Long-Term Care Insurance: Who Qualifies and What You Get
Understand how to access subsidized home or facility care services for elderly individuals or those with degenerative diseases in South Korea.
Long-Term Care Insurance provides support for people who need help with daily activities due to age or specific health conditions. This system helps cover the costs of professional care services.
Who it's for
This scheme is designed for elderly individuals or anyone living with degenerative diseases that require ongoing assistance with daily life.
What you get
You can access subsidized services to help with care. This includes options for receiving help within your own home or moving into a professional care facility.
What it costs you
While the government provides subsidies, you will be responsible for a co-payment. This typically covers a portion of the service costs, usually ranging from 15% to 20%.
The catch to know
You cannot simply sign up and receive benefits immediately. You must first go through a formal assessment process. A government body will evaluate your condition to assign a specific "grade" of care, which determines the level of support you are eligible to receive.
How to apply
- Submit a request for an assessment through the official channels.
- Complete the required formal evaluation process.
- Wait for your care grade to be determined.
- Use your approved grade to access home or facility services.
Check the official portal for more details: https://www.longtermcare.or.kr