संनिर्माण कर्मकार कल्याण मंडल

state · Labour Department, MP

Who qualifies
Construction workers aged 18-60 who have worked 90 days in the last year.
What you get
Free registration; requires Aadhaar, bank passbook, and employer certificate.
Common gotcha
The 90-day work certificate is often rejected if not signed by a registered contractor.

Mukhyamantri Jan Kalyan (Sambal) Yojana

मुख्यमंत्री जन कल्याण (संबल) योजना

state · Labour Department, MP

Who qualifies
Unorganized sector workers including welders.
What you get
Online application; requires Samagra ID and Aadhaar.
Common gotcha
Electricity subsidy only applies if consumption is under 100 units.

Shramik Kalyan Scholarship

श्रमिक कल्याण छात्रवृत्ति

state · MP Labour Welfare Board

Who qualifies
Children of registered construction workers studying in ITI or higher education.
What you get
Requires school bonafide certificate and parent's labour card.
Common gotcha
Must apply within the academic year; late applications are strictly rejected.

Staying Healthy and Safe

Mukhyamantri Ayushman Niramayam Yojana

मुख्यमंत्री आयुष्मान निरामयम योजना

state · Health Department, MP

Who qualifies
Families not covered under central PMJAY but meeting state income criteria.
What you get
Requires Samagra ID and income certificate.
Common gotcha
Check if your specific hospital is empanelled under the state list, not just national.

Medical Assistance for Registered Workers

श्रमिक चिकित्सा सहायता

state · MP Building and Other Construction Workers Welfare Board

Who qualifies
Registered construction workers facing major illness or surgery.
What you get
Requires original hospital bills and medical discharge summary.
Common gotcha
Bills must be submitted within 6 months of discharge.
Mizoram

Mizoram offers targeted support for local artisans and construction workers through state-specific welfare boards and unique skill-upgradation grants that help welders transition to specialized industrial roles.

Safety nets for my family

Mizoram Building and Other Construction Workers Welfare Board

state · Labour, Employment, Skill Development & Entrepreneurship Department

Who qualifies
Registered construction workers aged 18-60 who have worked at least 90 days in the last year.
What you get
Financial assistance for medical treatment, funeral expenses, and marriage grants for daughters.
What it actually costs you
Small annual membership fee; requires Aadhaar, bank passbook, and proof of work.
Common gotcha
You must renew your registration annually to keep receiving benefits.

Mizoram State Health Care Scheme

state · Health & Family Welfare Department

Who qualifies
Permanent residents of Mizoram not covered by other major government health insurance.
What you get
Cashless treatment up to ₹2 lakhs per family per year for secondary and tertiary care.
What it actually costs you
Annual enrollment fee of ₹1,000; requires Voter ID or Ration Card.
Common gotcha
Only works at empanelled hospitals within the state; check the list before admission.

Growing my welding business

Mizoram Skill Development Mission Grants

Mizoram Skill Development Mission

state · Skill Development Department

Who qualifies
Local welders and fabricators looking to learn advanced techniques like TIG/MIG welding.
What you get
Subsidized training programs and certification support to increase daily wages.
What it actually costs you
Free training; requires local domicile certificate and basic education proof.
Common gotcha
Batches are limited; you must track announcements on the state department notice board.

Mizoram State Entrepreneurship Development Scheme

state · Commerce & Industries Department

Who qualifies
Small business owners or welders wanting to set up their own workshop.
What you get
Financial grants or low-interest loans for purchasing welding machinery and tools.
What it actually costs you
Detailed project report required; application process takes 3-6 months.
Common gotcha
The grant is competitive; you need a solid business plan to qualify.
Nagaland

Nagaland offers unique support for local artisans and skilled workers through specialized state-run boards and entrepreneurship grants that prioritize indigenous identity and local skill development.

Getting better at my trade

Nagaland Skill Development Mission (NSDM) Training

नागालैंड कौशल विकास मिशन

state · Department of Labour and Employment

Who qualifies
Unemployed youth and local skilled workers seeking certification.
What you get
Free vocational training and industry-recognized certification for welding and fabrication.
What it actually costs you
Free; requires Aadhaar, local indigenous certificate, and 2 passport photos.
Common gotcha
Training centers are often concentrated in Kohima and Dimapur; rural applicants may face travel costs.

