National Health Insurance (NHI): Who Qualifies and What You Get
Learn how the National Health Insurance scheme provides medical coverage and how your previous year's income affects your monthly premiums.
The National Health Insurance (NHI) is a public health insurance system designed to provide medical coverage for residents who do not have insurance through an employer.
Who it's for
This scheme is for residents who are not covered by an employer-based insurance plan.
What you get
The insurance covers 70% of your medical expenses, meaning you are only responsible for a portion of the cost when you visit a doctor or hospital.
What it costs you
You pay monthly premiums to remain covered. The amount you pay each month is calculated based on the income you earned during the previous year.
The catch to know
Because your premiums are tied to your previous year's earnings, your monthly costs can be quite high if you had a high income in the year prior.
How to apply
- Check your eligibility based on your current employment status.
- Contact your local municipal government office to begin the enrollment process.
- Provide the necessary documentation regarding your residency and income.
- Set up your monthly premium payments.
For more information, visit the official portal: https://www.kyoukaikenpo.or.jp/