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Tsumitate NISA: Who Qualifies and What You Get

Learn how the Tsumitate NISA scheme allows residents in Japan to invest with tax-free benefits on capital gains.

Tsumitate NISA is a government scheme that allows you to invest money into long-term savings with tax advantages.

Who it's for

This scheme is available to residents of Japan who are over the age of 18.

What you get

When you use this scheme, you can receive tax-free capital gains on your long-term investments. This means you do not have to pay taxes on the profit made from your investments.

What it costs you

There is no direct fee to join the scheme, but you will need to go through the process of opening a brokerage account to manage your investments.

The catch to know

Because this involves investing in the market, your principal is not guaranteed. This means the value of your investment can go up or down due to market volatility, and you could potentially lose money.

How to apply

  1. Choose a financial institution that offers this scheme.
  2. Complete the application process to open a brokerage account.
  3. Set up your regular investment plan.
  4. Visit the official portal for more details: https://www.fsa.go.jp