Chief Minister's Micro Finance Initiative

state · Department of Planning and Coordination

Who qualifies
Local entrepreneurs and skilled workers starting small workshops.
What you get
Credit-linked subsidy and interest subvention for setting up small-scale welding units.
What it actually costs you
Requires a detailed project report and bank account; processing takes 30-60 days.
Common gotcha
The subsidy is credit-linked, meaning you must have a formal bank relationship first.

Nagaland Startup Policy Grant

state · Investment and Development Authority of Nagaland (IDAN)

Who qualifies
Registered startups or small business owners in the manufacturing sector.
What you get
Seed funding and assistance with workshop infrastructure setup.
What it actually costs you
Requires business registration and a solid pitch deck; competitive selection process.
Common gotcha
High competition; focus is often on innovative manufacturing rather than traditional repair shops.

Support for my family

Nagaland Building and Other Construction Workers Welfare Board (NBOCWWB) Benefits

state · Labour and Employment Department

Who qualifies
Active construction workers including welders registered with the board.
What you get
Financial assistance for medical treatment, education of children, and funeral expenses.
What it actually costs you
Annual membership fee of ₹20-50; requires proof of 90 days of work in a year.
Common gotcha
You must renew your registration annually to keep the benefits active.

Chief Minister's Health Insurance Scheme (CMHIS)

state · Department of Health and Family Welfare

Who qualifies
All indigenous residents of Nagaland not covered by other central schemes.
What you get
Cashless hospitalization coverage up to ₹5 lakhs per family per year.
What it actually costs you
Free registration; requires Indigenous Inhabitant Certificate (IIC).
Common gotcha
It acts as a top-up if you are already under Ayushman Bharat, but registration is mandatory.

NST Bus Fare Concession for Workers

state · Nagaland State Transport (NST)

Who qualifies
Registered workers and laborers traveling for work within the state.
What you get
Discounted monthly passes for travel on state-run buses.
What it actually costs you
Requires ID card from the Labour Department and a nominal pass fee.
Common gotcha
Only valid on specific NST routes; private taxis do not accept these passes.
Odishaଓଡ଼ିଶା

Odisha provides robust social security and skill-upgradation support for construction and industrial workers through its dedicated welfare boards.

Support for my daily grind

Odisha Building and Other Construction Workers Welfare Board Registration

ଓଡ଼ିଶା ନିର୍ମାଣ ଶ୍ରମିକ କଲ୍ୟାଣ ବୋର୍ଡ

state · Labour and ESI Department

Who qualifies
Workers aged 18-60 who have worked 90 days in construction in the last year.
What you get
Access to death benefits, marriage assistance, and cycle/tool purchase subsidies.
What it actually costs you
Small annual contribution; requires Aadhaar, bank passbook, and employer certificate.
Common gotcha
The 90-day work certificate is often rejected if not signed by a registered contractor.

Nirman Shramik Pension Yojana

ନିର୍ମାଣ ଶ୍ରମିକ ପେନସନ ଯୋଜନା

state · Labour and ESI Department

Who qualifies
Registered construction workers aged 60+.
What you get
Monthly pension of ₹500 to ₹700 depending on age.
What it actually costs you
Must have active registration with the OBOCWWB.
Common gotcha
Pension stops if your registration card expires.

Accidental Death and Disability Assistance

state · Labour and ESI Department

Who qualifies
Registered construction workers.
What you get
Up to ₹4 lakh for accidental death and ₹2 lakh for permanent disability.
What it actually costs you
FIR copy and medical reports required within 30 days of the incident.
Common gotcha
Claim must be filed within 6 months of the accident.

Bicycle Assistance for Workers

state · Labour and ESI Department

Who qualifies
Registered workers who have completed 1 year of membership.
What you get
One-time reimbursement of up to ₹3,000 for purchasing a bicycle.
What it actually costs you
Original purchase bill and registration card.
Common gotcha
Only one bicycle allowed per lifetime.

Looking after my family

Biju Swasthya Kalyan Yojana (BSKY)

ବିଜୁ ସ୍ୱାସ୍ଥ୍ୟ କଲ୍ୟାଣ ଯୋଜନା

state · Department of Health and Family Welfare

Who qualifies
Low-income families holding BSKY cards.
What you get
Cashless treatment up to ₹5 lakh per family per year in empanelled hospitals.
What it actually costs you
Just the BSKY card/Smart Card; no premium.
Common gotcha
Check if your specific private hospital is empanelled before admission.

