National Health Insurance: Who Qualifies and What You Get

This scheme provides subsidized medical costs for health checkups and various medical treatments for those living in the country.

👤Who it's for

This program is designed to be universal, meaning it is available to all residents. Whether you are a local citizen or a resident, the scheme is intended to provide a baseline of medical support for everyone living within the country's borders.

🎁What you get

The primary benefit is financial assistance for medical needs. This includes subsidies that help cover the costs of routine health checkups and various medical treatments. By participating in this system, residents receive help paying for healthcare services that would otherwise be much more expensive if paid for entirely out of pocket.

💰What it costs you

To fund these medical subsidies, participants must pay a monthly premium. If you are an employee, this amount is typically deducted directly from your salary as part of your regular payroll. This regular contribution ensures that the medical fund remains available for everyone to use when they require healthcare services.

⚠️The catch to know

It is important to understand that not every medical expense is treated the same way. There is a distinction between "covered" items and "non-covered" items. Covered items are those that the insurance helps to pay for, while non-covered items are expenses that the insurance does not subsidize, meaning you are responsible for the full cost of those specific medical services.

📝How to apply

1. Confirm your residency status to ensure you are eligible for the scheme.
2. Check your monthly salary or pay stub to verify that the required insurance premiums are being deducted.
3. Visit a medical provider to utilize your coverage for your checkups or medical treatments.
4. For more specific information or to manage your account, visit the official portal: https://www.nhis.or.kr