Infonavit Savings Refund: Who Qualifies and What You Get
Retirees who never used their housing loan may be able to claim a refund of the savings accumulated in their housing sub-account.
This scheme allows certain individuals to reclaim the money that has been sitting in their housing sub-account over the years.
Who it's for
This refund is specifically for retirees who never applied for or used a housing loan through Infonavit.
What you get
You can receive a refund of the total savings that have accumulated in your housing sub-account (subcuenta de vivienda) throughout your working life.
What it costs you
There is no monetary fee to claim this money, but you will need to have your electronic signature (E.firma) and a valid CLABE bank account number ready to complete the process.
The catch to know
The biggest risk is simply forgetting to claim it. Many retirees do not realize they have unclaimed funds sitting in the system, so it is important to check your balance online to see if you are owed anything.
How to apply
- Visit the official Infonavit portal.
- Log in to your account to check your current balance and eligibility.
- Follow the digital prompts to request your refund.
- Provide your bank details to receive the funds.