Nirman Shramik Education Assistance

ନିର୍ମାଣ ଶ୍ରମିକ ଶିକ୍ଷା ସହାୟତା

state · Labour and ESI Department

Who qualifies
Children of registered construction workers studying in ITI, Diploma, or Degree courses.
What you get
Annual scholarship ranging from ₹3,000 to ₹40,000 based on the course.
What it actually costs you
Bonafide certificate from the college and parent's registration card.
Common gotcha
Application must be submitted within the academic year.

MAMATA Scheme

ମମତା ଯୋଜନା

state · Department of Women and Child Development

Who qualifies
Pregnant women (19+ years) for the first two live births.
What you get
Direct cash transfer of ₹5,000 in two installments.
What it actually costs you
Registration at Anganwadi center; requires bank account.
Common gotcha
Must register before the 3rd month of pregnancy.
Punjabਪੰਜਾਬ

Punjab offers specialized welfare boards for construction workers that provide significant cash assistance for tools, children's education, and medical emergencies.

Benefits for my trade

BOCW Welfare Board Tool Purchase Scheme

ਪੰਜਾਬ ਬਿਲਡਿੰਗ ਅਤੇ ਹੋਰ ਉਸਾਰੀ ਕਿਰਤ ਭਲਾਈ ਬੋਰਡ

state · Punjab Building and Other Construction Workers Welfare Board

Who qualifies
Registered construction workers with at least 90 days of work in the last year.
What you get
Reimbursement up to ₹5,000 for purchasing professional welding tools and safety gear.
What it actually costs you
Registration fee ₹25, annual renewal ₹10; requires self-declaration of work days.
Common gotcha
You must be registered with the board for at least one year to claim the full tool subsidy.

Shagun Scheme for Daughters of Workers

state · Punjab Building and Other Construction Workers Welfare Board

Who qualifies
Registered construction workers for the marriage of their daughters.
What you get
Financial assistance of ₹51,000 for the marriage ceremony.
What it actually costs you
Marriage certificate and identity proof; must apply at least 30 days before the date.
Common gotcha
Only applicable for up to two daughters.

Education Scholarship for Workers' Children

state · Punjab Building and Other Construction Workers Welfare Board

Who qualifies
Children of registered construction workers studying in schools or ITIs.
What you get
Annual scholarship ranging from ₹3,000 to ₹30,000 based on the course level.
What it actually costs you
Bonafide certificate from the school/college and copy of the worker's registration card.
Common gotcha
Must be applied for every academic year; it is not an automatic renewal.

Funeral Assistance Scheme

state · Punjab Building and Other Construction Workers Welfare Board

Who qualifies
Family of a registered construction worker in case of death.
What you get
Lump sum of ₹20,000 for funeral expenses.
What it actually costs you
Death certificate and proof of registration.
Common gotcha
Application must be submitted within 6 months of the incident.

Keeping the house running

Domestic Electricity Subsidy (300 Units)

state · Punjab State Power Corporation Limited (PSPCL)

Who qualifies
All domestic consumers in Punjab.
What you get
Zero bill if consumption is under 300 units per month (600 units per billing cycle).
What it actually costs you
Just ensure your meter is updated with your Aadhaar number at the local sub-division office.
Common gotcha
If you cross 600 units in a cycle, you lose the subsidy for the entire cycle, not just the excess.

Sarbat Sehat Bima Yojana (State Top-up)

state · Punjab Health Systems Corporation

Who qualifies
Families not covered under national Ayushman Bharat but meeting state income criteria.
What you get
Cashless treatment up to ₹5 lakh per family per year in empanelled hospitals.
What it actually costs you
e-Card generation at Common Service Centers (CSC).
Common gotcha
Many private hospitals only accept this if you have the physical e-card printed.

Free Bus Travel for Women

state · Punjab Roadways / PRTC

Who qualifies
All women residents of Punjab traveling in state-owned buses.
What you get
Free travel in ordinary buses within the state.
What it actually costs you
Must show a valid ID (Aadhaar/Voter card) to the conductor.
Common gotcha
Not applicable in AC, Volvo, or private buses.
Puducherryபுதுச்சேரி

Puducherry offers unique welfare boards and social security protections for unorganized sector workers like welders that are distinct from mainland Tamil Nadu.

Support for my trade and safety

Puducherry Unorganized Workers Welfare Board Registration

புதுச்சேரி அமைப்புசாரா தொழிலாளர்கள் நல வாரியம்

state · Labour Department, Puducherry

Who qualifies
Any welder aged 18-60 working in the unorganized sector in Puducherry.
What you get
Financial assistance for marriage, maternity, education of children, and funeral expenses.
What it actually costs you
Free registration; requires employment certificate from a local contractor or self-declaration.
Common gotcha
You must renew your membership annually to keep claiming benefits.

