INAIL Maritime Insurance: Who Qualifies and What You Get
Learn how INAIL maritime insurance provides mandatory coverage for professional fishermen against work-related accidents and diseases.
This scheme provides mandatory insurance coverage for professional fishermen to protect them against accidents and illnesses occurring during their work.
Who it's for
This insurance is specifically designed for all registered professional fishermen. To qualify, you must be officially recognized under the professional fishing framework in Italy.
What you get
The primary benefit is mandatory coverage for work-related accidents and occupational diseases. This means if you suffer an injury or develop a health condition caused by the specific demands and risks of your maritime work, you are covered under this scheme. It acts as a social security safety net tailored to the unique hazards faced by those working at sea.
What it costs you
The cost of this coverage is paid through insurance premiums. These premiums are not a flat fee; instead, they are calculated based on specific factors related to your operation. Specifically, the amount you pay depends on the tonnage of your vessel and the total number of people in your crew.
The catch to know
It is important to understand that this insurance is strictly limited to "Infortuni sul lavoro" (work-related accidents) and occupational diseases. It does not cover general health issues or medical conditions that are not caused by your professional activities. Because of this limitation, you must still maintain your Tessera Sanitaria (standard health card) to ensure you have coverage for non-work-related medical needs.
How to apply
- Confirm that you hold the necessary professional registrations for fishing in Italian territorial waters.
- Gather your vessel documentation to verify the tonnage used for premium calculations.
- Determine your total crew count to ensure accurate reporting.
- Visit the official portal to manage your registration and compliance.