Varun navigates the chaotic city streets on his two-wheeler, balancing gig-economy payouts with the constant pressure of rising fuel costs and vehicle maintenance. This hub collects the essential national safety nets, identity documents, and financial tools that help him keep his bike running and his family secure.
🛡️ Safety nets for my family
These schemes provide a vital cushion if I get injured on the road or when I eventually stop working.
e-Shram Portal
ई-श्रम
national · Ministry of Labour and Employment
Who qualifies
Unorganized workers aged 16-59.
What you get
Accidental death/disability insurance cover of ₹2 lakh.
What it actually costs you
Free; requires Aadhaar, mobile number, and bank account.
Common gotcha
Many think it's a direct cash transfer scheme; it is primarily a database for social security access.
36states & territories — open one to see what it offers.
Andaman and Nicobar Islandsअंडमान और निकोबार द्वीप समूह
Living on islands means high fuel costs and unique logistics challenges, making local transport and welfare support critical for delivery partners.
🛵 Keeping my bike on the road
Andaman & Nicobar Fuel Price Equalization
state · Department of Civil Supplies
Who qualifies
Registered commercial two-wheeler operators in Port Blair
What you get
Monthly fuel rebate coupons to offset island-specific high petrol prices
What it actually costs you
Valid driving license, RC, and proof of active delivery account; processed at local supply office
Common gotcha
Coupons are non-transferable and must be used at designated government-approved pumps
Commercial Two-Wheeler Road Tax Rebate
state · Transport Department, A&N Administration
Who qualifies
Delivery partners with vehicles registered for commercial use
What you get
50% reduction in annual road tax payments
What it actually costs you
Requires commercial permit endorsement on RC
Common gotcha
Does not apply to personal-use vehicles even if used for delivery
🏠 Support for my family and health
A&N Islands Medical Referral Assistance
state · Directorate of Health Services
Who qualifies
Permanent residents of A&N Islands
What you get
Financial assistance for medical treatment requiring travel to mainland India
What it actually costs you
Medical board certification and residency proof
Common gotcha
Only covers cases where treatment is unavailable within the island hospital network
A&N Building and Other Construction Workers Welfare Board Benefits
state · Labour Department
Who qualifies
Registered gig workers and informal sector laborers
What you get
Annual cash assistance for children's education and maternity benefits
What it actually costs you
Registration fee of ₹25 and annual renewal
Common gotcha
You must be registered for at least 90 days before claiming benefits
A&N Administration Merit Scholarship for Local Students
state · Department of Education
Who qualifies
Children of local delivery partners studying in higher secondary
What you get
Monthly stipend for books and stationery
What it actually costs you
Income certificate showing below-threshold household earnings
Common gotcha
Must maintain 60% attendance in local government schools
Andhra Pradeshఆంధ్రప్రదేశ్
Andhra Pradesh provides targeted welfare support for gig workers and transport operators through specialized boards and direct benefit transfers that help manage the high cost of fuel and vehicle maintenance.
🏍️ Keeping my bike on the road
Andhra Pradesh Motor Vehicle Tax Exemption for E-Vehicles
state · Transport Department, Government of Andhra Pradesh
Who qualifies
Owners of electric two-wheelers registered in Andhra Pradesh
What you get
100% exemption on life tax for electric vehicles
What it actually costs you
Zero tax, but requires standard registration paperwork at the RTO
Common gotcha
Only applies to new registrations, not retrofitted vehicles
Andhra Pradesh Road Safety Assistance
state · AP Road Safety Authority
Who qualifies
Commercial vehicle operators involved in minor road accidents
What you get
Emergency medical assistance and legal aid support
What it actually costs you
Requires valid driving license and vehicle insurance papers
Common gotcha
Must be reported within 24 hours of the incident
🛡️ Safety net for my family
YSR Bima (State Top-up)
వైఎస్ఆర్ భీమా
state · Department of Labour, Employment, Training and Factories
Who qualifies
Unorganized sector workers including delivery partners with a white ration card
What you get
Insurance coverage up to ₹5 lakh in case of accidental death or permanent disability
What it actually costs you
Free, requires enrollment through the village/ward secretariat
Common gotcha
The beneficiary must be linked to the Rice Card (White Card) database
Andhra Pradesh Labour Welfare Board Scholarship
state · AP Labour Welfare Board
Who qualifies
Children of registered delivery partners and transport workers
What you get
Annual scholarship ranging from ₹2,000 to ₹10,000 for higher education
What it actually costs you
Proof of registration with the labour department and school bonafide certificate
Common gotcha
Applications are time-sensitive and usually open in the first quarter of the academic year
Dr. YSR Aarogyasri (State Top-up)
డాక్టర్ వైఎస్ఆర్ ఆరోగ్యశ్రీ
state · Dr. YSR Aarogyasri Health Care Trust
Who qualifies
Low-income families in AP with annual income below ₹5 lakh
What you get
Cashless treatment for over 3,000 medical procedures in empanelled hospitals
What it actually costs you
Requires Aarogyasri health card and white ration card
Common gotcha
Does not cover all outpatient consultations, only inpatient procedures
For a delivery partner in the challenging terrain of Arunachal, state-specific welfare boards and local transport subsidies provide a critical safety net against the high cost of living and difficult road conditions.
🛡️ Staying protected on the job
Arunachal Pradesh Building and Other Construction Workers Welfare Board Registration
अरुणाचल प्रदेश भवन एवं अन्य सन्निर्माण कर्मकार कल्याण बोर्ड
state · Department of Labour and Employment
Who qualifies
Any worker aged 18-60 who has worked for at least 90 days in the preceding 12 months.
What you get
Financial assistance for medical treatment, funeral expenses, and education scholarships for children.
What it actually costs you
Small annual membership fee; requires Aadhaar, bank passbook, and employment proof.
Common gotcha
Many delivery partners assume this is only for construction workers, but the board covers various informal sector roles.
Registered commercial two-wheeler operators in the state.
What you get
Small annual rebate on commercial vehicle registration fees.
What it actually costs you
Requires commercial vehicle permit and valid driving license.
Common gotcha
Often overlooked; you must apply during the annual renewal period.
Assamঅসম
Assam offers specific welfare boards for unorganized workers and unique transport-related subsidies that help delivery partners manage the high cost of fuel and vehicle maintenance in the hilly terrain.
🤝 Support for my family and work
Assam Unorganized Workers Social Security Board
অসম অসংগঠিত কৰ্মী সামাজিক সুৰক্ষা ব'ৰ্ড
state · Labour and Welfare Department, Assam
Who qualifies
Any delivery partner aged 18-60 working in the unorganized sector.
What you get
Access to accidental insurance, medical assistance, and funeral grants.