Accident Relief Scheme for Workers

state · Labour Department

Who qualifies
Registered members of the Unorganized Workers Welfare Board.
What you get
Up to ₹1,00,000 for permanent disability and ₹50,000 for partial disability due to work accidents.
What it actually costs you
Requires FIR copy, medical certificate, and board ID card.
Common gotcha
Must be reported within 30 days of the accident to be eligible.

Tool Kit Assistance for Artisans

state · Department of Industries and Commerce

Who qualifies
Skilled welders with a valid trade certificate or experience letter.
What you get
Subsidy of up to 50% on the purchase of professional welding equipment.
What it actually costs you
Requires GST invoice of tools and proof of residence in Puducherry.
Common gotcha
The subsidy is released only after physical verification of the tools at your workshop.

Taking care of my family

Free Rice Scheme for Ration Card Holders

state · Department of Civil Supplies and Consumer Affairs

Who qualifies
All yellow ration card holders in Puducherry.
What you get
10kg of free rice per month per family.
What it actually costs you
Must have a valid digital ration card linked with Aadhaar.
Common gotcha
Distribution is often done through local fair price shops; check your specific shop's timing.

Marriage Assistance Scheme

state · Department of Women and Child Development

Who qualifies
Low-income families registered in Puducherry for at least 5 years.
What you get
Financial grant of ₹20,000 to ₹50,000 for marriage expenses.
What it actually costs you
Requires income certificate, age proof, and marriage invitation.
Common gotcha
Application must be submitted at least 30 days before the wedding date.

Puducherry State Health Insurance Top-up

state · Health Department

Who qualifies
Families already covered under national health schemes.
What you get
Additional coverage for specific procedures not covered by central schemes.
What it actually costs you
Requires existing health card and local residency proof.
Common gotcha
This acts as a top-up; you must show your central scheme card first.
Rajasthanराजस्थान

Rajasthan provides targeted social security and labor welfare boards specifically for construction workers like Shaurya, offering unique financial aid for tools and family education.

My Rights as a Construction Worker

Construction Worker Children Scholarship

निर्माण श्रमिक शिक्षा एवं कौशल विकास योजना

state · Rajasthan Building and Other Construction Workers Welfare Board

Who qualifies
Registered construction workers with at least 90 days of work in the last year.
What you get
Annual scholarship ranging from ₹8,000 to ₹25,000 for children's education depending on the course.
What it actually costs you
Registration certificate, Aadhaar, and school bonafide certificate; takes 3-6 months.
Common gotcha
The 90-day work certificate must be signed by the employer or the contractor.

Tool Kit Assistance Scheme

निर्माण श्रमिक औजार/किट सहायता योजना

state · Rajasthan Building and Other Construction Workers Welfare Board

Who qualifies
Active registered construction workers.
What you get
Financial assistance of ₹2,000 for purchasing professional tools.
What it actually costs you
Application through the SSO portal; requires labour card.
Common gotcha
Only available once every 3 years.

Silicosis Policy Assistance

राजस्थान सिलिकोसिस नीति

state · Department of Social Justice and Empowerment

Who qualifies
Workers diagnosed with silicosis due to welding or grinding dust.
What you get
₹3 lakh upon diagnosis, ₹2 lakh for funeral, and ₹1,500 monthly pension for the family.
What it actually costs you
Medical board certificate confirming the disease.
Common gotcha
Must be registered on the state portal to claim the pension.

Shubh Shakti Yojana

शुभ शक्ति योजना

state · Rajasthan Building and Other Construction Workers Welfare Board

Who qualifies
Registered female workers or daughters of registered male workers.
What you get
₹55,000 as a grant for marriage or self-employment.
What it actually costs you
Marriage certificate and proof of registration.
Common gotcha
The worker must have been registered for at least one year.

Staying Healthy and Safe

Mukhyamantri Chiranjeevi Swasthya Bima Yojana

मुख्यमंत्री चिरंजीवी स्वास्थ्य बीमा योजना

state · Government of Rajasthan

Who qualifies
All Rajasthan residents, with free coverage for registered construction workers.
What you get
Cashless treatment up to ₹25 lakh per family per year in government and empanelled private hospitals.
What it actually costs you
Aadhaar card and Jan Aadhaar card.
Common gotcha
Check if your local private clinic is actually empanelled before going.

