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National Pension Special Payment System for Students: Who Qualifies and What You Get

Learn how students can postpone their pension payments during their studies to manage costs while navigating academic life.

This system allows students to postpone their required pension payments until after they have finished their studies.

Who it's for

This is available for students under the age of 20 who choose to use it, or students over 20 who have a low income.

What you get

You receive a postponement of your pension payments. This means you do not have to make the required payments while you are still a student.

What it costs you

There is no direct fee to use this system. You will need to spend time completing an application form and submitting it to either a pension office or your local city hall.

The catch to know

If you do not proactively apply for this system, you are still legally required to pay your pension contributions, even if you are a student.

How to apply

  1. Obtain an application form from your local city hall or a pension office.
  2. Fill out the required details on the form.
  3. Submit the completed form to the appropriate government office.
  4. Visit the official portal for more details: https://www.nenkin.go.jp/