Work Risk Insurance: Who Qualifies and What You Get
Learn how Work Risk Insurance provides medical care and salary support for employees injured while on the job in Mexico.
Work Risk Insurance is a system designed to support formal employees who suffer an injury or illness specifically because of their job.
Who it's for
This scheme is for formal employees who experience an injury or health issue while performing their work duties.
What you get
If you are covered, you are entitled to receive medical care for your injury. Additionally, you will receive compensation for your salary to help cover your income during your recovery period.
What it costs you
There is no direct cost to the employee. However, for the benefit to be activated, your employer must officially report the accident or work-related incident.
The catch to know
A common issue is that some employers may fail to report workplace accidents. This is often done because reporting an accident can lead to an increase in the insurance premiums the company has to pay.
How to apply
- Report your workplace injury to your employer immediately.
- Ensure your employer files the necessary report with the relevant authorities.
- Seek medical attention through the official healthcare channels provided.
- Visit the official portal for more details: https://www.imss.gob.mx/