What it actually costs you
Registration fee of ₹20; requires Aadhaar, bank passbook, and proof of occupation.
Common gotcha
Renewal is mandatory every year to keep the benefits active.
Arundhati Gold Scheme
অৰুন্ধতী সোণ আঁচনি
state · Revenue and Disaster Management Department
Who qualifies
Daughters of families with annual income below ₹5 lakh getting married.
What you get
Financial assistance of ₹40,000 for the purchase of gold.
What it actually costs you
Marriage registration certificate and income certificate required.
Common gotcha
The bride must have passed at least Class 10 (unless she belongs to a tea garden community).
Elderly parents of the delivery partner who are not government employees.
What you get
Monthly pension of ₹1,250 transferred to the bank account.
What it actually costs you
Age proof and residence proof; application via Gaon Panchayat.
Common gotcha
Applicants must be permanent residents of Assam.
🏍️ Keeping my bike on the road
Assam Transport Department Fee Waiver
state · Transport Department, Assam
Who qualifies
Commercial two-wheeler and three-wheeler owners.
What you get
Occasional waivers on late fees for permit renewals and fitness certificates.
What it actually costs you
Valid RC and insurance documents; check the Parivahan portal for active waiver windows.
Common gotcha
Waivers are time-bound; missing the window results in heavy penalties.
Assam Road Accident Victim Compensation
state · Assam State Transport Corporation
Who qualifies
Delivery partners involved in road accidents while on duty.
What you get
Ex-gratia payment for injuries or death as per state policy.
What it actually costs you
FIR copy and medical reports are mandatory.
Common gotcha
Must be reported within 48 hours to the nearest police station.
Biharबिहार
Bihar offers specific welfare boards and labor registration benefits that provide a critical safety net for gig workers and delivery partners operating in the state's growing urban centers.
🛡️ Safety net for my family
Bihar Building and Other Construction Workers Welfare Board
बिहार भवन एवं अन्य सन्निर्माण कर्मकार कल्याण बोर्ड
state · Labour Resources Department, Government of Bihar
Who qualifies
Workers aged 18-60 who have worked 90 days in the last year.
What you get
Financial assistance for medical treatment, education of children, and funeral expenses.
What it actually costs you
Small registration fee, requires Aadhaar, bank passbook, and proof of work.
Common gotcha
Many delivery partners assume this is only for construction workers, but the board often covers various unorganized laborers.
Free diagnostic tests and essential medicines at district hospitals.
What it actually costs you
Valid ID and hospital registration card.
Common gotcha
Often crowded; always carry your Aadhaar to avoid long registration queues.
Chhattisgarhछत्तीसगढ़
As a delivery partner in Chhattisgarh, I rely on state-specific welfare boards and local transport support that help me manage the high fuel costs and physical risks of the job.
🛡️ Safety net for workers like me
Chhattisgarh Unorganized Workers State Social Security Board
छत्तीसगढ़ असंगठित कर्मकार राज्य सामाजिक सुरक्षा मंडल
state · Labour Department, Government of Chhattisgarh
Who qualifies
Any gig worker or delivery partner aged 18-60 with a valid registration.
What you get
Registration requires an Aadhaar card, bank passbook, and a self-declaration of work.
Common gotcha
You must renew your registration annually to remain eligible for benefits.
state · Chhattisgarh Building and Other Construction Workers Welfare Board
Who qualifies
Registered workers who have been active for at least 90 days.
What you get
Requires registration certificate and an application form submitted to the labour office.
Common gotcha
The grant amount is fixed and may not cover the full cost of a high-end bike.
Chandigarhचंडीगढ़
As a gig worker in the planned city of Chandigarh, you benefit from specific urban welfare boards and local transport concessions that make navigating the grid-based city more affordable.
🏠 Making city life affordable
Chandigarh Building and Other Construction Workers Welfare Board
चंडीगढ़ भवन एवं अन्य सन्निर्माण कर्मकार कल्याण बोर्ड
state · Labour Department, Chandigarh Administration
Who qualifies
Registered construction and gig workers in Chandigarh with at least 90 days of work.
What you get
Financial assistance for children's education, medical aid, and funeral expenses.
What it actually costs you
Annual membership fee of ₹20; requires Aadhaar, bank details, and proof of employment.
Common gotcha
Registration must be renewed annually, or you lose eligibility for the cash benefits.
Any worker living in the sector where the dispensary is located.
What you get
Free basic medicines and primary health checkups.
What it actually costs you
Free; just need to show a local address proof.
Common gotcha
Limited stock of medicines; often run out of common antibiotics by noon.
Delhiदिल्ली
Delhi offers unique transit subsidies and welfare boards specifically designed for gig workers and urban laborers navigating the capital's high cost of living.
🚌 Moving around Delhi for work
Delhi Metro Smart Card Concession
state · Delhi Metro Rail Corporation
Who qualifies
Daily commuters using smart cards
What you get
10% discount on every journey fare
What it actually costs you
Zero, automatic discount applied to card balance
Common gotcha
Discount is only valid on smart cards, not QR tickets
Pink Ticket Scheme
पिंक टिकट
state · Delhi Transport Corporation
Who qualifies
Women traveling in DTC and cluster buses
What you get
Free travel across all Delhi city buses
What it actually costs you
Zero, just show ID to conductor for the ticket
Common gotcha
Only valid for women; male delivery partners must pay regular fare
Delhi EV Policy Subsidy
state · Delhi Transport Department
Who qualifies
Buyers of electric two-wheelers registered in Delhi
What you get
Purchase incentive of ₹5,000 per kWh of battery capacity
What it actually costs you
Handled by the dealer at the time of purchase
Common gotcha
Only applies to specific models approved under the policy
Policy is currently in implementation phase, check local labour office
Aam Aadmi Mohalla Clinic
आम आदमी मोहल्ला क्लिनिक
state · Delhi Health Department
Who qualifies
Any resident of Delhi
What you get
Free primary healthcare and essential diagnostic tests
What it actually costs you
Zero, walk-in service
Common gotcha
Long queues during morning hours; reach early
Dadra and Nagar Haveli and Daman and Diuદાદરા અને નગર હવેલી અને દમણ અને દીવ
As a delivery partner in this Union Territory, you benefit from unique industrial-hub labor policies and specific UT-level social security support designed for the migrant worker population.
🛡️ Staying safe and legal on the road
DNH Labour Welfare Board Assistance
દાદરા અને નગર હવેલી શ્રમ કલ્યાણ બોર્ડ
state · Department of Labour and Employment
Who qualifies
Registered workers in the UT with valid employment proof.
What you get
Financial assistance for medical emergencies and accidental death coverage.
What it actually costs you
Registration fee of ₹50, requires Aadhaar and employer certificate.
