National Health Insurance Student Exemption: Who Qualifies and What You Get

This scheme allows students to pay significantly less for their mandatory health insurance if they are currently experiencing low or no income.

👤Who it's for

This exemption is specifically designed for students who are currently enrolled in educational programs and are facing financial hardship. It is intended for those who have little to no income, helping to ensure that the cost of mandatory health coverage does not become a barrier to completing your studies.

🎁What you get

If you qualify, you receive a significant reduction in your monthly health insurance premiums. Instead of paying the standard rate required for most residents, your monthly payments are lowered to better align with your financial situation as a student. This reduction helps lower the overall cost of living while ensuring you remain covered by the national health insurance system.

💰What it costs you

There is no monetary fee to apply for this reduction. However, it does require an investment of your time. To receive the discount, you must visit your local city office in person to complete the necessary paperwork. Specifically, you are required to file a "no-income" declaration, which is an official statement regarding your financial status.

⚠️The catch to know

The most important thing to remember is that this exemption is not automatic. Even if you qualified last year, the reduction will not carry over on its own. You must proactively re-apply every year to ensure your student status and income levels are updated in the system to maintain your discount.

📝How to apply

1. Locate your local municipal city office responsible for your area.
2. Prepare to file an official "no-income" declaration to confirm your financial status.
3. Submit your declaration to the office staff to request the premium reduction.
4. Verify that the reduction has been applied to your account for the current year.