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Supplementary Health Insurance: Who Qualifies and What You Get

Learn if adding extra coverage to your basic insurance is worth the monthly cost for your specific healthcare needs.

Supplementary Health Insurance provides extra coverage for medical services that are not included in the standard mandatory insurance package.

Who it's for

This is available to anyone who already holds a basic health insurance policy.

What you get

This coverage helps pay for specific medical services such as physiotherapy and dental care. It is designed to cover costs that the standard mandatory insurance does not fully address.

What it costs you

You will have to pay an additional monthly premium on top of your basic insurance costs to maintain this coverage.

The catch to know

This is not always cost-effective for healthy individuals. Depending on your lifestyle and how often you use medical services, the cost of the monthly premiums might be higher than what you would spend paying for treatments out of your own pocket.

How to apply

  1. Review your current medical needs to see which services you use most often.
  2. Compare different packages offered by private insurers.
  3. Select a plan that matches your expected healthcare requirements.
  4. Sign up through your insurance provider.