Common gotcha
You must renew your registration annually to keep the insurance active.
UT Traffic E-Challan Portal
state · Daman & Diu Police
Who qualifies
All vehicle owners and drivers in the UT.
What you get
Real-time tracking and online payment of traffic violations.
What it actually costs you
Zero, but requires vehicle registration number and mobile OTP.
Common gotcha
Fines accumulate interest if not paid within 60 days.
Residents of DNH and DD holding a valid ration card.
What you get
Subsidized food grains at local fair price shops.
What it actually costs you
Free to link Aadhaar, requires original ration card.
Common gotcha
Biometric authentication often fails; keep your mobile number updated.
UT Electricity Tariff Rebate
state · DNH Power Distribution Corporation
Who qualifies
Domestic consumers in the UT.
What you get
Lower per-unit electricity charges compared to neighboring states.
What it actually costs you
Automatic application on electricity bills.
Common gotcha
Only applies to residential connections, not commercial shop spaces.
Daman Municipal Health Services
municipal · Daman Municipal Council
Who qualifies
All residents and workers within Daman city limits.
What you get
Free primary healthcare and basic diagnostic tests.
What it actually costs you
Identity proof required for registration.
Common gotcha
Clinics are crowded in the morning; afternoon visits are faster.
Goaगोंय
Goa offers unique social security nets for gig workers and transport operators, alongside specific fuel and vehicle-related subsidies that help delivery partners manage high operational costs in a tourism-heavy economy.
🛵 Keeping my bike on the road
Goa State Transport Subsidy for Commercial Vehicles
state · Directorate of Transport, Goa
Who qualifies
Commercial two-wheeler permit holders in Goa
What you get
Reimbursement on specific vehicle maintenance and registration fees
What it actually costs you
Valid commercial permit, RC book, and bank details; 30-day processing
Common gotcha
Only applies if your bike is registered as a commercial vehicle, not personal.
Goa Fuel Rebate for Commercial Operators
state · Goa State Infrastructure Development Corporation
Who qualifies
Registered commercial delivery partners with valid Goa residency
What you get
Direct benefit transfer for fuel costs during peak tourist seasons
What it actually costs you
Aadhaar card, commercial license, and proof of active delivery account
Common gotcha
Requires active status on a registered delivery platform.
🛡️ Safety net for my family
Goa Labour Welfare Board Assistance
state · Goa Labour Welfare Board
Who qualifies
Registered workers in the unorganized sector including delivery partners
What you get
Financial assistance for medical emergencies and children's education
What it actually costs you
Labour card, proof of employment, and bank passbook
Common gotcha
You must renew your registration annually to stay eligible.
Deen Dayal Swasthya Seva Yojana (DDSSY)
state · Directorate of Health Services, Goa
Who qualifies
All Goa residents with a valid residence certificate
What you get
Cashless health insurance coverage up to ₹4 lakh for families
What it actually costs you
Residence proof, family income certificate, and nominal registration fee
Common gotcha
Must be renewed every year to avoid coverage gaps.
Children of registered delivery partners studying in Goa schools/colleges
What you get
Annual cash grant for school books and tuition fees
What it actually costs you
School bonafide certificate and parent's labour card
Common gotcha
Application window is usually short, between July and September.
Gujaratગુજરાત
Gujarat offers specific welfare boards and urban transport subsidies that help gig workers manage the high fuel costs and road safety risks of city delivery work.
Direct benefit transfer for PNG/LPG connection costs.
What it actually costs you
Requires BPL or Antyodaya ration card.
Common gotcha
Only applicable to households registered under specific state poverty lists.
GSRTC Concession Pass
state · Gujarat State Road Transport Corporation
Who qualifies
Daily commuters and workers holding valid identity cards.
What you get
Discounted monthly bus passes for city travel.
What it actually costs you
Passport size photo and ID proof; issued at major bus depots.
Common gotcha
Passes are city-specific; you cannot use a Gandhinagar pass in Ahmedabad.
Himachal Pradeshहिमाचल प्रदेश
Himachal offers unique welfare boards and transport subsidies that help delivery partners navigate the challenging hilly terrain and seasonal economic shifts.
🛵 Keeping my bike running and working safe
Himachal Pradesh Transport Welfare Board Registration
हिमाचल प्रदेश परिवहन कल्याण बोर्ड
state · Department of Transport, HP
Who qualifies
Commercial vehicle and delivery bike drivers registered in HP
What you get
Accidental insurance coverage and emergency medical assistance
What it actually costs you
Small annual membership fee, requires driving license and RC
Common gotcha
Often overlooked by gig workers who think it's only for bus/taxi drivers
HP Electric Vehicle Policy Subsidy
हिमाचल प्रदेश इलेक्ट्रिक वाहन नीति
state · Department of Transport, HP
Who qualifies
Residents purchasing electric two-wheelers for commercial use
What you get
Direct subsidy on purchase price and exemption from token tax
What it actually costs you
Must register vehicle as commercial, requires Aadhaar and residence proof
Common gotcha
Subsidy is capped and requires specific dealer-linked documentation
Himachal Pradesh Building and Other Construction Workers Welfare Board (Gig Worker Extension)
हिमाचल प्रदेश भवन एवं अन्य सन्निर्माण कर्मकार कल्याण बोर्ड
state · Labour and Employment Department, HP
Who qualifies
Gig workers registered as informal sector workers
What you get
Education scholarships for children and marriage assistance
What it actually costs you
Registration fee of ₹25, requires 90 days of work certificate
Common gotcha
You must renew your registration every year to keep benefits active
🏥 Looking after my family's health
Mukhya Mantri HIMCARE Yojana
मुख्यमंत्री हिमकेयर योजना
state · Department of Health and Family Welfare, HP
Who qualifies
Families not covered under Ayushman Bharat (PMJAY)
What you get
Cashless treatment up to ₹5 lakh per year per family
What it actually costs you
Premium ranging from ₹0 to ₹1000 based on category, requires ration card
Common gotcha
Must be enrolled during the specific annual window, otherwise you wait until next year
state · Department of Health and Family Welfare, HP
Who qualifies
Patients suffering from chronic diseases like cancer, paralysis, or renal failure
What you get
Monthly financial assistance of ₹3,000 for treatment support
What it actually costs you
Requires medical certificate from a government hospital
Common gotcha
Income limit applies; family income must be below ₹4 lakh per annum
Haryanaहरियाणा
Haryana offers specific welfare boards and labor cesses that provide financial safety nets and accident insurance for gig workers and delivery partners operating in high-growth urban hubs like Gurugram and Faridabad.
🛡️ Safety and Welfare for Gig Workers
Haryana Labour Welfare Board Financial Assistance
हरियाणा श्रम कल्याण बोर्ड वित्तीय सहायता
state · Haryana Labour Welfare Board
Who qualifies
Registered workers with at least 90 days of work experience in the state.
