Mi Cuenta Infonavit: Who Qualifies and What You Get
Learn how to access your housing savings and check your points through the Mi Cuenta Infonavit digital platform.
Mi Cuenta Infonavit is a digital platform that allows formal workers to manage their housing savings and track their progress toward a mortgage. It serves as a personal portal to monitor the funds accumulated in your subcuenta de vivienda (housing sub-account).
Who it's for
This service is designed specifically for formal employees. If you are currently working in a position where your employer makes social security and housing contributions on your behalf, you qualify to use this digital tool.
What you get
By accessing the portal, you gain visibility into your financial standing regarding housing. You can check your current balance in your subcuenta de vivienda and review your puntos Infonavit (Infonavit points). These points are a critical metric used to determine if you meet the requirements to apply for a housing loan. Having access to this information allows you to plan for future homeownership by seeing exactly how much you have saved and how close you are to meeting the necessary criteria.
What it costs you
There is no monetary fee to use this digital service; it is free for workers to log in and check their status. To use the platform, you must have your Social Security Number (NSS) ready. You will also need to have a registered password to access your private information.
The catch to know
The accuracy of the data in your account depends heavily on your employer's compliance. For your balance and points to be correct, your employer must correctly pay the required 5% housing contribution. If there are delays or errors in these payments from the employer's side, the information shown in your account may not reflect your true savings or eligibility status.
How to apply
- Locate your Social Security Number (NSS).
- Ensure you have your digital password ready for the login screen.
- Visit the official portal to access your dashboard.
- Review your savings and points to confirm they match your employment records.