Workers' Accident Compensation Insurance: Who Qualifies and What You Get
Learn how this insurance provides medical coverage and wage compensation for employees injured while working on the job.
This insurance provides a safety net for workers who suffer injuries or accidents while performing their job duties.
Who it's for
This scheme is designed for all employees and certain self-employed workers involved in construction and landscaping.
What you get
If you are injured while working, you can receive medical coverage to pay for your healthcare. You may also receive compensation for lost wages resulting from the injury.
What it costs you
The premiums for this insurance are paid by your employer. Your main responsibility is to ensure that any workplace incident is reported promptly to the relevant authorities.
The catch to know
You must report any work-related injury immediately. If you delay reporting the incident, it can become much harder to prove that the injury actually happened because of your work.
How to apply
- Report the injury to your employer as soon as it happens.
- Ensure your employer files the necessary incident reports.
- Follow the guidance provided by your employer or the relevant government body regarding medical claims.
- Visit the official portal for more details: https://www.mhlw.go.jp/stf/seisakunitsuite/bunya/koyou_roudou/roudoukijun/rousai/