Incorporación Voluntaria al Régimen Obligatorio: Who Qualifies and What You Get
Learn how freelancers and self-employed individuals in Mexico can access medical coverage, pensions, and disability insurance.
This scheme allows self-employed individuals to join the mandatory social security system on their own terms.
Who it's for
This is designed for freelancers and people who work for themselves rather than for a traditional employer.
What you get
By joining, you gain access to full medical coverage for yourself. It also provides a pension for your retirement and insurance to help if you become unable to work due to disability.
What it costs you
You will need to pay a monthly premium. The amount you pay is determined by the income you declare. To get started, you will need your CURP (a unique population registry code used in Mexico) to complete the process.
The catch to know
While the scheme covers pre-existing conditions, there is a waiting period you must observe before you can access certain types of surgeries.
How to apply
- Gather your official identity documents, including your CURP.
- Determine your monthly income to calculate your premium.
- Visit the official portal to begin your registration.
- Follow the instructions to select your coverage and payment method.