Construction Worker Accidental Death/Disability Relief

निर्माण श्रमिक दुर्घटना बीमा योजना

state · Rajasthan Building and Other Construction Workers Welfare Board

Who qualifies
Registered workers who meet with an accident at the workplace.
What you get
Up to ₹5 lakh for permanent disability or death.
What it actually costs you
FIR copy and medical reports.
Common gotcha
Must apply within 6 months of the accident.
Sikkimसिक्किम

Sikkim provides unique social security nets and specialized welfare boards for construction workers that are essential for a welder living in the hills.

Support for my trade

Sikkim Building and Other Construction Workers Welfare Board Benefits

state · Labour Department, Government of Sikkim

Who qualifies
Registered construction workers including welders with at least 90 days of work in the last year.
What you get
Financial assistance for medical treatment, education of children, and funeral expenses.
What it actually costs you
Annual renewal fee of ₹20; requires labour card and bank passbook.
Common gotcha
You must renew your registration annually to stay eligible for the death or accident benefits.

Chief Minister's Skill Development Scheme

state · Skill Development Department

Who qualifies
Unemployed youth and local workers seeking advanced certification in technical trades.
What you get
Free advanced welding and fabrication training with industry-recognized certification.
What it actually costs you
Free of cost; requires Sikkim Subject Certificate or Certificate of Identification.
Common gotcha
Courses are batch-based; you need to keep checking the district employment office for new schedules.

Sikkim Unemployment Allowance

state · Department of Commerce and Industries

Who qualifies
Registered unemployed residents of Sikkim holding a valid Certificate of Identification.
What you get
Monthly stipend for a limited period while searching for formal employment.
What it actually costs you
Registration at the local employment exchange; requires proof of residency.
Common gotcha
It is not a permanent salary; it stops as soon as you are placed in a job.

Taking care of the family

Chief Minister's Comprehensive Annual and Total Health Care (CATCH)

state · Health Care, Human Services and Family Welfare Department

Who qualifies
All residents of Sikkim holding a valid Sikkim Subject Certificate or COI.
What you get
Cashless treatment for major illnesses at empanelled hospitals within and outside the state.
What it actually costs you
Zero; requires CATCH health card and identity proof.
Common gotcha
Ensure your card is linked to your family's current details to avoid claim rejection.

Sikkim Garib Awas Yojana

state · Rural Development Department

Who qualifies
Economically weaker families living in rural areas without a permanent house.
What you get
Financial grant for construction of a permanent, earthquake-resistant house.
What it actually costs you
Must own a small plot of land; requires land record documents.
Common gotcha
The selection is done through Gram Sabha verification, so attend meetings regularly.

State Merit Scholarship for Technical Education

state · Education Department

Who qualifies
Children of state residents pursuing ITI or diploma courses in technical fields.
What you get
Annual scholarship amount to cover tuition and books.
What it actually costs you
Requires income certificate and previous year's mark sheet.
Common gotcha
Application window is very short, usually opens in July-August.
Tamil Naduதமிழ்நாடு

Tamil Nadu offers a robust social security net for construction and industrial workers through dedicated welfare boards that provide direct cash assistance and educational support.

Safety net for my family

Tamil Nadu Construction Workers Welfare Board Membership

தமிழ்நாடு கட்டுமானத் தொழிலாளர்கள் நல வாரியம்

state · Labour Welfare and Skill Development Department

Who qualifies
Active construction workers aged 18-60 years with at least 90 days of work in the last year.
What you get
Annual renewal of registration and submission of employment proof.
Common gotcha
The smart card must be renewed annually to keep claiming benefits.

Accidental Death and Disability Relief

state · Tamil Nadu Construction Workers Welfare Board

Who qualifies
Registered members of the welfare board.
What you get
FIR copy, post-mortem report, and original welfare board ID card.
Common gotcha
Claims must be filed within 6 months of the incident.

Unorganized Workers Pension Scheme

state · Tamil Nadu Unorganized Workers Welfare Board

Who qualifies
Registered workers who have attained 60 years of age.
What you get
Proof of age and active membership for at least 5 years.
Common gotcha
You cannot claim this if you are already receiving a central government pension.