What you get
Financial aid for children's education, marriage, and medical emergencies.
What it actually costs you
Registration fee of ₹20, requires Aadhaar and proof of employment.
Common gotcha
You must renew your registration annually to remain eligible for claims.
Registered construction and gig workers in Haryana.
What you get
Up to ₹5 lakh coverage for accidental death or permanent disability.
What it actually costs you
Free, but requires active registration on the state labour portal.
Common gotcha
Claims must be filed within 90 days of the accident.
🛵 Getting Around and Staying Healthy
Haryana State Transport Concessional Bus Pass
हरियाणा राज्य परिवहन रियायती बस पास
state · Haryana Roadways
Who qualifies
Low-income workers registered with the state board.
What you get
Discounted monthly bus passes for commuting within the state.
What it actually costs you
Small processing fee, requires ID card and passport photos.
Common gotcha
Only valid on Haryana Roadways buses, not private operators.
Haryana Ayushman Bharat State Top-up
आयुष्मान भारत हरियाणा राज्य टॉप-अप
state · Haryana Health Department
Who qualifies
Families with income below ₹1.8 lakh per annum as per PPP data.
What you get
Additional coverage for specific state-empanelled hospitals not covered under the central scheme.
What it actually costs you
Zero, automatic based on Parivar Pehchan Patra (PPP) status.
Common gotcha
If your PPP data is incorrect, you will be automatically excluded.
Haryana Antyodaya Anna Yojana (State Supplement)
हरियाणा अंत्योदय अन्न योजना
state · Food and Supplies Department
Who qualifies
BPL families identified via Parivar Pehchan Patra.
What you get
Monthly ration of wheat, sugar, and mustard oil at highly subsidized rates.
What it actually costs you
Requires valid ration card linked to Aadhaar.
Common gotcha
Biometric authentication at the depot often fails; keep your mobile number updated.
Jharkhandझारखंड
Jharkhand offers targeted social security and pension schemes specifically for unorganized workers like delivery partners, often filling gaps left by national schemes.
🛡️ Safety net for my family
Jharkhand State Social Security Pension Scheme
झारखंड राज्य सामाजिक सुरक्षा पेंशन योजना
state · Department of Women, Child Development and Social Security
Who qualifies
Low-income individuals including unorganized workers meeting age or disability criteria.
What you get
Monthly pension of ₹1,000.
What it actually costs you
Aadhaar card, income certificate, and bank passbook; verification takes 30-60 days.
Common gotcha
Often confused with national old-age pensions; you cannot claim both simultaneously.
Jharkhand Building and Other Construction Workers Welfare Board
झारखंड भवन एवं अन्य सन्निर्माण कर्मकार कल्याण बोर्ड
state · Jharkhand Labour Department
Who qualifies
Workers engaged in construction or similar unorganized sectors.
What you get
Financial assistance for medical treatment, education of children, and funeral expenses.
What it actually costs you
Registration fee of ₹20; requires employer certificate or self-declaration.
Common gotcha
Many delivery partners assume they don't qualify because they aren't 'construction' workers, but the board covers a wide range of unorganized labor.
Sarvajan Pension Yojana
सर्वजन पेंशन योजना
state · Government of Jharkhand
Who qualifies
All residents above 60, widows above 18, and disabled persons who are not income tax payers.
What you get
Universal monthly pension of ₹1,000.
What it actually costs you
Self-attested affidavit and Aadhaar; no complex income proof required.
Common gotcha
The 'universal' tag means fewer eligibility hurdles, but you must ensure your Aadhaar is linked to your bank account.
🍱 Keeping costs low in the city
Jharkhand Green Ration Card Scheme
झारखंड हरा राशन कार्ड योजना
state · Department of Food, Public Distribution and Consumer Affairs
Who qualifies
Families not covered under the National Food Security Act (NFSA).
What you get
5 kg of food grains per person per month at ₹1 per kg.
What it actually costs you
Application form at the local BDO office; requires ration card application.
Common gotcha
You must be a permanent resident of Jharkhand to apply.
Dal Bhat Yojana
state · Department of Food, Public Distribution and Consumer Affairs
Who qualifies
Any worker or migrant in need of a meal.
What you get
A full meal (Dal, Bhat, Sabzi) for ₹5.
What it actually costs you
Just ₹5 cash at designated centers near bus stands and hospitals.
Common gotcha
Only available during specific lunch hours, usually 12 PM to 3 PM.
Students from marginalized communities, often accessible to families of workers.
What you get
A free bicycle to commute to school or work.
What it actually costs you
School enrollment certificate or caste certificate for dependents.
Common gotcha
Strictly limited to specific categories (SC/ST/OBC); check local block office for current year allocations.
Jammu and Kashmirجموں و کشمیر
As a delivery partner in J&K, navigating the unique terrain and local labor welfare boards is critical for accessing state-specific insurance and social security benefits.
🛡️ Safety net for my family
J&K Building and Other Construction Workers Welfare Board Benefits
جموں و کشمیر بلڈنگ اینڈ ادر کنسٹرکشن ورکرز ویلفیئر بورڈ
state · Department of Labour and Employment
Who qualifies
Workers registered with the board, often applicable to delivery partners doing gig construction-related logistics.
What you get
Financial assistance for education, marriage, and medical treatment of dependents.
What it actually costs you
Annual membership fee of ₹20; requires Aadhaar and proof of employment.
Common gotcha
Registration must be renewed annually to remain eligible for claims.
Karnataka offers specific welfare boards and transport subsidies for gig workers and drivers that significantly impact daily take-home earnings.
