European Health Insurance Card (TEAM): Who Qualifies and What You Get
Understand how to access state-provided healthcare during temporary stays in EU and EEA countries using your health card.
The European Health Insurance Card (TEAM) allows you to access necessary medical care during temporary trips within the EU and EEA.
Who it's for
This scheme is available to all Italian citizens who are covered by the national health service (SSN). If you are an Italian citizen and have active coverage under the national health system, you qualify to use this protection during your travels.
What you get
The card grants you access to state-provided healthcare during temporary stays in EU and EEA countries. This ensures that if you require medical attention while abroad, you can access the same medical services that people living in those countries receive through their own state systems. It is designed to provide essential coverage for temporary visits rather than long-term residency.
What it costs you
Using this benefit is free. There is no application fee or subscription cost required to use the card. The benefit is provided automatically; you do not need to request a new document, as the TEAM information is issued directly on the back of your existing Tessera Sanitaria.
The catch to know
The most important thing to remember is that the card only covers medical treatment in state-run healthcare facilities. It does not cover costs for private clinics, which are frequently found in popular tourist areas. If you choose to use a private medical provider instead of a public one, the card will not apply, and you will likely be responsible for the full cost.
How to apply
- Ensure you are an Italian citizen with active coverage under the national health service.
- Locate your Tessera Sanitaria (your standard Italian health card).
- Check the back of your card to confirm the TEAM details are printed there.
- Carry your health card with you at all times during your travels within the EU or EEA.