Occupational Risk Insurance: Who Qualifies and What You Get
Learn how this insurance provides medical care and salary compensation for workers who suffer injuries while on the job in Mexico.
This insurance provides protection and support for workers who suffer accidents or illnesses caused by their professional activities.
Who it's for
This scheme is for any worker who is injured or becomes ill specifically because of the work they perform on the job.
What you get
If you are injured, you are entitled to receive full medical care. Additionally, you will receive compensation for your salary to help support you during your recovery period.
What it costs you
There is no direct cost to you, but for the coverage to be active, your employer must report the incident to the relevant authorities immediately.
The catch to know
The main thing to watch out for is that the insurance relies on your employer to report the accident. If your employer fails to report your injury, the responsibility falls on you to file the claim yourself to ensure you receive your benefits.
How to apply
- Ensure your employer reports the work-related injury immediately.
- Seek medical attention to document the incident.
- If your employer does not report the accident, file a claim yourself through the official social security channels.