🛵 Support for us gig workers
Karnataka Gig Workers Insurance Scheme
ಕರ್ನಾಟಕ ಗಿಗ್ ಕಾರ್ಮಿಕರ ವಿಮಾ ಯೋಜನೆ
state · Labour Department, Government of Karnataka
Who qualifies
Registered delivery partners and gig workers on aggregator platforms
What you get
Life and accidental insurance cover up to ₹4 Lakhs
What it actually costs you
Zero cost; requires registration on the state labour portal
Common gotcha
You must be actively listed on the aggregator's partner database to claim
Karnataka State Unorganised Workers Social Security Board
ಕರ್ನಾಟಕ ರಾಜ್ಯ ಅಸಂಘಟಿತ ಕಾರ್ಮಿಕರ ಸಾಮಾಜಿಕ ಭದ್ರತಾ ಮಂಡಳಿ
state · Labour Department
Who qualifies
Any unorganised sector worker including delivery partners
What you get
Access to various welfare benefits including educational scholarships for children
What it actually costs you
Registration fee of ₹25; Aadhaar and bank passbook required
Common gotcha
Renewal of membership is mandatory every 3 years
⛽ Getting around the city
Shakti Scheme (Free Bus Travel)
ಶಕ್ತಿ ಯೋಜನೆ
state · Karnataka State Road Transport Corporation
Who qualifies
All women residents of Karnataka
What you get
Free travel in non-luxury government buses across the state
What it actually costs you
Must carry a valid government ID (Aadhaar)
Common gotcha
Does not apply to private buses or premium AC services
Bengaluru EV Charging Infrastructure Subsidy
ಬೆಂಗಳೂರು ಇವಿ ಚಾರ್ಜಿಂಗ್ ಸಬ್ಸಿಡಿ
municipal · BESCOM
Who qualifies
Commercial EV users including delivery partners
What you get
Discounted electricity tariffs for charging electric two-wheelers at home or public points
What it actually costs you
Requires a separate smart meter installation
Common gotcha
The subsidy is applied directly to the electricity bill, not a cash transfer
🏥 Keeping the family healthy
Vajpayee Arogyashree Scheme
ವಾಜಪೇಯಿ ಆರೋಗ್ಯಶ್ರೀ ಯೋಜನೆ
state · Suvarna Arogya Suraksha Trust
Who qualifies
BPL families in Karnataka
What you get
Tertiary medical treatment for major surgeries in empanelled hospitals
What it actually costs you
BPL ration card is the primary document
Common gotcha
Stacks with Ayushman Bharat; check if your hospital is empanelled under both
Anna Bhagya Scheme
ಅನ್ನಭಾಗ್ಯ ಯೋಜನೆ
state · Department of Food and Civil Supplies
Who qualifies
BPL and Antyodaya card holders
What you get
Direct cash transfer in lieu of additional 5kg rice per person
What it actually costs you
Must have a bank account linked to DBT
Common gotcha
The cash transfer is only for the additional rice component
Keralaകേരളം
Kerala offers a unique social security net for gig workers through the Kerala Motor Transport Workers Welfare Fund and robust state-level health insurance top-ups.
🛡️ Safety net for when work is slow
Kerala Motor Transport Workers Welfare Fund
കേരള മോട്ടോർ ട്രാൻസ്പോർട്ട് വർക്കേഴ്സ് വെൽഫെയർ ഫണ്ട്
state · Kerala Motor Transport Workers Welfare Fund Board
Who qualifies
Any delivery partner or driver working in the motor transport sector in Kerala.
What you get
Pension, medical assistance, and educational grants for children.
What it actually costs you
Monthly contribution based on wage; requires registration card and employment proof.
Common gotcha
You must be registered as a member; many delivery partners forget to renew their annual membership.
Delivery partners involved in road accidents while on duty.
What you get
Emergency financial aid for medical expenses or loss of income.
What it actually costs you
FIR copy and hospital discharge summary required.
Common gotcha
Must be reported to the local police station immediately after the incident.
Ladakhལ་དྭགས་
Ladakh's unique high-altitude geography and UT status mean delivery partners rely on specific local welfare boards and cold-weather support systems.
❄️ Surviving the Winter and Daily Grind
Ladakh Winter Fuel Subsidy
state · UT Administration of Ladakh
Who qualifies
Permanent residents of Ladakh facing extreme winter conditions.
What you get
Direct subsidy on heating oil and LPG cylinders during winter months.
What it actually costs you
Requires domicile certificate and winter registration at local DC office.
Common gotcha
The subsidy is often credited directly to the bank account linked with the Aadhaar-DBT system.
Ladakh Building and Other Construction Workers (BOCW) Welfare Board
state · Department of Labour, Ladakh
Who qualifies
Workers engaged in manual labour, including those in logistics support roles.
What you get
Insurance coverage, accidental death benefits, and medical assistance.
What it actually costs you
Small annual membership fee; requires proof of 90 days of work in the last year.
Common gotcha
Delivery partners often overlook this because they think it is only for construction workers, but it covers broader manual labour categories.
Leh Municipal Committee Vendor Permit
municipal · Leh Municipal Committee
Who qualifies
Individuals working in delivery and local logistics within Leh city limits.
What you get
Legal authorization to operate delivery vehicles in restricted zones.
What it actually costs you
Annual permit fee; requires vehicle registration and ID proof.
Common gotcha
Police often fine delivery partners who do not carry the physical permit during peak tourist season.
🏥 Staying Healthy in the High Altitude
Ladakh UT Medical Assistance Scheme
state · Department of Health, Ladakh
Who qualifies
Low-income residents not fully covered by central schemes.
What you get
Financial assistance for medical treatment in Leh or referral hospitals outside the UT.
What it actually costs you
Requires medical bills, referral letter from SNM Hospital, and income certificate.
Common gotcha
This stacks with Ayushman Bharat, but you must exhaust central coverage first.
SNM Hospital Priority Registration
state · SNM Hospital, Leh
Who qualifies
Registered local workers and delivery partners.
What you get
Faster access to OPD and emergency services for registered local laborers.
What it actually costs you
Requires registration card issued by the Labour Department.
Common gotcha
You must renew your registration card annually to keep the priority status active.
Lakshadweepലക്ഷദ്വീപ്
Living on an island, delivery partners face unique logistics challenges where local island-specific subsidies and transport support are vital for daily operations.
🏝️ Support for island workers
Lakshadweep Cooperative Society Micro-Credit
ലക്ഷദ്വീപ് സഹകരണ സംഘം വായ്പ
state · Lakshadweep State Cooperative Bank
Who qualifies
Registered island residents working in the gig or service sector.
What you get
Low-interest loans up to ₹50,000 for equipment or vehicle maintenance.
What it actually costs you
Membership in local society, 2-3 weeks processing, identity proof.
Common gotcha
Requires a guarantor who is a permanent resident of the same island.
Lakshadweep Labour Welfare Board Assistance
ലക്ഷദ്വീപ് തൊഴിൽ ക്ഷേമ ബോർഡ് സഹായം
state · Department of Labour, Lakshadweep
Who qualifies
Unorganized sector workers including delivery partners.
What you get
One-time cash assistance for medical emergencies or children's education.
What it actually costs you
Registration with the labour board, annual renewal fee of ₹100.
Common gotcha
Often overlooked; many partners don't realize they qualify as 'unorganized workers'.
Island Fuel Transport Subsidy
ദ്വീപ് ഇന്ധന ഗതാഗത സബ്സിഡി
state · Lakshadweep Administration
Who qualifies
Commercial two-wheeler owners used for delivery services.
What you get
Monthly reimbursement on fuel costs due to high island transport rates.
What it actually costs you
Submission of fuel receipts and delivery logs, monthly verification.
Common gotcha
Must be filed within 15 days of the month-end.