Educational Assistance for Workers' Children

state · Tamil Nadu Construction Workers Welfare Board

Who qualifies
Children of registered construction workers studying in Class 10 up to PG/Professional courses.
What you get
Bonafide certificate from the school/college and parent's ID card.
Common gotcha
Applications must be submitted within 3 months of the start of the academic year.

When I get hurt on the job

Chief Minister's Comprehensive Health Insurance Scheme (CMCHIS)

முதலமைச்சரின் விரிவான மருத்துவக் காப்பீட்டுத் திட்டம்

state · Department of Health and Family Welfare

Who qualifies
Families with annual income below ₹1.2 lakh.
What you get
Income certificate, ration card, and Aadhar.
Common gotcha
Check if your local private hospital is on the current empanelled list before going.

Amma Master Health Check-up

state · Government of Tamil Nadu

Who qualifies
General public above 14 years of age.
What you get
Nominal fee (approx ₹500-1000) paid at the government hospital counter.
Common gotcha
Limited slots per day; arrive early in the morning.
Tripuraত্রিপুরা

Tripura offers specific welfare support for construction and unorganized sector workers through its active Labour Welfare Board, crucial for a welder's livelihood.

Support for my trade and family

Tripura Building and Other Construction Workers Welfare Board Membership

ত্রিপুরা ভবন ও অন্যান্য নির্মাণ শ্রমিক কল্যাণ বোর্ড

state · Labour Department, Government of Tripura

Who qualifies
Active construction workers aged 18-60 who have worked at least 90 days in the last year.
What you get
Financial assistance for medical treatment, education for children, and death/disability benefits.
What it actually costs you
Small annual membership fee; requires Aadhaar, bank passbook, and proof of work.
Common gotcha
You must renew your membership annually to stay eligible for benefits.

Tripura Unorganized Workers Social Security Scheme

state · Labour Department, Government of Tripura

Who qualifies
Workers in the unorganized sector not covered by ESI or PF.
What you get
One-time financial grants for marriage of daughters or funeral expenses.
What it actually costs you
Application form at the local Labour Office; requires income certificate.
Common gotcha
Often confused with national pension schemes; this is a state-specific grant for immediate needs.

Keeping the household running

Tripura State Housing Assistance

state · Rural Development Department

Who qualifies
Low-income families in rural Tripura who do not own a pucca house.
What you get
State-funded top-up grant to supplement central housing funds for home construction.
What it actually costs you
Verification by local Panchayat; requires land documents.
Common gotcha
The state grant is only released after the first phase of central house construction is verified.

Tripura State PDS Supplement

state · Department of Food, Civil Supplies & Consumer Affairs

Who qualifies
All ration card holders in Tripura.
What you get
Additional state-subsidized pulses and edible oils provided through local fair price shops.
What it actually costs you
Must have an active digital ration card.
Common gotcha
Stock availability varies by district; check with your local dealer.
Telanganaతెలంగాణ

Telangana offers robust industrial welfare boards and specific financial support for skilled artisans and construction workers that go beyond federal mandates.

Safety and Welfare for my trade

Telangana Building and Other Construction Workers Welfare Board

తెలంగాణ భవన మరియు ఇతర నిర్మాణ కార్మికుల సంక్షేమ మండలి

state · Labour Department, Telangana

Who qualifies
Active construction workers aged 18-60 with at least 90 days of work in the last year.
What you get
Marriage assistance of ₹30,000, maternity benefits, and funeral expenses.
What it actually costs you
Registration fee of ₹20 and annual renewal fee of ₹10; requires Aadhaar and work certificate.
Common gotcha
You must renew your membership annually or you lose eligibility for death/accident claims.

Telangana Workers Accidental Insurance Scheme

state · Labour Department

Who qualifies
Registered members of the BOCW board.
What you get
Up to ₹5 lakh in case of accidental death or permanent disability.
What it actually costs you
Zero; covered by the board membership.
Common gotcha
FIR and post-mortem reports are mandatory for claims, which families often forget to secure.

Telangana State Artisans Tool Kit Scheme

state · Telangana State BC Cooperative Finance Corporation

Who qualifies
BC community artisans and skilled workers.
What you get
Financial assistance to purchase high-quality welding and industrial tools.
What it actually costs you
Application through the OBMMS portal; requires caste and income certificates.
Common gotcha
Funds are released only after verification of the shop or workspace.

