JP hubs

Lump-sum Withdrawal Payment: Who Qualifies and What You Get

If you are leaving Japan permanently, you may be eligible to claim a refund of some of the pension premiums you have paid.

This scheme allows foreign residents who are leaving Japan permanently to claim a partial refund of the pension premiums they have contributed while living in the country.

Who it's for

This is for non-Japanese residents who are leaving Japan permanently.

What you get

You can receive a partial refund of the pension premiums you have paid into the system during your time in the country.

What it costs you

To receive this, you must submit your application within two years of your departure from Japan.

The catch to know

If you choose to claim this payment, you will lose your pension record for the period covered by the refund. This means those years of contributions will no longer count toward your future pension eligibility.

How to apply

  • Ensure you have left Japan permanently.
  • Gather your necessary identification and pension documents.
  • Submit your application within the two-year window after leaving.
  • Follow the specific filing instructions provided by the pension service.