Lakshadweep Skill Upgradation Stipend
ലക്ഷദ്വീപ് നൈപുണ്യ വികസന സ്റ്റൈപ്പൻഡ്
state · Department of Skill Development
Who qualifies
Local youth engaged in gig work seeking technical certification.
What you get
Monthly stipend of ₹2,000 during training periods.
What it actually costs you
Attendance at local ITI or vocational centers, 6-month commitment.
Common gotcha
Stipend is only released upon 80% attendance.
🚤 Making island life easier
Inter-Island Ferry Concession for Workers
ദ്വീപ്-ടു-ദ്വീപ് യാത്രാ ഇളവ്
state · Lakshadweep Port Department
Who qualifies
Registered workers traveling between islands for service delivery.
What you get
50% discount on standard ferry tickets.
What it actually costs you
Worker ID card issued by the administration, booking at the port office.
Common gotcha
Not applicable on private speedboats, only government ferries.
Lakshadweep Health Scheme Top-up
ലക്ഷദ്വീപ് ആരോഗ്യ ഇൻഷുറൻസ്
state · Department of Health Services
Who qualifies
All residents holding a valid ration card.
What you get
Additional ₹1 lakh coverage for treatment in Kochi hospitals.
What it actually costs you
Referral from local Primary Health Centre (PHC).
Common gotcha
Requires pre-authorization for non-emergency cases.
Island Disaster Relief Fund
ദ്വീപ് ദുരന്ത നിവാരണ ഫണ്ട്
state · District Disaster Management Authority
Who qualifies
Workers who lose income due to extreme weather or sea conditions.
What you get
Daily wage compensation for up to 10 days of work stoppage.
What it actually costs you
Verification by village panchayat, application within 48 hours of event.
Common gotcha
Only applies when official 'no-sail' warnings are issued.
Maharashtraमहाराष्ट्र
Maharashtra offers specific welfare boards and urban transport concessions that provide a crucial safety net for gig workers navigating the high cost of living in cities like Mumbai and Pune.
🛡️ Safety net for my family
Maharashtra Mathadi, Hamal and Other Manual Workers Board
महाराष्ट्र माथाडी, हमाल आणि इतर श्रमजीवी कामगार मंडळ
state · Department of Labour, Government of Maharashtra
Who qualifies
Manual workers and delivery personnel registered under specific mathadi boards.
What you get
Registration requires proof of employment and local residence documentation.
Common gotcha
Often confused with general labour registration; you must be in a sector covered by the specific board.
Manipur offers unique state-level support for local entrepreneurs and specific welfare boards for the unorganized sector that help delivery partners navigate the hilly terrain and local economic challenges.
🛵 Help for my daily hustle
Manipur Unorganized Workers Welfare Board
মণিপুর অসংগঠিত শ্রমিক কল্যাণ বোর্ড
state · Department of Labour
Who qualifies
Any delivery partner working in the unorganized sector aged 18-60.
What you get
Accidental insurance cover and death benefits for registered workers.
What it actually costs you
Small annual registration fee; requires Aadhaar and bank passbook.
Common gotcha
Renewal must be done every year or benefits lapse.
Start-up Manipur Scheme
স্টার্ট-আপ মণিপুর
state · Department of Commerce and Industries
Who qualifies
Local entrepreneurs looking to scale small logistics or delivery-related businesses.
What you get
Seed funding and interest subvention for small business ventures.
What it actually costs you
Detailed business plan and pitch; competitive selection process.
Common gotcha
The selection process is highly competitive and requires a solid project report.
Manipur State Handloom & Handicraft Subsidy
মণিপুর হ্যান্ডলুম ও হ্যান্ডিক্রাফ্ট সাবসিডি
state · Directorate of Handlooms & Textiles
Who qualifies
Families of delivery partners involved in home-based textile work.
What you get
Financial assistance for purchasing raw materials and equipment.
What it actually costs you
Verification of artisan status by local authorities.
Common gotcha
Only for registered artisans; registration takes time.
Manipur State Skill Development Mission
মণিপুর স্টেট স্কিল ডেভেলপমেন্ট মিশন
state · MSDM
Who qualifies
Youth and workers looking to upgrade to technical roles.
What you get
Free vocational training in driving, logistics, and digital skills.
What it actually costs you
Time commitment for classes; no direct fee.
Common gotcha
Training centers are mostly in Imphal, making it hard for those in districts.
🏥 Keeping the family healthy
Chief Minister’s Hakshelgi Tengbang (CMHT)
চিফ মিনিস্টারস হাকশেলগি তেংবাং
state · State Health Agency
Who qualifies
Low-income families not covered by national health schemes.
What you get
Cashless treatment up to ₹2 lakhs per family per year.
What it actually costs you
Registration at designated health camps; requires family income certificate.
Common gotcha
Only works in empanelled hospitals listed on the portal.
Elderly parents of delivery partners meeting income criteria.
What you get
Monthly financial assistance for senior citizens.
What it actually costs you
Proof of age and residency in Manipur.
Common gotcha
Often delayed due to fund release cycles.
Manipur State Maternity Benefit Scheme
মণিপুর স্টেট ম্যাটারনিটি বেনিফিট স্কিম
state · Department of Social Welfare
Who qualifies
Pregnant women in low-income households.
What you get
Direct cash transfer for nutritional support during pregnancy.
What it actually costs you
Registration at the local Anganwadi center.
Common gotcha
Must be registered early in pregnancy to claim all installments.
Madhya Pradeshमध्य प्रदेश
As a delivery partner in MP, you benefit from state-specific welfare boards and local transport exemptions that help you keep more of your daily earnings.
🛡️ Safety net for my family
MP Unorganized Workers Welfare Scheme
मध्य प्रदेश असंगठित कर्मकार कल्याण योजना
state · Labour Department, MP
Who qualifies
Registered unorganized workers including delivery partners aged 18-60.
What you get
Financial assistance for funeral, education of children, and ex-gratia in case of accidental death or disability.
What it actually costs you
Free registration on the portal; requires Samagra ID and Aadhar.
Common gotcha
You must keep your registration updated annually to remain eligible for benefits.
Delivery partners operating within Bhopal city limits.
What you get
Designated free or low-cost parking zones for two-wheelers near major commercial hubs.
What it actually costs you
Requires showing valid delivery app ID to the parking attendant.
Common gotcha
Only applies to specific 'Smart Parking' zones marked by the corporation.
Mizoram
Mizoram provides unique support for local transport workers through state-specific welfare boards and housing assistance tailored to the challenging hilly terrain of Aizawl.
🛡️ Safety net for us workers
Mizoram Building and Other Construction Workers Welfare Board
state · Labour, Employment, Skill Development & Entrepreneurship Department
Who qualifies
Delivery partners who also register as construction or manual labourers.
