JP hubs

Agricultural Work Accident Insurance: Who Qualifies and What You Get

Learn if you can claim compensation for medical costs and lost income if you are injured while working with heavy machinery on a farm.

This insurance provides financial support to farmers who suffer injuries or accidents while performing their work.

Who it's for

This scheme is specifically for farmers who operate or work with heavy machinery.

What you get

If you are injured, the insurance provides compensation to help cover your medical expenses. It also provides payments to help replace income that you lose because you are unable to work due to the accident.

What it costs you

You must pay an annual premium to remain covered. The specific amount you pay depends on your assessed risk level.

The catch to know

This insurance only covers accidents that happen while you are performing farm work. If an accident occurs while you are doing something unrelated to your agricultural duties, you will not be covered.

How to apply

  1. Confirm your eligibility based on your use of farm machinery.
  2. Determine your risk level to calculate your premium.
  3. Contact the relevant local authorities to set up your coverage.
  4. Check the official government portal for specific enrollment details.