SANARTI: Who Qualifies and What You Get

SANARTI is a supplementary health insurance scheme designed to provide extra medical coverage for artisans.

👤Who it's for

This scheme is specifically designed for artisans working in Italy. To be eligible, you must be part of the group of artisans who are actively paying into this specific fund as part of their professional requirements. It is intended to support those who are self-employed and contributing to the fund through their professional standing.

🎁What you get

The benefit provides supplementary health coverage to complement standard medical services. This means it covers medical needs that may fall outside of basic public healthcare. Specifically, the fund offers coverage for specialist medical care and dental treatments. This extra layer of protection is meant to help manage the costs of specialized healthcare services that you might otherwise have to pay for entirely out of pocket.

💰What it costs you

There is no large upfront fee to join this scheme. Instead, the cost is managed through a small monthly deduction. These deductions are taken directly from your regular social security payments, meaning the cost is integrated into your existing professional financial obligations.

⚠️The catch to know

The most important thing to understand is that you cannot typically sign up for this scheme on your own through a personal application. Because the contributions are tied to your professional social security status, you must be officially enrolled by your accountant. If your accountant has not processed your enrollment, you will not be able to access the benefits.

📝How to apply

1. Consult with your accountant to confirm that you are currently paying into the fund.
2. Ask your accountant to verify that your professional enrollment in the fund is active and up to date.
3. Check with your professional representative to understand the specific list of covered specialist and dental services.