Help for my family

Kalyana Lakshmi Pathakam

కళ్యాణ లక్ష్మి పథకం

state · Government of Telangana

Who qualifies
Families of brides from SC/ST/BC/Minority communities with annual income below ₹2 lakh.
What you get
One-time financial assistance of ₹1,00,116 for marriage expenses.
What it actually costs you
Application via Meeseva centers; requires wedding card and bank passbook.
Common gotcha
Application must be submitted before the wedding date.

Rajiv Aarogyasri Health Scheme

రాజీవ్ ఆరోగ్యశ్రీ

state · Aarogyasri Health Care Trust

Who qualifies
BPL families holding a white ration card.
What you get
Cashless treatment for major surgeries in network hospitals up to ₹5 lakh per year.
What it actually costs you
Zero; just the Aarogyasri health card.
Common gotcha
Only covers specific listed procedures; check the hospital's network status first.

Free Electricity for Household (Gruha Jyothi)

state · TS Transco/Discoms

Who qualifies
Households consuming up to 200 units of electricity per month.
What you get
Zero electricity bill for monthly consumption under 200 units.
What it actually costs you
Registration via Praja Palana portal; requires consumer number.
Common gotcha
If you cross 200 units, you pay the full bill for the entire month, not just the excess.
Uttarakhandउत्तराखण्ड

As a welder in the hilly terrain of Uttarakhand, Shaurya relies on state-specific welfare boards and mountain-region subsidies that account for the unique logistics of working in the Himalayas.

Support for my tools and family

Uttarakhand Building and Other Construction Workers Welfare Board Registration

उत्तराखंड भवन एवं अन्य सन्निर्माण कर्मकार कल्याण बोर्ड

state · Labour Department, Uttarakhand

Who qualifies
Construction workers including welders aged 18-60 who have worked 90 days in the last year.
What you get
Financial aid for children's education, medical assistance, and marriage grants.
What it actually costs you
Small registration fee, Aadhaar, bank passbook, and proof of 90 days work.
Common gotcha
Renewal must be done annually to keep the benefits active.

Tool Kit Assistance Scheme

state · Uttarakhand Skill Development Mission

Who qualifies
Registered workers under the state welfare board who have completed a certified welding course.
What you get
Financial reimbursement up to ₹8,000 for purchasing professional welding gear.
What it actually costs you
Original bills of purchase and the skill certificate.
Common gotcha
Only specific brands or types of equipment approved by the department are eligible.

Accidental Death and Disability Grant

state · Uttarakhand BOCW Board

Who qualifies
Registered construction workers in case of work-related injury or death.
What you get
Up to ₹5 lakh in case of permanent disability or death.
What it actually costs you
FIR, medical reports, and death certificate if applicable.
Common gotcha
Must be reported within 30 days of the incident.

State Construction Worker Pension

state · Labour Department

Who qualifies
Registered workers who have attained the age of 60.
What you get
Monthly pension of ₹1,000.
What it actually costs you
Proof of 10 years of membership with the board.
Common gotcha
Does not apply if you are already receiving an old-age pension from the central government.

Staying healthy and moving around

Atal Ayushman Uttarakhand Yojana

अटल आयुष्मान उत्तराखंड योजना

state · State Health Agency

Who qualifies
All permanent residents of Uttarakhand not covered under central schemes.
What you get
Cashless treatment up to ₹5 lakh per family per year in empanelled hospitals.
What it actually costs you
Golden card generated using Ration Card or Voter ID.
Common gotcha
This stacks with central schemes; if you have PMJAY, you use that first.

Hill Region Transport Subsidy

state · Transport Department

Who qualifies
Workers residing in notified remote hill districts of Uttarakhand.
What you get
Concessional bus passes for daily commuting to work sites.
What it actually costs you
Proof of residence and employment certificate.
Common gotcha
Only valid on state-run roadways buses.

Maternity Benefit for Women Workers

state · Labour Department

Who qualifies
Registered female construction workers.
What you get
Financial assistance of ₹20,000 for the first two deliveries.
What it actually costs you
Medical certificate and birth certificate of the child.
Common gotcha
Application must be submitted within 6 months of delivery.
Uttar Pradeshउत्तर प्रदेश

Uttar Pradesh provides specific industrial safety support and welfare boards for construction and manufacturing workers like Shaurya to ensure job security and family protection.

Safety and Welfare for my family

UP Building and Other Construction Workers Welfare Board Schemes

उत्तर प्रदेश भवन एवं अन्य सन्निर्माण कर्मकार कल्याण बोर्ड

state · Labour Department, UP

Who qualifies
Construction workers registered with the board for at least 90 days.
What you get
Financial assistance for children's education, marriage grants, and medical support.
What it actually costs you
Annual renewal fee of ₹20; requires Aadhaar, bank passbook, and proof of work.
Common gotcha
Registration often requires a certificate from your contractor or employer which can be hard to get.