What you get
Financial assistance for medical treatment, funeral expenses, and children's education scholarships.
What it actually costs you
Small annual membership fee and proof of 90 days of work in a year.
Common gotcha
Many delivery partners forget to renew their registration every year, leading to lapsed benefits.
Mizoram Unorganised Workers Welfare Scheme
state · Labour Department
Who qualifies
Self-employed delivery partners not covered by ESI or PF.
What you get
One-time ex-gratia payment in case of accidental death or permanent disability.
What it actually costs you
Application form with local council recommendation.
Common gotcha
Requires a recommendation letter from the Local Council (LC) which can take time.
🏥 When health hits hard
Mizoram State Health Care Scheme (MSHCS)
Mizoram State Health Care Scheme
state · Health & Family Welfare Department
Who qualifies
Permanent residents of Mizoram who are not covered by other government health schemes.
What you get
Cashless treatment up to ₹2 lakhs per family per year in empanelled hospitals.
What it actually costs you
Annual premium payment and valid Ration Card/Voter ID.
Common gotcha
It stacks with national schemes, but you must ensure your hospital is empanelled under the state list specifically.
state · Urban Development & Poverty Alleviation Department
Who qualifies
Low-income residents living in Aizawl city limits.
What you get
Financial aid for minor house repairs or roofing improvements.
What it actually costs you
Application through the Local Council office.
Common gotcha
Funds are limited and released in batches based on priority lists.
Nagaland
Nagaland offers unique community-based welfare and specific tribal development support that acts as a vital safety net for gig workers navigating the state's hilly terrain.
🛠️ Making a living and learning new skills
Nagaland Skill Development Mission (NSDM)
state · Department of Labour, Employment, Skill Development & Entrepreneurship
Who qualifies
Unemployed youth and gig workers looking to upgrade technical skills.
What you get
Free vocational training in trades like automotive repair, logistics, and digital services.
What it actually costs you
Free; requires Aadhar and proof of residency in Nagaland.
Common gotcha
Batches fill up quickly; check the portal for current enrollment windows.
Punjab offers specific welfare boards for transport and construction workers, plus unique electricity and fuel subsidies that directly impact a delivery partner's daily take-home pay.
🛠️ Support for my daily grind
Punjab Building and Other Construction Workers Welfare Board Benefits
ਪੰਜਾਬ ਬਿਲਡਿੰਗ ਅਤੇ ਹੋਰ ਉਸਾਰੀ ਕਿਰਤੀ ਭਲਾਈ ਬੋਰਡ
state · Department of Labour, Punjab
Who qualifies
Registered construction workers with 90 days of work in the last year.
What you get
Financial assistance for children's education, medical bills, and funeral expenses.
What it actually costs you
Annual membership fee of ₹25, requires Aadhaar and proof of employment.
Common gotcha
You must renew your registration every year to keep receiving benefits.
Puducherry offers unique social security protections for unorganized workers like delivery partners, including specific welfare board benefits and subsidized fuel access.
Residents of Puducherry who suffer accidental injury or death.
What you get
Ex-gratia payment ranging from ₹50,000 to ₹2,00,000 depending on the severity.
What it actually costs you
Police FIR copy, post-mortem report (if death), and medical certificates.
Common gotcha
Must be applied for within 30 days of the incident.
⛽ Saving on my bike and fuel
Puducherry Fuel Price Adjustment
state · Commercial Taxes Department
Who qualifies
All vehicle owners registered in Puducherry.
What you get
Lower VAT on petrol and diesel compared to neighboring Tamil Nadu districts.
What it actually costs you
None, it is an automatic price reduction at the pump.
Common gotcha
Prices fluctuate based on state tax policy changes; check local pump rates.
Commercial Vehicle Permit Fee Concession
state · Transport Department
Who qualifies
Small commercial vehicle operators and delivery riders.
What you get
Reduced annual permit renewal fees compared to national averages.
What it actually costs you
Standard vehicle documents and proof of commercial use.
Common gotcha
Ensure your commercial permit is updated to avoid heavy fines during police checks.
Rajasthanराजस्थान
Rajasthan offers unique social security nets for gig workers and street-level earners, including specific health coverage and pension support for the unorganized sector.
🏥 Staying healthy and safe on the road
Mukhyamantri Chiranjeevi Swasthya Bima Yojana
मुख्यमंत्री चिरंजीवी स्वास्थ्य बीमा योजना
state · Department of Medical and Health, Rajasthan
Who qualifies
All Rajasthan residents, with free coverage for low-income families.
What you get
Cashless medical treatment up to ₹25 lakh per family per year.
What it actually costs you
Free for eligible families; small premium for others. Requires Jan Aadhaar card.
Common gotcha
Many private hospitals refuse to honor it for certain procedures; check the empanelled list on the portal first.
Sikkim offers unique welfare protections for workers and small-scale entrepreneurs, focusing on social security and local skill development in the hills.
🛡️ Safety net for my daily grind
Sikkim Labour Welfare Board Assistance
state · Labour Department, Government of Sikkim
Who qualifies
Registered construction and unorganized sector workers with a valid labour card.
What you get
Financial assistance for medical treatment, education of children, and funeral expenses.
What it actually costs you
Annual registration fee of ₹20; requires labour card and bank passbook.
Common gotcha
You must renew your registration annually to keep the benefits active.
Chief Minister's Shramik Suraksha Yojana
state · Labour Department
Who qualifies
Registered workers in the unorganized sector residing in Sikkim.
What you get
Accidental death or disability insurance cover up to ₹2 Lakhs.
What it actually costs you
Zero premium; requires Aadhaar and proof of employment.
Common gotcha
Claims must be filed within 30 days of the incident.
SISCO Bank Micro-Credit for Small Entrepreneurs
state · Sikkim State Cooperative Bank
Who qualifies
Local residents looking to start small businesses or delivery-related services.
What you get
Low-interest loans for purchasing two-wheelers or small equipment.
What it actually costs you
Processing fee of 1-2%; requires local Certificate of Identification (COI).
Common gotcha
Requires two local guarantors who are government employees or established business owners.
Sikkim Skill Development Mission (SSDM) Training
state · Skill Development Department
Who qualifies
Unemployed youth of Sikkim aged 18-35.
What you get
Free vocational training in logistics, driving, and hospitality with placement support.
What it actually costs you
Zero cost; requires COI and educational certificates.
Common gotcha
Attendance is strictly monitored; missing classes leads to disqualification.
🛵 Getting around the hills
Sikkim Commercial Vehicle Subsidy
state · Transport Department
Who qualifies
Local drivers purchasing commercial vehicles for taxi or delivery services.
