Mandatory Civil Liability Insurance: Who Qualifies and What You Get
Learn if you need mandatory civil liability insurance for driving on federal roads and what the basic coverage actually includes.
This is a required insurance policy designed to cover damages caused to third parties in the event of an accident.
Who it's for
This requirement applies to all drivers operating vehicles on federal roads.
What you get
You receive a minimum level of coverage specifically for third-party damages. This is intended to help manage the costs if you are responsible for an accident involving someone else or their property.
What it costs you
You must pay an annual premium to a private insurance provider to maintain this coverage.
The catch to know
It is important to remember that these basic policies are often limited. Most standard versions of this insurance do not cover the theft of your vehicle or a total loss of your car, so you must read the fine print to understand what is excluded.
How to apply
- Contact a private insurance provider to select a policy.
- Ensure the policy meets the minimum requirements for federal road use.
- Pay your annual premium to keep the coverage active.
- Keep your proof of insurance with you while driving on federal roads.
For more information, visit the official portal: https://www.gob.mx/cnsf