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National Pension System: Who Qualifies and What You Get

Learn about the National Pension System in Japan, covering eligibility, monthly costs, and how to secure your retirement payments.

The National Pension System is a government program designed to provide you with basic pension payments once you reach retirement age.

Who it's for

This scheme is available to all residents living in Japan who are between the ages of 20 and 60.

What you get

By participating, you qualify for basic pension payments when you reach the designated retirement age.

What it costs you

You are required to pay a fixed monthly premium. While the exact amount can vary, you should budget approximately ¥16,980 per month.

The catch to know

If your income decreases, you must remember to file an exemption application (免除申請) every year to adjust your payments. If you miss this annual requirement, you may not receive the relief you are entitled to.

How to apply

  1. Confirm your eligibility based on your current age and residency.
  2. Determine your monthly premium based on your income.
  3. Set up your regular payments through the official channels.
  4. Visit the official portal for more details: https://www.nenkin.go.jp/