What you get
Interest subvention on vehicle loans for commercial operators.
What it actually costs you
Requires valid commercial driving license and permit.
Common gotcha
The vehicle must be registered in Sikkim with a Sikkim permit.
Sikkim Commercial Driver Fuel Rebate
state · Transport Department
Who qualifies
Registered commercial vehicle owners in Sikkim.
What you get
Quarterly rebate on fuel costs for registered commercial taxis and delivery vehicles.
What it actually costs you
Submission of fuel bills and logbooks to the local RTO.
Common gotcha
Only bills from authorized petrol pumps in Sikkim are accepted.
Sikkim State Health Insurance (State Top-up)
state · Health & Family Welfare Department
Who qualifies
All Sikkim residents holding a COI.
What you get
Additional coverage for specialized treatments not fully covered by national schemes.
What it actually costs you
Zero cost; requires COI and health card.
Common gotcha
This is a top-up; you must be enrolled in national health schemes first.
Tamil Naduதமிழ்நாடு
Tamil Nadu offers a robust social security net for gig workers and delivery partners through dedicated welfare boards and subsidized transit, making it one of the most supportive states for independent contractors.
🛡️ Safety net for us gig workers
Tamil Nadu Unorganized Workers Welfare Board Registration
தமிழ்நாடு அமைப்புசாரா தொழிலாளர்கள் நல வாரியம்
state · Labour Welfare and Skill Development Department
Who qualifies
Any gig worker or delivery partner aged 18-60 working in TN.
What you get
Financial assistance for marriage, maternity, education, and accidental death/disability insurance.
What it actually costs you
Free registration; requires Aadhaar, bank passbook, and employment proof.
Common gotcha
You must renew your registration every three years to keep claiming benefits.
As a delivery partner in Tripura, you rely on state-specific welfare boards and local transport permits that keep your bike on the road and your family covered during emergencies.
🛵 Keeping my bike on the road
Tripura Commercial Vehicle Permit Assistance
ত্রিপুরা বাণিজ্যিক যানবাহন পারমিট সহায়তা
state · Transport Department, Government of Tripura
Who qualifies
Commercial two-wheeler and three-wheeler operators registered in Tripura.
What you get
Subsidized permit renewal fees and road tax exemptions for commercial vehicles.
What it actually costs you
Valid driving license, vehicle registration, and proof of residency.
Common gotcha
The subsidy is often delayed; keep your original receipts for tax filing.
Subsidized rice and essential commodities at fair price shops.
What it actually costs you
Application through MeeSeva centers with residence proof.
Common gotcha
Name must match exactly with Aadhaar to avoid biometric authentication failure.
Uttarakhandउत्तराखण्ड
Uttarakhand offers unique hill-terrain welfare and specific transport-worker support that helps delivery partners navigate the challenges of working in mountainous regions.
🛵 Keeping my bike on the road
Uttarakhand Transport Workers Welfare Fund
उत्तराखण्ड परिवहन श्रमिक कल्याण कोष
state · Uttarakhand Transport Department
Who qualifies
Registered commercial vehicle drivers and delivery partners with a valid transport license.
What you get
Financial assistance for medical emergencies and accidental insurance coverage.
What it actually costs you
Annual registration fee of ₹100; requires Aadhaar and driving license.
Common gotcha
Often confused with national E-Shram; this is specific to transport workers in the state.
Uttarakhand Road Safety Incentive
state · Uttarakhand State Road Safety Council
Who qualifies
Delivery partners with a clean traffic record for 2 years in the state.
What you get
Discount vouchers for vehicle maintenance and helmet upgrades at empanelled centers.
What it actually costs you
Submission of traffic challan history report; zero cost.
Common gotcha
Only applicable if you have zero pending traffic fines in the state.
Hill Region Fuel Subsidy for Delivery Riders
state · Uttarakhand Food and Civil Supplies Department
Who qualifies
Delivery partners working in designated hilly districts (Pithoragarh, Chamoli, etc.).
What you get
Direct Benefit Transfer (DBT) of ₹500 per month for fuel expenses.
What it actually costs you
Proof of residency in a hilly district and active delivery partner ID.
Common gotcha
The definition of 'hilly district' changes; check the latest notification.
🏥 Looking after my family
Atal Ayushman Uttarakhand Yojana
अटल आयुष्मान उत्तराखण्ड योजना
state · State Health Agency, Uttarakhand
Who qualifies
All residents of Uttarakhand not covered under central schemes.
What you get
Cashless treatment up to ₹5 lakh per family per year in empanelled hospitals.
What it actually costs you
Gold card issuance fee of ₹30; requires Ration card.
Common gotcha
Stacks with PMJAY; if you are already covered by the center, this acts as a top-up.
Children of registered delivery partners studying in Class 6 to Post-Graduation.
What you get
Annual scholarship ranging from ₹3,000 to ₹10,000.
What it actually costs you
School bonafide certificate and parent's registration card.
Common gotcha
Must apply within 3 months of the start of the academic session.
Mukhyamantri Swarozgar Yojana
मुख्यमंत्री स्वरोजगार योजना
state · Department of Industries
Who qualifies
Residents looking to start their own small business or delivery startup.
What you get
Margin money subsidy of 15% to 25% on project costs.
What it actually costs you
Detailed project report and bank loan sanction letter.
Common gotcha
Not for existing employees, but for those wanting to quit and start a business.
Uttar Pradeshउत्तर प्रदेश
As a delivery partner in UP, you benefit from state-specific welfare boards and urban transport initiatives designed to support the gig economy and informal workers.
🛡️ Safety and Welfare for Workers
UP Building and Other Construction Workers Welfare Board
उत्तर प्रदेश भवन एवं अन्य सन्निर्माण कर्मकार कल्याण बोर्ड
state · Labour Department, UP
Who qualifies
Workers engaged in construction or related manual labor for at least 90 days in a year.
What you get
Financial assistance for marriage, maternity, education of children, and accidental death/disability cover.
What it actually costs you
Small registration fee; requires Aadhaar, bank passbook, and proof of work.
Common gotcha
Often confused with general labor cards; you must be able to prove 90 days of work.
West Bengal offers unique social security support for informal workers and specific transport-related welfare initiatives that help delivery partners manage daily operational risks.
🛡️ Safety nets for my family
Samajik Suraksha Yojana (SSY)
সামাজিক সুরক্ষা যোজনা
state · Labour Department, Government of West Bengal
Who qualifies
Unorganized workers including delivery partners aged 18-60 years.
What you get
Provident fund benefits, health insurance, and financial assistance for accidental death or disability.
What it actually costs you
Zero contribution from the worker; state government pays the premium.
Common gotcha
You must have your Aadhaar linked to your bank account and be registered as an unorganized worker with the Labour Department.