Shramik Bharn Poshan Yojana

श्रमिक भरण पोषण योजना

state · Labour Department, UP

Who qualifies
Registered construction workers and daily wage laborers in UP.
What you get
Monthly maintenance allowance of ₹1,000 during periods of economic distress.
What it actually costs you
Must have an active bank account linked to your labor card.
Common gotcha
Direct Benefit Transfer (DBT) failures due to Aadhaar-bank seeding issues are common.

UP Workers Accident Insurance Scheme

दुर्घटना बीमा योजना

state · Labour Department, UP

Who qualifies
Registered workers under the BOCW board.
What you get
Compensation up to ₹5 lakh in case of accidental death or permanent disability.
What it actually costs you
Free for registered members; requires FIR and medical death certificate.
Common gotcha
Claims must be filed within a strict timeframe after the accident.

Improving my welding skills

Uttar Pradesh Skill Development Mission (UPSDM)

उत्तर प्रदेश कौशल विकास मिशन

state · Vocational Education and Skill Development Department

Who qualifies
Youth and workers aged 14-35 looking for advanced technical certification.
What you get
Free short-term training in advanced welding techniques and industrial safety.
What it actually costs you
No fee; requires identity proof and domicile certificate.
Common gotcha
Training centers are often located in district headquarters, requiring travel.

Vishwakarma Shram Samman Yojana

विश्वकर्मा श्रम सम्मान योजना

state · Department of MSME and Export Promotion

Who qualifies
Traditional artisans and small-scale manufacturing workers.
What you get
Toolkits and 6-day intensive skill training for traditional and modern crafts.
What it actually costs you
Free; requires a local recommendation or self-declaration of trade.
Common gotcha
Limited slots per district; check local DIC office for batch updates.
West Bengalপশ্চিমবঙ্গ

West Bengal offers unique social security nets for unorganized workers like welders, including specialized welfare boards and direct cash transfers for low-income families.

My rights and benefits as a worker

West Bengal Labour Welfare Board Benefits

পশ্চিমবঙ্গ শ্রম কল্যাণ বোর্ড

state · Labour Department, Government of West Bengal

Who qualifies
Registered workers in shops, establishments, and factories.
What you get
Financial assistance for medical treatment, funeral expenses, and educational scholarships for children.
What it actually costs you
Requires registration with the board and a small annual contribution; proof of employment as a welder.
Common gotcha
Many welders forget to renew their registration annually, which makes them ineligible for claims.

Shramik Sathi Portal

state · Labour Department, Government of West Bengal

Who qualifies
All unorganized sector workers in West Bengal.
What you get
Single-window access to grievance redressal and tracking of labour welfare scheme applications.
What it actually costs you
Aadhaar card and mobile number for OTP verification.
Common gotcha
The portal often requires a local labour office visit to verify physical documents after online submission.

Keeping my family safe and fed

Lakshmir Bhandar

লক্ষ্মীর ভাণ্ডার

state · Department of Women and Child Development and Social Welfare

Who qualifies
Women heads of households in West Bengal (General: ₹500/month, SC/ST: ₹1000/month).
What you get
Direct monthly cash transfer into the bank account.
What it actually costs you
Swasthya Sathi card, Aadhaar, and bank passbook; application at Duare Sarkar camps.
Common gotcha
The bank account must be Aadhaar-seeded, or the transfer will fail.

Swasthya Sathi

স্বাস্থ্য সাথী

state · Department of Health & Family Welfare

Who qualifies
All residents of West Bengal who are not covered by other government health insurance schemes.
What you get
Cashless health coverage up to ₹5 lakh per family per year.
What it actually costs you
Zero premium; requires smart card issued at Duare Sarkar camps.
Common gotcha
Some private hospitals refuse to accept it; always check the empaneled list on the portal first.

Khadya Sathi

খাদ্য সাথী

state · Department of Food and Supplies

Who qualifies
Low-income families meeting state criteria for subsidized food grains.
What you get
Rice and wheat at highly subsidized rates or free of cost.
What it actually costs you
Digital Ration Card; application via the portal or local ration dealer.
Common gotcha
Name mismatches between Aadhaar and the ration card are the biggest cause of rejection.